# PayForward > Earn cash back from merchants, save, spend, and send money instantly. (iPhone/iPad app by PayForward LLC.) - Source: https://appshunter.io/ios/app/payforward/id948036992 (this page in markdown: same URL + `.md`) - Developer: [PayForward LLC](https://appshunter.io/developer/948036991) - Category: Finance, Social Networking - Price: Free - Rating: 4.70/5 from 427 App Store ratings · 25 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 89 MB - Languages: English - Released: 2015-02-25 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/payforward/id948036992/reviews.md ## What is PayForward? With the PayForward app you earn cash back every day to spend, save and share Find member-exclusive merchants, nearby and online offering cash back. By enabling location services you get real-time offers and cash back notifications Link a bank account and/or your credit or debit cards to fund purchases Purchase electronic gift cards for the exact amount at the time of purchase or in advance to share or store in your electronic wallet Automatically allocate portions of your cash back to personal Savings and Goals you create Send money to friends instantly for immediate use, at no cost What is PayForward? Payforward® delivers cash back, from participating merchants, directly into your PayForward account. Each account comes with an optional PayForward® Visa® Prepaid Card* so you can easily spend the cash back you earn. You can also use your cash to easily fund Savings and Goals you create in support of your life’s priorities! Or send it to people you know with free instant money transfers! Just link a bank account, or credit and debit cards you own, to fund your account at no charge – and get up to 15% cash back at participating merchant locations today! No credit checks or monthly fees… Just cash back to use as you choose! * The PayForward® Visa® Prepaid Card is issued by Central National Bank Enid, Oklahoma, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license. ## Key features - Earn cash back daily - Find member-exclusive merchants - Real-time offers and notifications - Purchase electronic gift cards - Allocate cash back to savings and goals - Free instant money transfers ## Recent user reviews (10 of 25) All indexed reviews: https://appshunter.io/ios/app/payforward/id948036992/reviews.md ### 5/5 — Service *2022-11-07, version 2.0.38* Lisa Berger has made it easy to learn the process of transactions with the PF card. She is very nice and represents your company well. She deserves recognition. I’m sure you already know this. Have a good work week. Jeff ### 1/5 — Not user friendly *2022-06-01, version 2.0.36* This application is very clunky ### 5/5 — Love the app. Enjoy the experience *2021-08-23, version 2.0.30* Love the app and efforts behind the development ### 5/5 — Great platform! *2021-05-06, version 2.0.30* Really great app and financial platform! ### 5/5 — Love it! *2020-11-20, version 2.0.29* Thanks for making it easy to get gift cards! ### 1/5 — Can’t verify my identity *2020-01-09, version 2.0.26* It’s requested all kinds of information about me and then says no sorry. I think it just phished my information. Apple shouldn’t let phishing scams in their App Store. ### 5/5 — Natalie BCBSAZ *2019-08-16, version 2.0.20* Best Cash back program I have in my electronic wallet.. It’s really a effortless way to earn money with retailers my family uses everyday. Program allows me to save money for my Prescriptions and copays in conjunction with my health insurance ... I love love this app. ### 5/5 — Fun Family Experience *2019-06-15, version 2.0.16* Very thankful for payforward! We were with family and had a long extended wait for an activity that we were wanting to do. We were in a location that we were unfamiliar with and was looking for a great lunch spot. We checked our payforward app to see what was around available around us and it led us to a great nearby restaurant. We had the best time and were able to even get cash back on our experience. Such an amazing experience using this app, I highly recommend this to everyone! ### 1/5 — App Doesn't Work *2019-03-01, version 2.0.10* I have an account with funds deposited by my employer for a wellness program. I transferred a portion of the funds making a purchase at Best Buy. But now the app doesn't work. I can't see my account or remaining balance. I am getting a message saying the app needs to be updated. But there is no update. Says this item is no longer available. Is this company still in business? Did it steal your money? ### 1/5 — Frustrating *2019-01-26, version 2.0.6* I got this app to fundraise for groups at high school. The money never transferred and when I updated the app my entire account disappeared. Other parents had the same problem, none of them were resolved that I know of ## Frequently asked questions about PayForward ### What does the PayForward app do? The PayForward app allows you to earn cash back from participating merchants, both online and at physical locations. You can then use this cash back to spend, save, or send money instantly to friends and family at no cost. ### How do I earn cash back with PayForward? You earn cash back by shopping at member-exclusive merchants, both online and nearby. By linking your bank account, credit, or debit cards, you can fund purchases and receive up to 15% cash back at participating locations. ### Is there a cost to use PayForward? No, there are no credit checks or monthly fees associated with using the PayForward app. Linking your bank account or cards to fund your account is also free of charge. ### Can I use my cash back earnings for anything? Yes, your earned cash back can be spent, saved, or shared. You can use it to fund personal savings and goals you create within the app, or send it instantly to friends for immediate use. ### What are the main benefits of using PayForward? The main benefits include earning daily cash back, accessing member-exclusive merchant offers, setting up personalized savings goals, and sending free instant money transfers to friends. It provides a way to get rewarded for everyday spending. ## Version history (last 1 release) ### 2.0.38 — 2022-06-29 - Bug Fixes and Enhancements ## Apps similar to PayForward | App | Rating | Price | Category | | --- | --- | --- | --- | | [AmFirst Digital Banking](https://appshunter.io/ios/app/amfirst-digital-banking/id431514541) | 4.9 (41,965) | Free | Finance | | [myBeaufortCounty](https://appshunter.io/ios/app/mybeaufortcounty/id1295750691) | 2.4 (16) | Free | Finance | | [Via Benefits Accounts](https://appshunter.io/ios/app/via-benefits-accounts/id442912763) | 4.2 (5,200) | Free | Finance | | [SIFT - Cashback and Savings](https://appshunter.io/ios/app/sift-cashback-and-savings/id1038818368) | 4.4 (1,640) | Free | Finance | | [Clerkie Payoff Debt Bills Fees](https://appshunter.io/ios/app/clerkie-payoff-debt-bills-fees/id1132917036) | 4.8 (2,844) | Free | Finance | | [MyBTR Money](https://appshunter.io/ios/app/mybtr-money/id696881080) | 4.7 (2,764) | Free | Finance | ## More apps by PayForward LLC - [myTotal Benefits](https://appshunter.io/ios/app/mytotal-benefits/id1661057617) All apps by PayForward LLC: https://appshunter.io/developer/948036991 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*