# Payday Planner: Save & Invest — Paycheck splits & projections > Automated paycheck splitting and financial projection tool. (iPhone/iPad app by PEARCE RUSSELL GOODISON.) - Source: https://appshunter.io/ios/app/payday-planner-save-and-invest/id6825474971 (this page in markdown: same URL + `.md`) - Developer: [PEARCE RUSSELL GOODISON](https://appshunter.io/developer/6825475213) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 7 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 38 MB - Languages: American English - Released: 2026-11-02 - Data updated: 2026-11-10 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/payday-planner-save-and-invest/id6825474971/reviews.md ## What is Payday Planner? Payday Planner tells you exactly what to do with every paycheck, and shows you where that habit takes you. Enter what hit your account. The app splits it by your rules into savings, investing, spending, and taxes, then gives you the exact transfers to make. Check them off as you go and build a streak of paychecks on plan. SEE YOUR FUTURE The Future tab shows what your split is worth in 1, 5, and 10 years, with what you put in and what interest and growth add. A side-by-side shows what shifting 5% more to investing would mean. BUILT FOR REAL PAYCHECKS • Weekly, every two weeks, twice a month, or monthly • Tips, side jobs, and irregular pay all work: log what you actually got • A tax set-aside bucket for cash and contractor income • Adjustable savings and investment return assumptions PRIVATE BY DESIGN No account, no bank linking, no tracking. Everything stays on your phone. Projections are estimates, not financial advice. Payday Pro is an optional auto-renewing subscription, billed monthly or yearly through your Apple ID. It renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://claude.ai/artifact/9VZ5iYfrL2YyheA6ENpzmR ## Key features - Automated paycheck splitting - Customizable savings, investing, spending, and tax buckets - Future financial projections - Paycheck tracking and streak building - Support for various pay frequencies - Private by design, no account or bank linking ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Payday Pro Monthly | $2.99 | per month | | Payday Pro Yearly | $19.99 | per year | ## Is Payday Planner safe? Not enough ratings yet to assess Payday Planner. ## Is Payday Planner legit? Payday Planner: Save & Invest has limited verification signals. The AppsHunter Legitimacy Score for Payday Planner is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/payday-planner-save-and-invest/id6825474971/reviews.md ### 5/5 — Awesome app *2026-11-06* Incredible app, helps me understand where all my money is going and takes a lot of the stress away. ### 5/5 — Highly recommend! *2026-11-03* Highly recommend this app. It is very useful, giving better insight in my savings and investments. 10/10 ### 5/5 — Helped my son *2026-11-03* I told my son to get this app, it has helped him so much with managing his finances and understanding where he should actually put his money. ### 5/5 — Great App! *2026-11-03* Easy to use and a great tool to help you manage your personal finances. ### 5/5 — Great App *2026-11-02* Wow this really helped me organize my finances! ## Frequently asked questions about Payday Planner ### What is Payday Planner? Payday Planner is a finance app that helps you manage your paychecks by splitting them into savings, investing, spending, and taxes according to your rules. It also provides future financial projections. ### How does Payday Planner handle irregular pay? Payday Planner is built for real paychecks and supports tips, side jobs, and irregular pay. You can log what you actually received to accurately split your funds. ### Is Payday Planner secure and private? Yes, Payday Planner is designed to be private. It does not require an account, bank linking, or tracking, keeping all your financial data on your phone. ### What are the subscription options for Payday Pro? Payday Pro offers two auto-renewing subscription plans: Payday Pro Monthly for $2.99 and Payday Pro Yearly for $19.99. You can manage or cancel your subscription in your Apple ID settings. ### Does Payday Planner have ads? No, Payday Planner does not contain advertisements. The app is free to use, with an optional subscription for advanced features. ### What devices does Payday Planner support? Payday Planner is currently supported on iPhone devices. ### How often is Payday Planner updated? The latest version of Payday Planner is 1.1.0, and it was last updated on November 5, 2026. Updates typically include bug fixes and feature enhancements. ### What is the user sentiment for Payday Planner? Payday Planner has received excellent user feedback, with a rating of 5.0 stars from 5 ratings, indicating high user satisfaction. ## Version history (last 3 releases) ### 1.2.0 — 2026-11-09 Christmas is coming, and so are your paychecks. NEW: Christmas gift planner • Set a total gift budget, add the people you're buying for, and give each one a budget • Add gift ideas and see what's left for each person (Grandma $35, earrings $15, $20 left) • Find out how much to set aside from each paycheck before Christmas Eve NEW: Payday reminders • Set your next payday for each job • Get a reminder on payday with your usual amount ready to split in one tap • A gentle nudge if a transfer is still unchecked a few days later NEW: Learn tab • Plain-English cards on high-yield savings, Roth IRAs, investing basics, taxes on tips and gigs, inflation, and credit card debt, each with your own numbers • Links to free guides from the IRS, FDIC, SEC, and CFPB Also: each job now keeps its own pay schedule, and the tax estimator is more precise. ### 1.1.0. — 2026-11-05 Meet Payday Pro. • Tax set-aside estimator: find out exactly what percent of side gig, 1099, or tip income to put away, using 2026 federal rules including the new tips deduction and the 20% business income deduction • Multiple income sources: give each job its own split • Export your paycheck history as a spreadsheet Plus a cleaner top of screen when you scroll and other fixes. ### 1.0 — 2026-11-02 No release notes. ## Related topics [investment planner](https://appshunter.io/ios/topics/investment-planner) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-10.*