# Payday Loans: Borrow Money — Quick cash advance online app > Online platform connecting users with lenders for quick cash advances and installment loans. (iPhone/iPad app by SHANS, KS.) - Source: https://appshunter.io/ios/app/payday-loans-borrow-money/id1449833878 (this page in markdown: same URL + `.md`) - Developer: [SHANS, KS](https://appshunter.io/developer/1449833877) - Category: Finance, Business - Price: Free - Rating: 2.53/5 from 66 App Store ratings · 21 written reviews indexed - Age rating: 4+ - Requires: iOS 10.0 · 46 MB - Languages: English - Released: 2019-04-18 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/payday-loans-borrow-money/id1449833878/reviews.md ## What is Payday Loans? The life has become so fast and it is dramatically changing day by day. Our needs for a living have also revolutionized. In this busy lifestyle, we often get out of cash and we don’t even have much time to borrow money from a bank or from a friend. So, what to do? Payday Loans: Borrow Money app is the solution to such problems. It lets you get a loan easy without any hustle. The only thing you need is just an internet connection, at any time, anywhere. This payday advance loan app helps you to connect with potential lenders and investors. It takes just a few minutes to get it done. Whether you are out of cash or you don’t have an available credit in hand, this app will help you through. In any emergency situation, whether it is day or night, you can get the loan within seconds. Life can bring many bad surprises and more emergency situations where you need money urgently and that's why we developed this online loan app to let you apply for an installment loan easily and without complications. There are some other apps for borrowing money which are full of hustle and time wastage procedures while Payday Loans: Borrow Money is a modern app that will simplify your life and will let you get instantly receipt payday loans or instalment loans. We know that there are many payday lending stores however it is always great to do things without investing much time and that’s why we invented this amazing online loan app for you. It’s an easy cash advance in your hands which can be used anywhere anytime. Why do you need to download and install Payday Loans: Borrow Money on your smartphone or tablet instead of other online loans apps? The freedom to choose: The app is designed with an object to serve easy and quick services to the users. That is why we have designed this app with automated systems. It will automatically connect you to lender in order to proceed your request. Moreover, you are free to turn down any offer if the terms don’t suit you. Whether its noon or its mid night, you can use this app whenever and wherever you want. User Interface: The inference and user experience of this app is a key to its success. We have designed it by keeping in mind that our user gets 100% efficiency with no wastage of time. Handsome Load Amount: You can apply to borrow from $100 to $3000 within a few minutes and the best thing is that you can choose the amount that you need exactly without obligations. Free of cost: Installing and using our payday loan app is free and you don’t have to pay anything to borrow money online. Such online instalment loans can get you out of a lot of unexpected troubles. So, what are you waiting for? Download Payday Loans: Borrow Money NOW and sit relax.  Your mini bank is in your hands! --- Material disclosure Minimum and maximum period for repayment from 65 days to 2 years. Annual Percentage Rate (APR) represents the annualized interest rate that you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved in obtaining a loan. Our lenders offer APRs for personal loans & payday loans from 4.99% to 35.00% for users with height credit score. Since our App is not involved in the lending process, we cannot deliver any specifics about the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender. A representative example of the total cost of the loan, including all applicable fees: If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be of $2,637, with total interest of $137,48. --- ## Key features - Connect with lenders - Apply for loans anytime, anywhere - Loan amounts from $100 to $3000 - Quick application process - Installment loan options - User-friendly interface ## Recent user reviews (10 of 21) All indexed reviews: https://appshunter.io/ios/app/payday-loans-borrow-money/id1449833878/reviews.md ### 1/5 — Must be a scam!!! *2024-08-27* This needs to be reported ASAP! ### 1/5 — Waste *2024-06-16* Don’t waste your time ### 1/5 — SCAM *2024-05-14* It takes your information, tells you you’re approved, and then kicks you out and asks for your information again. I’m reporting them now! ### 1/5 — Whack *2022-02-17, version 1.6.4* Why can’t y’all do what y’all say your goons and just pay people who are approved. I’ve been approved twice but yet get redirected to other lending sites…kinda defeats the purpose. Are you guys not funded enough. And as I read comments this seems to be an ongoing issue but not surprisingly none of those comments have responses regarding the issue or if it’s even been addressed. Thanks again for advertising payday loans and helping me NOT get one! Thank you so much ### 1/5 — What’s going on ? *2022-02-08, version 1.6.4* Literally everybody says this is a scam why am I being directed to other sites to be approved?? ### 1/5 — Apply for loan *2022-01-28, version 1.6.4* I applied for a loan and it was approved but I haven’t any notification or message on my mail yet from your company.. I don’t even know where else to click on again ### 1/5 — Lies *2021-11-06, version 1.6.4* If I can give this app zero stars I would I got told I was approved then it sent me to a bunch of pages where I got denied don’t waste your time with this app!!! ### 1/5 — Guessing *2021-10-25, version 1.6.4* I do not know what happened! ### 1/5 — Lies *2021-10-24, version 1.6.4* Straight scam.. Dont do it ### 1/5 — Scam *2021-10-21, version 1.6.4* Is this a real app or scam. After signing up redirect me to another site. ## Frequently asked questions about Payday Loans ### What does the Payday Loans: Borrow Money app do? This app acts as a bridge, connecting users with potential lenders and investors to facilitate quick cash advances and installment loans. It aims to simplify the process of borrowing money online, especially for emergency situations, allowing users to apply for loans from $100 to $3000. ### How quickly can I get a loan through this app? The app is designed for speed, allowing users to get a loan within minutes. It connects you with lenders automatically, and you can receive the loan within seconds in emergency situations, whether it's day or night. ### Is there a cost to use the Payday Loans: Borrow Money app? Installing and using the app to borrow money online is free of cost. You do not have to pay anything to apply for or use the app itself. The app's revenue model is not detailed, but the core service of connecting users with lenders is presented as free. ### What are the repayment terms for loans obtained through the app? The material disclosure indicates that the minimum and maximum period for repayment ranges from 65 days to 2 years. The Annual Percentage Rate (APR) is the annualized interest rate charged for borrowing, which is a combination of the nominal interest rate. ### Who is this app suitable for? This app is suitable for individuals who find themselves in urgent need of cash due to unexpected expenses or emergencies and prefer a fast, hassle-free online solution. It's for those who don't have immediate access to funds or credit and want to avoid lengthy bank or friend loan processes. ## Version history (last 5 releases) ### 1.6.4 — 2021-10-01 Fix issues ### 1.6.3 — 2021-09-08 Fix some issues ### 1.6.2 — 2021-05-12 We fix many many issues ### 1.6.1 — 2021-05-09 We fix many many issues ### 1.6.0 — 2021-05-08 We fix many many issues ## Apps similar to Payday Loans | App | Rating | Price | Category | | --- | --- | --- | --- | | [Payday Advance - D&J Loans](https://appshunter.io/ios/app/payday-advance-d-and-j-loans/id1596889849) | 4.6 (234) | Free | Finance | | [Loans - All In One](https://appshunter.io/ios/app/loans-all-in-one/id1432486985) | 4.3 (1,211) | Free | Finance | | [Instant Payday Loans Online](https://appshunter.io/ios/app/instant-payday-loans-online/id1570037521) | 4.6 (1,551) | Free | Finance | | [Instant Cash Loan: Borrow Fast](https://appshunter.io/ios/app/instant-cash-loan-borrow-fast/id1560842615) | 4.5 (1,036) | Free | Finance | | [AF247 - Advance Financial 24/7](https://appshunter.io/ios/app/af247-advance-financial-247/id1450238988) | 2.8 (146) | Free | Finance | | [Anything Loans: Cash Advance](https://appshunter.io/ios/app/anything-loans-cash-advance/id1577207552) | 4.6 (1,468) | Free | Finance | ## More apps by SHANS, KS - [Financial and Market News](https://appshunter.io/ios/app/financial-and-market-news/id1488321967) All apps by SHANS, KS: https://appshunter.io/developer/1449833877 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*