# payDFAS

> Securely pay debts owed to the Defense Finance and Accounting Service via QR code scan. (iPhone/iPad app by Federal Reserve Bank of Cleveland.)

- Source: https://appshunter.io/ios/app/paydfas/id1282068185 (this page in markdown: same URL + `.md`)
- Developer: [Federal Reserve Bank of Cleveland](https://appshunter.io/developer/1069948741)
- Category: Finance
- Price: Free
- Rating: 1.55/5 from 244 App Store ratings · 60 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.8 · 20 MB
- Languages: English
- Released: 2018-08-22
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/paydfas/id1282068185/reviews.md

## What is payDFAS?

Payments on this app are for debts owed to the Defense Finance and Accounting Service. You will receive a debt letter from DFAS via mail or electronic means. Once you have downloaded the app, you scan the QR code on the letter. This will link to your debt account. You will see options for either partial or full payments of your debt. This is the official, secure method of making payments to DFAS.

## Key features

- Scan QR code from debt letters
- Link to DFAS debt accounts
- Make partial debt payments
- Make full debt payments
- Official and secure payment method

## What do users think of payDFAS?

Overall sentiment: negative

**Pros**

- 🚀 Quick and easy payment process
- 📱 Simple, clean interface without excessive pop-ups
- ✅ QR code scanning functionality works well
- ⏱️ Fast payment processing (1-2 minutes)
- 📧 Email payment confirmation provided
- 🎯 Straightforward for small debt amounts

**Cons**

- 🐛 App crashes and freezes frequently
- ❌ Payment processing errors and failures
- 💳 Duplicate charge issues reported
- 🔄 Requires constant OS/app updates to function
- 📊 No remaining balance display
- 💾 Cannot save payment information
- 🔗 PayPal integration broken
- 📞 No customer support or accountability
- ⚠️ Confusing debt communication from DFAS
- 🚫 No recurring payment option
- 🔐 Overly rigid security requirements
- ⏳ Website frequently down
- 🎯 Unclear which debt to pay when multiple bills received
- 🔴 Card decline issues without explanation

**Commonly reported bugs**

- App says OS no longer supported despite being current
- Payment processing errors with no explanation
- Duplicate charges from single payment attempt
- QR code scanning fails intermittently
- PayPal connection marked as insecure
- Card scanning feature non-functional
- Payments processed but not reflected in payment history
- App crashes on startup requiring updates
- Buttons unresponsive/stuck in loops
- Website and app both frequently unavailable
- Payment confirmation delays (multiple days)

**Most requested features**

- Display remaining debt balance in app
- Save payment information for future transactions
- Automatic recurring payment option
- Working PayPal integration
- Credit card payment option
- Better communication about debt details
- Payment history with clear transaction tracking
- Ability to view which specific debt/overpayment is owed
- Option to opt-out of involuntary programs
- Less stringent OS compatibility requirements

## Recent user reviews (10 of 60)

All indexed reviews: https://appshunter.io/ios/app/paydfas/id1282068185/reviews.md

### 1/5 — Worst payment app

*2024-09-14*

The app doesn’t give you the remaining balance for the debt you owe. You have to wait until they send you an updated bill through the mail. You can’t save your payment information so you have to enter it manually everytime you make a payment. It’s a very frustrating payment experience.

### 5/5 — Simple and effective

*2024-05-25*

Civilian apps and civilian websites should take notes from this website. Here is an app that doesnt have ten pop ups asking you to sign up for this and that and some model displaying the latest and greatest whatever. We have become so accustomed to the headaches associated with being online that when it’s not given to us we are like “hey military come on maybe add something more because this app kinda feels like I’m paying money to outerspace. That’s the confidence and reliability of the military that gets taken for granted. Thank you for giving me that warm and fuzzy again by making this app simple. It’s as if the designers where like “those losers don’t deserve any pop ups or any rewards club or even some model who got paid way to much and now is a polygamist wife.”

