# Payday Loans For Bad Credit. — Get Cash Advance Quick & Easy > Instant payday loans for bad credit, accessible via smartphone. (iPhone/iPad app by EKON CREDIT, s.r.o..) - Source: https://appshunter.io/ios/app/payday-loans-for-bad-credit/id1667277108 (this page in markdown: same URL + `.md`) - Developer: [EKON CREDIT, s.r.o.](https://appshunter.io/developer/1667277110) - Category: Finance - Price: Free - Rating: 4.61/5 from 1,275 App Store ratings · 21 written reviews indexed - Age rating: 17+ - Requires: iOS 12.0 · 36 MB - Languages: English - Released: 2023-03-11 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/payday-loans-for-bad-credit/id1667277108/reviews.md ## What is Payday Loans For Bad Credit.? If you have financial difficulties or bad credit and do not know whom to contact, our payday loans will help you with this. Instant payday loan app is super safe, fast, & easy to use. Our team of professionals has created a service that issues fast payday loan at any interest for any request. Here is one of the best loan apps. You can buy new household appliances, pay for repairs, buy a ticket to the sea now, and pay for it later. You do not have to call banking institutions or stand in a long queue to get an appointment and get a quick loan. Now all Payday Loans For Bad Credit app lending services are available on your smartphone. It's simple and easy to borrow money. Our provides credit services to residents and non-residents of the United States. We will guide you to the world of payday loans. After our online loan app, you will no longer want to visit banks or ask friends for money, as well as worry that your salary is being delayed. We will also help you improve your financial literacy and teach you how to schedule your loan till payday payments. Benefits of our application This payday loan application is fast and simple, transparent, and reliable. You don’t have to worry that the money will disappear somewhere or will not be credited to your account. All you need to do is download the fast payday loans application, register, submit your details in the questionnaire and then enjoy the opportunity to shop at any time of the day. After all, our instant loan for bad credit app has many advantages: - We focus on each client and individual requests - You do not need to pay additional fees for submitting a questionnaire - You will quickly receive confirmation of your application - The payday loan app is a good alternative to going to the bank or applying through the browser - All information is collected in your account - Our payday loans customer service is available 24/7 - You can also contact us by email - If you have a good credit score, you can qualify for better credit terms - You can manage what you borrowed and lent - We took into account the wishes of customers and made a colorful pleasant design Material Disclosure The good news is that you are not required to use the fast loan service. You always have the option to opt-out. The minimum loan repayment period is 65 days; the maximum is 2 years. In addition, an interest rate is charged for each cash advance requested. The annual interest rate is 5.99%. The maximum you can see is 35.99%. The interest rate of a payday loan varies depending on various factors. Since all types of small loans in the Payday Loans For Bad Credit app are unsecured, borrowers with an excellent credit history are usually not given loans without a credit check. Annual Percentage Rate When you request a fast loan service through our borrow money app, APR (Annual Percentage Rate) is charged. It varies from case to case and depends on monthly income, credit score, and other factors. APR consists of a nominal interest rate and additional fees. These fees may be charged when you receive a fast payday loan and range from 16% to 26%. You may be charged a penalty is charged only in case of delay in the planned payment. You will find out the conditions when filling out an application for a quick payday loan. Representative example For example, the loan till payday amount you are taking out is $4,300.00. The annual interest rate of the instant payday loan is 35.99%. The number of payments made each month: 30. You must make a monthly payment of $219.36. Total payable: $6,581.78. Payday loan oblige a minimum repayment plan of 12 months. The maximum repayment plan is 30 months. Download & apply for a payday loan online or now! Our fast loan app is FREE! ## Key features - Fast payday loans - Bad credit accepted - Online application - 24/7 customer service - Financial literacy guidance - Loan management ## What do users think of Payday Loans For Bad Credit.? **Pros** - ⭐ Top app - ⭐ Recommended - ⭐ Very good app - ⭐ Great app - ⭐ So dependable - ⭐ Cool app **Cons** - 🚫 Scammers taking personal information - 🚫 Sends info to many websites - 🚫 Doesn't help with loans - 🚫 Collects leads for payday loan industry - 🚫 Identity theft concerns ## Recent user reviews (10 of 21) All indexed reviews: https://appshunter.io/ios/app/payday-loans-for-bad-credit/id1667277108/reviews.md ### 5/5 — Top *2023-12-08* Top ### 5/5 — Recomendé *2023-12-02* The best app **Developer response:** We sincerely thank you for your positive review! You motivate us to be better and expand opportunities for our customers. ### 1/5 — All a lie *2023-11-20* I haven’t been able to get any help . I’m he app just sends ur info to every website possible. It’s trash **Developer response:** Your feedback is valuable to us, and we regret any disappointment you experienced with the app. Our goal is to help you find exactly what you were seeking. ### 1/5 — Scammers *2023-11-15* Scammers taking your personal information. **Developer response:** Thank you for your review. However, in order to get a loan, you need information. Without it, you will not be approved for a loan and will not be able to choose the best option for you. ### 1/5 — Don’t Waste You’re Time! *2023-11-15* They just want your info so you can receive a million spam calls! BEWARE!! ### 1/5 — Spam spam and more spam. *2023-10-30* Do not use this app unless you want 5 digit numbers messaging you 30+ times a day. **Developer response:** We appreciate your feedback and we’re sorry that you’re not happy with our app. Our goal is to help you find exactly what you were seeking. ### 1/5 — Scam *2023-10-25* Gave my info to scammers. They called with my bank info **Developer response:** Your feedback is valuable to us, and we regret any disappointment you experienced with the app. Our goal is to help you find exactly what you were seeking. ### 1/5 — Horrible app *2023-10-05* Can’t even get past first screen. Horrible app **Developer response:** We appreciate your feedback and we’re sorry that you’re not happy with our app. Our goal is to help you find exactly what you were seeking. ### 1/5 — Not good *2023-08-19* Not a lender just an app that takes your info **Developer response:** We're sorry to hear about your loan application. We're currently working on expanding the range of available loan offers so that more individuals can secure the financing they need. ### 5/5 — Don’t waste your time *2023-08-04* Bad credit or not this app doesn’t work! You don’t get approved. Don’t even try. I really need financial help and this will just lead you on. NOT WORTH IT AT ALL!!! DO NOT APPLY!!! DON’T EVEN DOWNLOAD!!! **Developer response:** We're sorry to hear about your loan application. We're currently working on expanding the range of available loan offers so that more individuals can secure the financing they need. ## Frequently asked questions about Payday Loans For Bad Credit. ### What is this app for? This app provides quick cash advances, commonly known as payday loans, for individuals facing financial difficulties or those with bad credit. It aims to offer a fast, safe, and easy alternative to traditional banking for obtaining funds. ### What are the key features of this payday loan app? Key features include fast and simple loan applications, acceptance of bad credit, 24/7 customer service, guidance on financial literacy, and the ability to manage borrowed funds. It also offers a convenient online process accessible from a smartphone. ### How much does it cost to use this app? The app itself is free to download and use. However, interest rates are charged on each cash advance requested. The Annual Percentage Rate (APR) varies depending on factors like monthly income and credit score, with rates ranging from 5.99% to 35.99%. ### Who is this app designed for? This app is designed for residents and non-residents of the United States who are experiencing financial difficulties or have bad credit and need quick access to cash. It's for anyone looking for an alternative to traditional bank loans. ### What are the loan repayment terms? The minimum loan repayment period is 65 days, and the maximum is 2 years. Interest is charged on all loans, and the Annual Percentage Rate (APR) can vary. Borrowers are not required to use the service and have the option to opt-out. ## Version history (last 1 release) ### 1.0 — 2023-03-11 No release notes. ## Apps similar to Payday Loans For Bad Credit. | App | Rating | Price | Category | | --- | --- | --- | --- | | [Cash Advance USA: Payday Loans](https://appshunter.io/ios/app/cash-advance-usa-payday-loans/id6446894290) | 4.3 (105) | Free | Finance | | [Exprebucs Loan - Instant Cash](https://appshunter.io/ios/app/exprebucs-loan-instant-cash/id1628232620) | 4.3 (2,149) | Free | Finance | | [$200 Payday Advance App - BORO](https://appshunter.io/ios/app/200-payday-advance-app-boro/id6446088101) | 4.8 (1,246) | Free | Finance | | [No Credit Check Loans App](https://appshunter.io/ios/app/no-credit-check-loans-app/id6444702413) | 4.8 (965) | Free | Finance | | [Borrow Money－Loans in the USA](https://appshunter.io/ios/app/borrow-moneyloans-in-the-usa/id6446284026) | 4.8 (399) | Free | Finance | | [Payday Advance & Online Loans](https://appshunter.io/ios/app/payday-advance-and-online-loans/id1661084874) | 4.4 (1,152) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*