# Payday Loans Online — Instant Cash Advance

> Fast online payday loans and cash advances from lenders. (iPhone/iPad app by PAYDAY LOANS ONLINE LTD.)

- Source: https://appshunter.io/ios/app/payday-loans-online/id1607751113 (this page in markdown: same URL + `.md`)
- Developer: [PAYDAY LOANS ONLINE LTD](https://appshunter.io/developer/1607751115)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 404 App Store ratings · 41 written reviews indexed
- Age rating: 17+
- Requires: iOS 11.0 · 50 MB
- Languages: American English
- Released: 2022-01-30
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/payday-loans-online/id1607751113/reviews.md

## What is Payday Loans Online?

Payday Loans Online
Have no time to waste? Choose us!
We are here to offer a fast and reliable money solution in any life situation. Just fill out our smart request form, get connected with a lender and enjoy your extra cash!



Material Disclosure:
APR rates range from 5.99% to 35.99% (maximum APR for qualified consumers). Repayment terms from 3 months to 36 months. This number will be set by your lender, and you will be notified of the final number before accepting the loan terms. We are not a lender and do not have the ability to disclose exact APR.

If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67 with a total payback amount of $6,320.12, which, including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR.

## Key features

- Fast money solution
- Smart request form
- Connect with lenders
- Instant cash advance

## Recent user reviews (10 of 41)

All indexed reviews: https://appshunter.io/ios/app/payday-loans-online/id1607751113/reviews.md

### 5/5 — Like

*2023-11-22*

Super fast, easy, and reliable! Got into a financial pickle and needed cash ASAP. The app's interface is simple to use, and the whole loan process took me under 10 minutes! I received the cash the same day. Highly recommend this to anyone in need of a quick fix.

### 5/5 — G

*2023-11-22*

No longer do I have to stress about my emergency expenses thanks to this app. Within just 10 minutes, I was able to get the money I needed and the process was unbelievably easy. Seriously, a game changer! - Abby T.

### 5/5 — 5

*2023-11-22*

Nothing prepared me for the urgency of a cash crunch until it actually happened. I thank my stars I had this loan app. Easy to navigate, super fast approval and loan processing - definitely a blessing in such hard times.

### 5/5 — Like

*2023-11-21*

After trying countless loan apps, I finally found the best one. Instant approval, quick disbursement, and manageable payback options! When you’re strapped for cash, give this app a try, you won't be disappointed!

### 5/5 — Good

*2023-11-21*

Being a student is hard especially when financial emergencies hit. I turned to this loan app in my hour of need. Swift process and highly efficient, plus it respects your privacy! Never knew acquiring a loan could be this easy!

### 5/5 — 👍🏻

*2023-11-21*

After a series of unfortunate events, I was broke and my bills were due. With no way to come up with quick cash, I gave this loan app a try. Their claim of getting a loan within minutes is indeed true. Saved my day!

### 5/5 — Money

*2023-11-21*

Hats off to this great app! Last week my car broke down and I had no savings to get it fixed. The payday loan app proved to be my saviour! It was a smooth and fast process and before I knew it, I was holding the required cash!

### 5/5 — Cool

*2023-11-21*

You never know when an emergency might pop up and shake your finances. I faced such an issue last month and had nowhere to go, until I discovered this app. Simple to use, efficient, and very swift in providing financial assistance. Highly recommend this loan app!

### 5/5 — Like

*2023-11-20*

Last week, I had a cash crunch and was looking for some quick help. That's when I found this payday loan app. Within 10 minutes, my application was in, and I got the cash on the same day. Now that's what I call speedy service!

### 5/5 — Like

*2023-11-20*

The loan app has been a lifesaver in those desperate times when cash was running thin. I applied for a payday loan in just 10 minutes and was approved within the day. The fact that they can provide up to $5000 the same day is mind-blowing!

## Frequently asked questions about Payday Loans Online

### What does this app do?

This app connects users with lenders to provide fast and reliable money solutions. Users fill out a request form to get connected with a lender and receive extra cash.

### What are the typical APR rates and repayment terms?

APR rates can range from 5.99% to 35.99%. Repayment terms are typically from 3 months to 36 months. The exact APR and terms are set by the lender and will be disclosed before you accept the loan.

### Is this app free to use?

Yes, the app itself is free to download and use. The cost associated with borrowing money comes from the lender, including interest and potential fees.

### Who is this app for?

This app is designed for individuals who need a fast and dependable way to access funds, especially in urgent situations or life events that require immediate cash.

### How does the loan process work?

You will fill out a smart request form within the app. This form connects you with a lender who can provide the cash you need. You will then be notified of the loan terms before accepting.

## Version history (last 2 releases)

### 1.1 — 2023-10-06

- bug fixes
- performance improvements

### 1.0 — 2022-01-30

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