### 1/5 — Would give zero stars

*2024-05-22*

I only paid once with the app and it deducted the same ammount twice from my account. I only see one payment in the app payment history.I called DFAS and they could not find anyone who could answer me my question if the patment was made through the app. So, if the app is accepting payments and accessing/provessing banking information, there should be someone who can track it or at least tell me why it happened. I was redirected to multiple departments and all I heard was "it is a third party app and we are not responsible". So, who is reponsible? And, it is also impossible to report the app quality. This feature is blocked for this app in app store. I might be reporting it as a scam

### 1/5 — Ruining veterans trust in the country they once served

*2023-08-10*

After calling for what specific bonus I had that needed payed back and getting no information stating that I need to call my prior base for that reason because the woman on the phone was even confused by what I was asking and my prior base not having answers only referring me back to DFAS I was incredibly frustrated asking my prior service family members about what was going on and being advised not to pay my debt until I knew what it was for and why after months of searching and calling veteran affairs I got a letter saying my wages would be garnished by a private debt collector panicking I called veterans affairs within a week or two got a notice saying the veteran affairs had no information or record of debt and to call DFAS again I called them and this time they assured me the debt is authentic and that I’d need to go through further channels and red tape to find out what specific bonus they gave me that was un earned I’ve given up hope I’m struggling to pay bills as it is with this economy I have no future I have no hope because of these people. I have nothing

### 5/5 — Work as expected

*2023-07-02*

I set a reminder. The app reminded me. I paid via the app with no issues. It took me about 1.5 minutes, if that.

### 5/5 — Worked as expected.

*2023-05-11*

App did what it’s meant for.  
However, it would be nice to know my remaining balance.

### 1/5 — Horrible

*2023-05-04*

If you gave three toddlers a gallon of espresso, and an etch-a-sketch, they could produce not only a more functional app, but a more functional organization. When they’re not busy stealing money from veterans and service members, DFAS is taking down their website presumably to make it worse. If I could give negative stars, I would. May god have mercy on your soul.

### 1/5 — Rigid and not user-friendly

*2023-04-22*

As with any government IT, it is so security-focused that it is impractical. It will not work unless your iphone IOS has the most current version. And I don’t mean the newest version last week. Every month I log in to payDFAS, and it won’t work because I have to update my IOS. This is the only app that does this in my experience.

### 1/5 — Doesn’t even work

*2023-03-29*

Downloaded the app to “make a payment 24/7, 365 days a year with email confirmation of payment. CONVENIENT, SIMPLE AND SECURE!” 

App doesn’t even work. Says the OS needs to be updated but someone who likely doesn’t care about their job. DFAS website is down too so not only can I not see my balance, I can’t even submit payment. Trash app. Trash website. Trash system.

### 1/5 — Bugged?

*2023-03-23*

iPhone 12 ProMax that’s current on all updates. February made payment through the app. Now states OS no longer supported? Website isn’t acting right either. Can’t make payments over the phone either. Shouldn’t be this hard to make a payment. If you want what you’re owed, then fix your options Dfas!!!

## Frequently asked questions about payDFAS

### What is this app used for?

This app is used to make secure payments for debts owed to the Defense Finance and Accounting Service (DFAS). It provides an official and secure method for users to settle their financial obligations with DFAS.

### How do I link my debt to the app?

Once you have downloaded the app, you will need to scan the QR code that is provided on the debt letter you received from DFAS. This QR code will securely link the app to your specific debt account.

### What payment options are available?

After linking your debt account, the app will present you with options to make either a partial payment or a full payment towards your outstanding debt owed to DFAS.

### Is this app secure?

Yes, this app is described as the official, secure method of making payments to DFAS. It is designed to protect your financial information during the payment process.

## Version history (last 5 releases)

### 1.2103.4 — 2024-05-23

-Fix to address issue on the home page

### 1.2103.3 — 2023-09-01

-Updated the Privacy and Security URL within the App

### 1.2103.2 — 2022-02-10

-Bug fixes 
-User experience updates

### 1.2103.0 — 2021-11-09

-Bug Updates 
-UX Updates

### 1.2102.0 — 2021-08-19

-Technical updates

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## More apps by Federal Reserve Bank of Cleveland

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All apps by Federal Reserve Bank of Cleveland: https://appshunter.io/developer/1069948741

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*