# Payfi — Buy now Pay Later > Buy now, pay later app for flexible installment payments on various purchases. (iPhone/iPad app by Payfinancials Technology Services Limited.) - Source: https://appshunter.io/ios/app/payfi/id1536279379 (this page in markdown: same URL + `.md`) - Developer: [Payfinancials Technology Services Limited](https://appshunter.io/developer/1536279381) - Category: Lifestyle, Finance - Price: Free - Rating: 2.67/5 from 9 App Store ratings · 6 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 70 MB - Languages: English - Released: 2020-12-06 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/payfi/id1536279379/reviews.md ## What is Payfi? Download Payfi for FREE to split the cost of your payments for gadgets, electronics, travel, solar energy, tuition fees, and many others into up to 6 monthly installments. Payfi’s unique technology offers a flexible payment solution that helps you do more with your finances. KEY FEATURES - Get insights into discount offers, best sellers, and top quick actions on the newly designed dashboard. - Save time by browsing and shopping via the Payfi Quickshop directly from your mobile device. - Discover your favorite merchants conveniently by their business categories stores without leaving the app. conveniently by their business categories. - Track down your purchase and repayment plans. - Make equity contributions and repayments via bank transfer or debit card - Get purchase and balance notifications PAYFI HAS PARTNERED WITH YOUR FAVORITE MERCHANTS AND SERVICES. Payfi offers thousands of merchants in various categories to fulfill your shopping and payment needs. BANK-GRADE SECURITY With 256-bit encryption, a password, and a 4-number pin, you can be confident that your information is secure. FAST, FRIENDLY SUPPORT & COMMUNITY-DRIVEN Our customer support is always here to help, and we always welcome your feedback. Have a question? Got some advice? Drop us a message in our chat feature or pop an email to support@payfi.ng. LET’S GET STARTED 1 Install the Payfi app 2 Complete your verification 3 Shop and checkout using Payfi 4 Enjoy your needs and pay us back later ## Key features - Split payments into installments - In-app Quickshop browsing - Merchant discovery by category - Purchase and repayment tracking - Bank-grade security - Notifications for purchases and balances ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/payfi/id1536279379/reviews.md ### 5/5 — Payfi review *2023-03-28* Payfi is the best app for loan and installment payments ### 5/5 — Great *2022-11-07, version 4.0.10* Interactive Dashboard ### 4/5 — Nice app *2022-05-13, version 3.1.8* The process was smooth, got my eligibility score fast. App is user friendly. And I made a transaction which was smooth. ### 1/5 — Didn’t send verification code *2022-05-02, version 3.1.8* I waited for verification code for ever and I didn’t recieve it ### 1/5 — Wasn’t able to sign up *2021-04-11, version 1.0.0* Put in my phone number but never received code to sign up and there is no website to go to and try and create an account that way.... Fishy ### 1/5 — . *2021-02-14, version 1.0.0* Doesn’t even send code to number when trying to make account. I’ve tried on multiple attempts ## Frequently asked questions about Payfi ### What is Payfi? Payfi is a free mobile application that allows users to split the cost of their purchases into up to 6 monthly installments. It supports payments for a wide range of items including gadgets, electronics, travel, and tuition fees. ### How does Payfi ensure security? Payfi employs bank-grade security measures, including 256-bit encryption, a password, and a 4-number PIN, to protect user information and ensure secure transactions. ### Can I shop directly within Payfi? Yes, Payfi features a Quickshop that allows you to browse and shop directly from your mobile device without leaving the app. You can also discover merchants conveniently by their business categories. ### How do I make repayments with Payfi? You can make equity contributions and repayments through the Payfi app using either bank transfer or a debit card. The app also provides tools to track your purchase and repayment plans. ### What kind of support does Payfi offer? Payfi offers fast and friendly customer support. Users can reach out via the in-app chat feature or by sending an email to support@payfi.ng for assistance or to provide feedback. ### What devices is Payfi available on? Payfi is available for iPhone, iPad, and iPod devices, as indicated by its compatibility with these Apple products. ### How often is Payfi updated? The latest version of Payfi, 4.5.2, was last updated on January 11, 2024. This indicates a relatively recent update frequency. ### What is the user sentiment for Payfi? Based on available data, Payfi has a rating of 2.7 stars from 9 ratings, suggesting that user satisfaction may be mixed. ## Version history (last 5 releases) ### 4.5.2 — 2024-01-11 - Introducing Rewards and Cashback - UI improvement - Bug Fixes - Other Improvements ### 4.5.1 — 2024-01-04 - Introducing Rewards and Cashback - UI improvement - Bug Fixes - Other Improvements ### 4.5.0 — 2024-01-03 - Introducing Rewards and Cashback - UI improvement - Bug Fixes - Other Improvements ### 4.4.2 — 2023-08-29 - Bug fixes - UI improvement - You can now make credit and bill payment purchases - You now have a virtual wallet you can make payments from ### 4.3.0 — 2023-07-04 - Bug Fixes - New Contact Us Page - Added Uber to RNPL - Improved FAQ and Contact Us UI - Improved Purchases UI ## Apps similar to Payfi | App | Rating | Price | Category | | --- | --- | --- | --- | | [TopDollar: Sell Phone for Cash](https://appshunter.io/ios/app/topdollar-sell-phone-for-cash/id1507843531) | 4.6 (53) | Free | Lifestyle | | [FuelCredit](https://appshunter.io/ios/app/fuelcredit/id1659390025) | 5.0 (1) | Free | Lifestyle | | [Olosho App](https://appshunter.io/ios/app/olosho-app/id1570918303) | 4.4 (5,395) | Free | Lifestyle | | [methinks - money for thoughts](https://appshunter.io/ios/app/methinks-money-for-thoughts/id1061271374) | 4.0 (1,142) | Free | Lifestyle | | [WAGE - Get the job done](https://appshunter.io/ios/app/wage-get-the-job-done/id1330725330) | 2.7 (93) | Free | Lifestyle | | [2go Chat - Hangouts, Chatrooms](https://appshunter.io/ios/app/2go-chat-hangouts-chatrooms/id1167017823) | 3.9 (30) | Free | Lifestyle | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*