# Payday Loans USA

> USA payday loan calculator and application service for short-term cash advances. (iPhone/iPad app by Rainbow UK Ltd.)

- Source: https://appshunter.io/ios/app/payday-loans-usa/id497351172 (this page in markdown: same URL + `.md`)
- Developer: [Rainbow UK Ltd](https://appshunter.io/developer/444982555)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.43/5 from 3,799 App Store ratings · 44 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.1 · 22 MB
- Languages: English
- Released: 2012-02-02
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/payday-loans-usa/id497351172/reviews.md

## What is Payday Loans USA?

Easy to use USA Payday loan calculator. Calculate repayment instantly. Apply for a payday in the USA and get money in hours. Password protect your data to make future applications quickly.

With over 10 years’ experience in the short term/ payday loan industry, Rainbow is Your trusted partner!

Our instant short term loans let you take control of your finances and save your time without the mountains of paperwork. The payday wizard works alongside the biggest Pay Day Lenders in the US, with instant access to the top lenders all competing for your business. 

Install now our free application and apply to loan up to $1,500, even if you have a bad credit history!

After completing the quick and easy application form the Pay Day wizard gets to work, with our intelligent computer software instantly displaying the lenders that best match your individual requirements.  If you are happy with the results you can review the paperwork, complete any further documentation required and the money will be instantly credited to your account.

Make use of the Pay Day Cash Advance Calculator to see what your repayments will be, loan between $100-$1,500, download and apply now!

Payday Loans USA benefits:

•      Download the Payday App for free
•      Quick & Easy application form
•      Minimum documentation without the hassle
•      Whatever you credit history good or bad 
•      Pin protected security app for added security
•      Loans between $100 - $1500 which is credited straight to your bank account
•      Have the money in your account within hours
•      Able to review all paper work before you sign;
•      Access to top major lenders all in one App
•      Save time it’s an excellent solution to your money worries

It’s that simple there’s no need to go anywhere else!  Working alongside all the big payday lenders, some you may have seen on the TV!

We appreciate all your feedback, please let us know your opinion of our service in the app review! For more information, please visit our website www.paydayloansrainbow.com .

## Key features

- Payday loan calculator
- Apply for loans up to $1,500
- Access to top US lenders
- Bad credit accepted
- Funds in hours
- Password protected data

## What do users think of Payday Loans USA?

Overall sentiment: negative

**Pros**

- 🙏 Helpful support
- 👍 Good people

**Cons**

- 🚫 Scam
- ❌ Doesn't work
- 🚫 Collects information without providing service
- ⚠️ Misleading
- 🚫 Waste of time

**Commonly reported bugs**

- Crashes and errors during application process
- Redirects to other unrelated websites

**Most requested features**

- Provide clear status updates on loan applications
- Improve transparency and communication with users

## Recent user reviews (10 of 44)

All indexed reviews: https://appshunter.io/ios/app/payday-loans-usa/id497351172/reviews.md

### 1/5 — Trash

*2026-08-25, version 2.0*

It takes you to additional websites to re enter your information

### 1/5 — Would give less stars if I could

*2026-07-19, version 2.0*

The second I filled this form out (light gray text with a shire background) mind you I started predatory phishing texts saying my loan was approved. When I hit submit they said someone would get back to me, never did. Waste of time. All these payday loan apps have the same HORRIBLE UI

### 1/5 — Scam

*2026-06-27, version 2.0*

Way too long of a process I would look elsewhere

### 1/5 — Waste of time

*2026-05-22, version 2.0*

Waste of time

### 1/5 — Fake

*2026-05-12, version 2.0*

This is not and app they just send your info out to other places that harassed you

### 2/5 — No

*2026-04-23, version 2.0*

Horrible place just wants your information and shares it

### 1/5 — Scammers

*2026-01-19, version 2.0*

I filled out the form it said complete they never ever even called me back apple does need to stop all these scammers from putting apps they need to do a better service and verify all apps these phones are expensive as hell and all we get are scams

### 1/5 — Scam

*2025-07-26, version 2.0*

No help at all

### 1/5 — Scam

*2025-07-25, version 2.0*

Collects A LOT of information and doesn’t even bother attempting to appear legit after simply not functioning in any other way than to collect more info if you’re willing to provide. No follow ups. Not even another screen or loading bar once you press submit on your application

### 1/5 — Total scam

*2025-05-26, version 2.0*

This app just takes information no loans at all

## Frequently asked questions about Payday Loans USA

### What does this app do?

This application helps users in the USA calculate their payday loan repayments and apply for short-term loans. It connects users with top lenders and aims to provide funds within hours, even for those with bad credit history. The app also offers a calculator to estimate repayment amounts for loans between $100 and $1,500.

### How can I apply for a loan through the app?

After installing the free application, you can complete a quick and easy application form. The app's software will then display lenders that match your requirements. If you are satisfied with the options, you can review the paperwork, complete any necessary documentation, and receive the funds directly to your bank account.

### Is there a cost to use the app or apply for a loan?

The application itself is free to download and use. While the app facilitates the loan application process, the terms and any associated costs for the loans themselves will be determined by the lenders you connect with. You will have the opportunity to review all paperwork before signing.

### What are the benefits of using this app for payday loans?

Key benefits include a free download, a quick and easy application process with minimal documentation, acceptance of all credit histories (good or bad), and secure data protection with a PIN. Users can receive loans between $100 and $1,500 credited to their account within hours, with access to multiple major lenders in one place.

### Can I get a loan if I have a bad credit history?

Yes, the app explicitly states that it works with lenders who offer loans even if you have a bad credit history. The application process is designed to match your individual requirements with lenders who are willing to work with various credit profiles.

## Version history (last 5 releases)

### 2.0 — 2019-03-14

• Bug fixes

### 1.2.3 — 2015-06-05

- more lenders added

### 1.2.2 — 2014-11-04

Loading time improved

### 1.2.1 — 2013-05-19

Bug Fixes

### 1.01 — 2012-02-14

* Cleaned up several user interface issues
* Better approval handling
* Better error handling
* Cleaned up several typos.

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## More apps by Rainbow UK Ltd

- [Payday Loans UK](https://appshunter.io/ios/app/payday-loans-uk/id444982552)
- [Insurance UK](https://appshunter.io/ios/app/insurance-uk/id468411515)
- [Motor Trade Insurance UK](https://appshunter.io/ios/app/motor-trade-insurance-uk/id513648024)
- [Car Insurance UK](https://appshunter.io/ios/app/car-insurance-uk/id656130652)
- [Mr Payday Loans UK](https://appshunter.io/ios/app/mr-payday-loans-uk/id860486913)

All apps by Rainbow UK Ltd: https://appshunter.io/developer/444982555

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*