# Payhammer

> Inclusive financial solutions for underserved communities and small businesses. (iPhone/iPad app by Payhammer LLC.)

- Source: https://appshunter.io/ios/app/payhammer/id6471499032 (this page in markdown: same URL + `.md`)
- Developer: [Payhammer LLC](https://appshunter.io/developer/1715474530)
- Category: Finance
- Price: Free
- Rating: 3.20/5 from 5 App Store ratings · 2 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 60 MB
- Languages: English
- Released: 2025-06-09
- Data updated: 2026-06-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/payhammer/id6471499032/reviews.md

## What is Payhammer?

Payhammer is your gateway to modern, inclusive financial solutions—redefining banking for underserved communities and small businesses. Whether you're a growing entrepreneur or an individual striving for financial freedom, the Payhammer app delivers a seamless, personalized experience designed to meet your unique needs.

Key Features:


•	Inclusive Access: Empowering underserved communities with innovative financial tools to promote true economic opportunities.
•	Earned Wage Access (Coming Soon): Don’t wait for payday—access your earned wages when you need them, giving you greater control over your cash flow.
•	Mobile Check Deposit (Coming Soon): Deposit checks anytime, anywhere using your phone with Remote Deposit Capture (RDC).
•	Small Business Ready: Built-in tools to support small business owners and entrepreneurs on their financial journey.

Why Payhammer?


We're not just another financial app—we're committed to reshaping the future of finance with equity, accessibility, and empowerment at the core.
Payhammer is a financial technology company, not a bank. Banking services provided by Mbanq's bank partner, Evolve Bank & Trust, Member FDIC.

Download Payhammer today and take your first step toward financial freedom.


Need help? Contact us at: support@Payhammer.com

[:mav: 1.2.330]

## Key features

- Inclusive financial access
- Earned wage access (coming soon)
- Mobile check deposit (coming soon)
- Small business tools
- Personalized financial experience

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/payhammer/id6471499032/reviews.md

### 5/5 — Nice app experience

*2025-11-13*

The UI is intuitive and easy to use

### 1/5 — Unfair Account Denial - No clear reason given

*2025-09-15*

I signed up for PayHammer through my employer so I could get paid faster, but my account was denied with a vague “security reasons” message. I put in ALL the correct information, and my employer confirmed they submitted everything properly. They even told me they would fix it, but months later (going on 3–4 months), nothing has been resolved.

I’ve tried contacting PayHammer directly and never got a real response. No one has told me what the actual problem is, and no one has offered me a way to correct it. Meanwhile, I’m stuck without access to quick pay, which is the whole point of this app.

This is unacceptable. Workers depend on this to get their money on time. If you deny someone, at least explain why and give them a way to fix it. Please escalate this and actually provide answers.

## Frequently asked questions about Payhammer

### What is Payhammer?

Payhammer is a financial technology company offering modern, inclusive financial solutions. It aims to redefine banking for underserved communities and small businesses, providing tools for financial freedom.

### Is Payhammer free to use?

Yes, Payhammer is available for free download and use. The app does not have any associated costs for its core financial services.

### What devices does Payhammer support?

Payhammer is currently supported on iPhone and iPod devices. Future compatibility for other platforms may be announced by the developer.

### When was Payhammer last updated?

The latest version of Payhammer, 1.2.226, was last updated on August 12, 2025. Regular updates ensure the app remains functional and secure.

### What is the age rating for Payhammer?

Payhammer has an age rating of 17+. This is typical for finance applications that may involve sensitive financial data and transactions.

### Does Payhammer offer earned wage access?

Yes, earned wage access is a feature that will be available soon on Payhammer. This will allow users to access their earned wages before payday.

### How can I deposit checks with Payhammer?

Payhammer will soon offer mobile check deposit, allowing you to deposit checks anytime, anywhere using your phone. This feature is part of their Remote Deposit Capture (RDC) functionality.

### Is Payhammer a bank?

No, Payhammer is a financial technology company. Banking services are provided by Mbanq's bank partner, Evolve Bank & Trust, Member FDIC.

## Version history (last 3 releases)

### 1.2.330 — 2026-05-14

Moving app to new infrastructure.

### 1.2.226 — 2025-08-12

Introduced landing page. Minor bug fixes.

### 1.0 — 2025-06-09

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*
