# Payday Loans & Money Advance — Fast Loan App - Instant Credit > Connects users with lenders for fast cash advances and payday loans. (iPhone/iPad app by VERIDA CREDIT IFN SA.) - Source: https://appshunter.io/ios/app/payday-loans-and-money-advance/id1598597654 (this page in markdown: same URL + `.md`) - Developer: [VERIDA CREDIT IFN SA](https://appshunter.io/developer/1656393208) - Category: Finance - Price: Free - Rating: 4.69/5 from 216 App Store ratings · 17 written reviews indexed - Age rating: 4+ - Requires: iOS 10.0 · 57 MB - Languages: English - Released: 2022-01-31 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/payday-loans-and-money-advance/id1598597654/reviews.md ## What is Payday Loans & Money Advance? Need money really fast? Meet this instant cash advance app that becomes your problem solver. Anytime and anywhere you will be able to borrow the necessary amount of money quickly and easily. Just several minutes of using this cash loan app are needed to understand that it has everything you search for: - Anytime and anywhere access - User-friendly interface - Fast response 24/7 - Simple loan acceptance process - Safe and reliable lenders - Quick payouts - No bank lines For this app, it takes very little time to submit a completed loan application. You receive a response regarding the loan request approval and disbursement for fast cash begins. If you need a short-term payday loan, this may be your best option. This money app is not a lender and does not provide direct lending services. With the help of it, you will be connected to reliable and certified lenders. At the same time, you pay no fees for this option. The minimum and maximum periods for repaying money are usually between 60 days and 24 month. The terms differ depending on whose creditors you contact. APR (Annual Percentage Rate) is the interest rate for a year charged when a borrower requests extra funds through this money lending app. It comprises the nominal interest rate and extra fees connected with fast money today. The APR differs among lending options, while many service providers offer rates between 5.99% and 35.99% on the same day loan. These lending solutions are unsecured and are often given to borrowers with good or excellent credit rating. Because our app is not involved in the crediting process and just connect borrowers with lenders, we are unable to claim any specific APR once your request has been submitted. Lending conditions differ by the creditor and are dependent on factors such as income, credit score, and consistent income, among others. Before you sign the contract, the creditor is required by law to inform you of the APR and all other terms. Some states have laws that limit the annual percentage rate (APR) that a service provider can charge you. The following is an example of the entire loan cost: The loan amount is $900, the term is 60 days and the APR is 25%. In this case your monthly repayment is $464.11, the total amount payable is $928.22, the total interest is $28.22. Wonder how to submit an application? The process is very simple and doesn’t require a lot of documents and paperwork. Just add your personal and financial information and specify the amount of money you need. Next, the money lending app will make everything for you. The lender will check your request and informs you on the decision. If you qualify, the lender will proceed with the loan agreement and you receive money directly to your bank account within 24 hours upon approval. Our instant money loan app doesn’t charge any fees from the applicants for matching them with the creditors. You can relax and borrow money from the comfort of your own home in seconds after downloading it from your App Store. Fast approval and quick financing are among the primary benefits of these loans. Apply now and start to get loans fast and easy anytime and anywhere! ## Key features - Anytime and anywhere access - User-friendly interface - Fast response 24/7 - Simple loan acceptance process - Safe and reliable lenders - Quick payouts - No bank lines ## Recent user reviews (10 of 17) All indexed reviews: https://appshunter.io/ios/app/payday-loans-and-money-advance/id1598597654/reviews.md ### 1/5 — Not real *2024-01-04* DO NOT USE ### 1/5 — Doesn’t work *2023-09-23* I downloaded the app twice, and both times when you click on “get loan” it just goes to a white screen and nothing happens. Waste of time ### 1/5 — S3xual harassment *2023-09-18* A number from Chicago called and said he was off a loan and I said I was not interested he began texting me using fowl language and has been calling me and texting me harassing me and begging to have relations with me.. this has never happened to me before and just so happens to become an issue once I download this app and applied. I’d like to report this app ### 1/5 — They are not a lender they are referral service *2022-08-11, version 2.0* So you will get spammed with a bunch of companies don’t apply delete the app these apps need to tell you right up front they are not a lender but a referral service **Developer response:** Good afternoon! Everything about us is written in the description, we apologize for spam, there are problems with landers! ### 1/5 — SPAM *2022-08-04, version 2.0* Don’t recommend this app at all. I got it and tried it out due to the reviews but i submitted an application and next thing you know im getting spammed with emails! And texts **Developer response:** Good afternoon! There are such cases with landers, we try to fix it, try again, everything should be fine ### 1/5 — Definitely seems fake *2022-06-25, version 1.0* Fill out whole thing to get a white screen instantly after hitting submit. I will be reporting this app. **Developer response:** Good afternoon! Thanks for your feedback, we have already fixed it) ### 1/5 — Fake don’t use *2022-05-19, version 1.0* Asking for social after I put all of my information it took me to another site filing lawsuit soon **Developer response:** hi! Sorry, please describe the problem in more detail, I did not understand the problem ### 1/5 — Good *2022-05-11, version 1.0* But I can’t provide my number **Developer response:** hello, we need this information for your registration, thank you for your understanding! ### 1/5 — Help *2022-04-25, version 1.0* Is this app even real **Developer response:** Hello! We apologize if something was not to your liking, describe the problem in more detail, we will definitely help! ### 5/5 — Really good! *2022-03-11, version 1.0* This app is really helping. I cherish the quality alot, it operates faster on my device too. **Developer response:** thank you! ## Frequently asked questions about Payday Loans & Money Advance ### What does this app do? This app acts as a platform to connect users with reliable and certified lenders for fast cash advances and payday loans. It simplifies the process of borrowing money quickly and easily from the comfort of your home. ### What are the key features of this app? Key features include anytime and anywhere access, a user-friendly interface, fast 24/7 response, a simple loan acceptance process, access to safe and reliable lenders, quick payouts, and no requirement for bank lines. ### Is there a cost to use this app? The app itself does not charge any fees to applicants for matching them with creditors. However, lenders will have their own terms, including interest rates (APR) and repayment periods, which will be disclosed before you sign any contract. ### What are the typical repayment terms and APRs? Repayment periods usually range from 60 days to 24 months, varying by lender. APRs can differ significantly, often falling between 5.99% and 35.99%, and are dependent on factors like income and credit score. Lenders are legally required to inform you of all terms, including the APR, before you agree to a loan. ### How do I apply for a loan through this app? The application process is straightforward. You'll need to provide your personal and financial information and specify the amount you need. The app will then connect you with lenders who will review your request and inform you of their decision. If approved, you can receive funds directly to your bank account within 24 hours. ## Version history (last 1 release) ### 3.0 — 2022-09-13 Thanks for choosing our app! We want to make it better for you. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*