# Payday Loan: $250 Cash Advance — Easy & Quick Money Lending App > Mobile app for quick cash loans and financial assistance. (iPhone/iPad app by DOGMA CAPITAL SERVICES (CY) LTD.) - Source: https://appshunter.io/ios/app/payday-loan-250-cash-advance/id1666251536 (this page in markdown: same URL + `.md`) - Developer: [DOGMA CAPITAL SERVICES (CY) LTD](https://appshunter.io/developer/1666251538) - Category: Finance - Price: Free - Rating: 4.59/5 from 930 App Store ratings · 25 written reviews indexed - Age rating: 17+ - Requires: iOS 12.0 · 38 MB - Languages: English - Released: 2023-04-24 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/payday-loan-250-cash-advance/id1666251536/reviews.md ## What is Payday Loan? Money lending apps are becoming something ordinary and understandable. You do not need to leave your home, or even be in the country - our money lending app will do everything for you and provide a comfortable loan. You can quickly fill out a questionnaire and borrow money in a matter of hours. Money borrowing can help out in difficult times: when you need to pay for your studies at the university, make repairs, go on vacation, or pay for your daughter's wedding. And with the development of the mobile application market, lending apps have become a new lifesaver. Our quick loans app uses double encryption, so you don't have to worry about data leakage. We will ensure the privacy and security of your data. Benefits of the money lending app There are certain reasons to choose our lending app. After all, there is no doubt that it is much better than banking institutions. Essentially, a loan application does not complicate the process of issuing a loan, but rather makes it pleasant and carefree. Here are the main benefits of our money lending app: - Modern design - Convenient app navigation - Clear presentation of information - Possibility to buy anything you need - Alternative to banks - No money is required to apply Even if you have little experience obtaining loans or a low credit score, our quick loans app will still suit you. Don't worry that the interest rate may be high. Our money lending app will teach you how to properly manage your finances, and the support service will solve any issue related to the loan. Material Disclosure Our quick loan app is one of the best money lending apps that allow you to borrow money. The good news is that you are not required to use a loan service, receive instant money or cash before payday through any offer. The minimum loan repayment period is 65 days; the maximum is 2 years. Furthermore, each requested cash advance charges the user an interest rate. Annual interest rate starts from 5.99% The maximum you can see is 35.99%. It varies depending on the type of loan. Because these types of borrow money are unsecured, borrowers with an excellent credit history are usually not given loans without a credit check. Annual Percentage Rate When a customer requests to borrow money through our lending app, an APR (Annual Percentage Rate) is charged. This is an annual interest rate that varies from case to case, as it depends on monthly income, credit score, employment, and other factors. It consists of a nominal interest rate and additional fees. These fees may be incurred when obtaining a loan and range from 16-26%. The penalty is charged only if the scheduled payment is late. You will find out the conditions when filling out a loan application. Representative example Let's say you want to take out a money borrowing for the amount that is $6,500. The term of the loan is 36 months, and the interest rate is 7.98%. The amount you owe monthly is $203.63. The amount of loan debt is 830.68 US dollars. In this case, you will only pay $7,330.68 for this cash advance. Please note that if you fail to make your loan payment or fail to make it on time, you will need to contact us to discuss a new repayment schedule. ## Key features - Quick loan application - Money lending from home - Double encryption for data security - Alternative to traditional banks - Financial management guidance - Support service available ## Recent user reviews (10 of 25) All indexed reviews: https://appshunter.io/ios/app/payday-loan-250-cash-advance/id1666251536/reviews.md ### 1/5 — Fake thankfully I have life lock *2023-11-10* I know my information was sold, I got a text message from a travel website about my loan..? Yeah that’s not fishy. The privacy policy page isn't even real. **Developer response:** Dear TechEvolved, Thank you for bringing your concerns to our attention. We want to assure you that we take privacy very seriously and do not sell personal information. It's distressing to hear about the text message you received, and we understand why this would raise alarm. Please know that the safety and confidentiality of our user's data is a top priority for us. If you're having trouble accessing the privacy policy page, we’d be grateful for the chance to rectify this issue. Could you please let us know the specific problem you encountered? Your trust is vital to us, and we're committed to ensuring a secure experience. If