# Payfin: Debt Payoff Planner — Loan, Credit & Budget Tracker

> Loan, Credit & Budget Tracker (iPhone/iPad app by Eunbi Go.)

- Source: https://appshunter.io/ios/app/payfin-debt-payoff-planner/id6784321939 (this page in markdown: same URL + `.md`)
- Developer: [Eunbi Go](https://appshunter.io/developer/6780333616)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 71 MB
- Languages: English
- Released: 2026-06-30
- Data updated: 2026-07-25
- User reviews in markdown: https://appshunter.io/ios/app/payfin-debt-payoff-planner/id6784321939/reviews.md

## What is Payfin?

Payfin turns a pile of debts into one clear picture: a single remaining balance, a projected debt-free date, and a plan to follow.

Add what you owe, log each payment, and watch your total move as the payoff ring fills. Choose the method that fits you — avalanche (highest APR first) or snowball (smallest balance first) — and see how your projected debt-free date and interest change.

FREE
• Track one debt with the signature payoff ring and balance
• Log payments and follow your progress
• Pure-black dark and clean light themes

PRO
• Track unlimited debts
• Avalanche & snowball planners with month-by-month projections
• Projected debt-free date and monthly interest breakdown
• Payment reminders and milestone moments
• Home-screen widgets for your balance, next payment, and trajectory
• Exclusive themes, accent colors, and app icons
• Run "what-if" scenarios with extra payments and rate changes

Payfin is a personal record-keeping and planning tool. Projections are estimates based on the numbers you enter — not financial advice.

SUBSCRIPTION
Payfin Pro is $4.99/week with a 3-day free trial, or $29.99/year. Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at least 24 hours before the end of the period; manage or cancel anytime in App Store settings.

Privacy Policy: https://hs0929.github.io/payfin/privacy/
Terms of Use: https://hs0929.github.io/payfin/terms/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Payfin Weekly Premium Subscription | $4.99 | per 7 days |
| Payfin Yearly Premium Subscription | $29.99 | per year |



## Version history (last 2 releases)

### 1.1.0 — 2026-07-24

Payfin 1.1.0 — a bigger free tier and a lot more control.

  • The full Plan tab is now FREE — build your avalanche or snowball
  plan and see month-by-month projections without upgrading.
  • Made a mistake logging a payment? You can now edit or delete any
  logged payment.
  • Reorder your plan by dragging debts into the exact payoff order you
  want.
  • Choose how many days ahead your payment reminders fire.
  • A clearer projection chart with labeled trajectory lines.
  • Export your debts and payments to CSV (Pro).
  • Smoother milestone celebrations, plus fixes to projections, payment
  entry, and a startup crash on some devices.

### 1.0 — 2026-07-01

No release notes.

## More apps by Eunbi Go

- [Billist: Private Bill Tracker](https://appshunter.io/ios/app/billist-private-bill-tracker/id6780333614)

All apps by Eunbi Go: https://appshunter.io/developer/6780333616

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-25.*