# Payday Loans: Cash Advance App — Get instantly cash advance!

> Online platform for fast cash advance and personal loans. (iPhone/iPad app by PAYDAY LOANS USA - LOAN APP LTD.)

- Source: https://appshunter.io/ios/app/payday-loans-cash-advance-app/id1662266123 (this page in markdown: same URL + `.md`)
- Developer: [PAYDAY LOANS USA - LOAN APP LTD](https://appshunter.io/developer/1658100591)
- Category: Finance, Business
- Price: Free
- Rating: 4.40/5 from 13 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 1 MB
- Languages: American English
- Released: 2023-01-01
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/payday-loans-cash-advance-app/id1662266123/reviews.md

## What is Payday Loans?

Did you stuck for cash and the payday loans too far?

Do you need a salary to solve your short-term financial problems? Want a payday loan online? Do you need a quick cash loan advance? Your credit is your simple business, so start it with the Payday Loans - Cash Advance app!

Get a Loan Instantly

For almost any cost, early paycheck or payday loans can be used - from paying off credit cards to funding home improvements, small businesses, or even a much-needed vacation. Simply file online loans forms and get approval from hassle-free automatic repayment. You can also get a loan in the form of cash advance, personal loan, short term loans and others to borrow money more conveniently than banks.

How does the Payday Loans - Cash Advance App work?
The lending process is quick and easy and takes only a few minutes. Do you need a fast cash advance? Payday Loans - Cash Advance App is the fastest way to get approval for a cash loan advance or payday loan. Get started with our quick and easy application and get complete financial freedom. It works very simply.

Fast cash advance loans available after five simple steps:
Step 1: Fill out the form. Fill out our simple form and send an encrypted copy to an authorized lender to approve it.
Step 2: Get a response. Get a quick response within a few minutes from our lender and approve the loan;
Step 3: Accept the conditions. Redirect to the lender's website and check out the loan cash conditions and get detailed information about current rates and fees;
Step 4: Accept the terms. Check out the working process details and accept the loan terms;
Step 5: Get a personal loan. Get a quick payday loan cash repayment directly to your bank account!

Why you should choose the Payday Loans - Cash Advance App?
- We are ready to help you regardless of your financial capabilities;
- We offer a simple application process;
- We will connect you with approved lenders;
- The Payday Loans - Cash Advance App completely encrypted and secure;
- Using our app you’ll get instant approval;
- Cash advance delivered in an hour;
- You will get quick online loans and fast cash;

Payday Loans - Cash Advance App cash it’s a simple, fast and fair way to get a personal loan.

Material disclosure

Minimum and maximum period for repayment - from 65 days to 2 years.

APR

Representative APR 35%. Average APR for this type of loans is 4.99% to 35.00%. If you borrow $1000 over a term of 1 year with an APR of 11% and a fee of 2%, you will pay $88.38 each month. The total amount payable will be of $1,060.56, with total interest of $60.56.

Representative example of the total cost of the loan:

Loan amount - $1,000; loan term (months) - 12; APR - 11% fee %2.
Your monthly repayment will be $88.38. The total amount repayable will be $1,060.56, therefore the loan will cost $60.56.

## Key features

- Instant loan approval
- Simple online application
- Connects with approved lenders
- Cash advance delivered in an hour
- Direct deposit to bank account
- Secure and encrypted process

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/payday-loans-cash-advance-app/id1662266123/reviews.md

### 1/5 — DO NOT APPLY

*2024-08-18*

Horrible fake !!!

### 1/5 — this app developer is popular

*2023-05-14, version 2.1*

this company does not loan you money they are a referral and they are not just very very friendly doing everyone a favor they get paid by selling your information to other "lenders" and and then when they redirect you that company gets paid when they deny you again ... they also get paid by selling your information you will get multiple spam text messages and emails so far they have one review of five stars and that review does not say anything I am the first one apparently to come here... there are no reviews and they own two other apps

## Frequently asked questions about Payday Loans

### How quickly can I get a loan with Payday Loans?

The app states that cash advances can be delivered in as little as an hour after approval. The entire lending process is designed to be quick, taking only a few minutes to complete the application.

### What is the APR for loans through Payday Loans?

The representative APR mentioned is 35%. The average APR for these types of loans ranges from 4.99% to 35.00%. For example, borrowing $1000 over 1 year with an 11% APR and a 2% fee would result in a monthly payment of $88.38.

### What are the repayment terms for loans from Payday Loans?

The minimum and maximum repayment periods range from 65 days to 2 years. This provides flexibility for borrowers to manage their loan repayment.

### Is Payday Loans secure to use?

Yes, the app emphasizes that it is completely encrypted and secure. User data is protected throughout the application and lending process.

### What devices does Payday Loans support?

Payday Loans: Cash Advance App is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### What is the age rating for Payday Loans?

The app has an age rating of 4+, indicating it is suitable for a wide audience. However, users must meet the eligibility criteria for loan applications.

### How often is Payday Loans updated?

The app was last updated on January 2, 2023, with version 2.1. This suggests regular updates to improve functionality and security.

### Does Payday Loans have ads?

No, the provided data indicates that Payday Loans: Cash Advance App does not have advertisements.

## Version history (last 2 releases)

### 2.1 — 2023-01-02

New description added.

### 2.0 — 2023-01-01

No release notes.

## Apps similar to Payday Loans

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Loan — Instant Cash](https://appshunter.io/ios/app/loan-instant-cash/id6443603860) | 4.9 (441) | Free | Finance |
| [Cash Advance Instant Loans US](https://appshunter.io/ios/app/cash-advance-instant-loans-us/id1660799782) | 4.5 (142) | Free | Finance |
| [Quick Click Cash Advance Now](https://appshunter.io/ios/app/quick-click-cash-advance-now/id6444193614) | 4.8 (785) | Free | Finance |
| [Bolt Advance App](https://appshunter.io/ios/app/bolt-advance-app/id1611304203) | 2.2 (5) | Free | Finance |
| [United Payday Loan](https://appshunter.io/ios/app/united-payday-loan/id1607689025) | 2.1 (7) | Free | Finance |
| [Payday Paycheck Advance Guide](https://appshunter.io/ios/app/payday-paycheck-advance-guide/id1635510523) | 3.1 (14) | Free | Finance |

## More apps by PAYDAY LOANS USA - LOAN APP LTD

- [Loans for Bad Credit: USA](https://appshunter.io/ios/app/loans-for-bad-credit-usa/id1660916961)
- [Cash Advance USA: Borrow Money](https://appshunter.io/ios/app/cash-advance-usa-borrow-money/id1661276197)
- [Payday Advance USA - Loan App](https://appshunter.io/ios/app/payday-advance-usa-loan-app/id1661413034)

All apps by PAYDAY LOANS USA - LOAN APP LTD: https://appshunter.io/developer/1658100591

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*