there's anything else we can do to help, please don't hesitate to reach out. ### 1/5 — Don’t fall for this. *2023-11-03* Spam emails incoming 🙄 **Developer response:** Hi, we trust you're enjoying your day. You can easily unsubscribe from our marketing emails at any time. Just click the "Unsubscribe" link at the bottom of any of our emails. This will stop all marketing communications from us. If you need any help, we're here to assist you. ### 5/5 — nan *2023-11-03* ahah **Developer response:** Thank you so much for your positive rating! We're thrilled to hear you had a great experience. Your support means a lot to us, and we're here if you need anything else. Thanks again! ### 1/5 — THIS IS A SCAM 🚨🚨🚨🚨🚨 *2023-10-23* This is a app that scans you. All they do is take your information and send it on different apps and they use your identity. ### 1/5 — Terrible decision *2023-10-16* lol just stop wasting peoples time. **Developer response:** Hi, we trust you're enjoying your day We're very sorry that our product did not suit you. ### 1/5 — Sketchy *2023-10-09* Don’t waste your time and don’t give them your info. Doesn’t seems safe **Developer response:** Hi. Could you offer more insight into your experience by including extra details in your review? We appreciate your feedback, even when it's less than favorable. Thank you. ### 5/5 — Расул *2023-09-24* Отличное приложение всем советую 👍 ### 1/5 — Scam *2023-09-17* This app is a scam, I applied for a loan get approved give them all my personal information plus banking information and at the end of the application they going to say I need a co-signer with at least a 750 credit score smh horrible experience **Developer response:** Hi, we trust you're enjoying your day. We apologize for any negative experience you may have had with us. We're powerless to act if you're not approved. ### 5/5 — Tanzila *2023-09-11* ❤️❤️❤️❤️☺️ **Developer response:** Thanks, 𝑻𝒂𝒏𝒛𝒊 💖 ### 1/5 — Total scam *2023-08-27* Where do I start , I apply for a cash advance put all my information it said I was approved for 800 dollars but first they need it to verify my information and they need it to withdraw 1.00 dollar from my bank account so I did it then to my surprise I ended up with 2 transactions one for 1 dollar and another transaction for 3.95 from something else this app is just a scam I will be reporting this app please don't waste your time **Developer response:** Hi, we hope you're having a good day. Thanks for getting in touch and letting us know about your problem. Something's clearly amiss here; I've forwarded your info to our team to sort out what's going on. In turn, we also ask you to contact the lender directly. ## Frequently asked questions about Payday Loan ### What does this app do? This app allows users to apply for and receive quick cash loans directly through their mobile device. It aims to provide a convenient and fast alternative to traditional banking institutions for borrowing money for various needs. ### What are the key features of this lending app? Key features include a quick loan application process, the ability to borrow money from home, double encryption for data security, and a modern, user-friendly interface. It also offers financial management guidance and a support service. ### How much does it cost to use this app or get a loan? The app itself is free to use, and no money is required to apply for a loan. However, loans will incur an Annual Percentage Rate (APR) which varies from 5.99% to 35.99%, and may include additional fees ranging from 16-26%. ### What are the loan repayment terms and interest rates? The minimum loan repayment period is 65 days, and the maximum is 2 years. The Annual Percentage Rate (APR) starts from 5.99% and can go up to 35.99%, varying based on factors like credit score and income. Additional fees may also apply. ### Who can use this app to borrow money? This app is suitable for individuals who need to borrow money quickly, even if they have little experience with loans or a low credit score. It's designed for those who need funds for expenses like studies, repairs, vacations, or other personal needs. ## Version history (last 2 releases) ### 1.0.1 — 2023-05-22 - Metadata update ### 1.0 — 2023-04-24 No release notes. ## Apps similar to Payday Loan | App | Rating | Price | Category | | --- | --- | --- | --- | | [Borrow Money Instant & Fast](https://appshunter.io/ios/app/borrow-money-instant-and-fast/id1667754462) | 4.0 (523) | Free | Finance | | [Payday Advance & Online Loans](https://appshunter.io/ios/app/payday-advance-and-online-loans/id1661084874) | 4.4 (1,152) | Free | Finance | | [Cash Advance - Pink Pig Loans](https://appshunter.io/ios/app/cash-advance-pink-pig-loans/id6443677021) | 4.5 (282) | Free | Finance | | [$200 Payday Advance App - BORO](https://appshunter.io/ios/app/200-payday-advance-app-boro/id6446088101) | 4.8 (1,246) | Free | Finance | | [Exprebucs Loan - Instant Cash](https://appshunter.io/ios/app/exprebucs-loan-instant-cash/id1628232620) | 4.3 (2,149) | Free | Finance | | [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*