# Payhawk — Automated expense management

> Automated expense management platform for businesses with digital card issuance and accounting integration. (iPhone/iPad app by Payhawk OOD.)

- Source: https://appshunter.io/ios/app/payhawk/id1440618802 (this page in markdown: same URL + `.md`)
- Developer: [Payhawk OOD](https://appshunter.io/developer/1440618801)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.50/5 from 220 App Store ratings · 54 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 112 MB
- Languages: American English
- Released: 2019-01-04
- Data updated: 2026-08-26
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/payhawk/id1440618802/reviews.md

## What is Payhawk?

What is Payhawk?

One place to manage your entire spending lifecycle in a digitally compliant way.

Why Payhawk?

A click of a button is better than a trip to a bank.

Next Generation cards

* Issue cards instantly - issue physical or virtual cards to employees with a click.
* Set spending limits - decide how much every employee can spend and create limits by vendors, categories and time
* Control cash withdrawals and online payments - enable or disable ATM cash withdrawals & online payments.
* Design custom approval chain - empower employees to request funds through an approval process
* Prevent card sharing - delete all pictures of your shared company card.
* Issue team cards for employees spending from a shared budget - the right way to manage subscriptions, marketing budgets, or project-based spending
* Business Debit cards - issued by Visa and accepted worldwide.

Don’t deal with expense reports and receipts

* Real-time notifications - snap photos of receipts and invoices after every card transaction.
* Don’t chase invoices - employees are constantly reminded to submit payment proofs.
* Automated inbox - digital invoices are automatically matched with card transactions.
* Automated categorization - based on your own chart of accounts.
* Let us take care of the pre-accounting - we use smart computer vision that reads 60+ languages making every expense ready for reconciliation
* Reconcile in real-time - calculate your budget vs. actual reports in real time
* Easily pay bills and reimbursements - Initiate SEPA and Faster Payments transfers with one click directly from the platform
* Go paperless - invoices, receipts, and bank statements are all digital and kept for 10 years.
* No more bank statements - transactions and expenses are matched with a breeze.
* Accounting integrations - push reconciled expenses straight to your accounting system.

Do you work with an external accounting team?
No problem, you can easily invite them to our web portal or export them a monthly Excel report.

Learn more and sign-up at https://payhawk.com
Follow us on LinkedIn: https://www.linkedin.com/company/payhawk-com/

## Key features

- Instant virtual and physical card issuance
- Customizable spending limits per employee
- Automated receipt and invoice matching
- Real-time expense tracking and reporting
- Direct accounting software integration
- Paperless expense management

## Recent user reviews (10 of 54)

All indexed reviews: https://appshunter.io/ios/app/payhawk/id1440618802/reviews.md

### 2/5 — What junk

*2026-07-15*

Compared to other solutions this is really bad. App is flaky displaying your expenses. Taking pictures of receipts works but does not automatically fill in amount, or vendor, etc.

### 5/5 — Payhawk

*2026-05-21*

Such a timesaver! Receipt can be sent as soon as you get it! No need to log into sage! Thank you

### 2/5 — Much worse than it was

*2026-03-24*

Unfortunately the addition of pointless AI is making the app harder to use. Instead of just clicking “approve” and being done, I get to stare at the screen while I wait for an “agent is thinking” message to clear. This can take up to 60 seconds per approved expense. When I have batches of travel expenses to approve after hours I dread using Payhawk.

### 5/5 — Solid app

*2026-03-05, version 26.02.11*

Makes reviewing and approving expenses very easy.

Had some AI weirdness but that seems to be resolved for now.

### 2/5 — Does not forget password email

*2026-02-11*

How to reset password?

### 1/5 — Clunky app

*2025-08-08*

Not user friendly and cannot edit attachments. I submitted without confidence

### 5/5 — Great system

*2025-08-06*

Very intuitive and I can bring multiple card programs onto one expense platform. Real time receipt submission makes things easy for me and my team.

### 1/5 — Trop complexe

*2025-04-23, version 3.92.2*

C'est un site et un app illisible, extrêmement compliqué, pas du tout intuitif, je n'ai pas réussi à faire la tâche qui m'était demandé. Une énorme perte de temps pour faire des choses qui étaient très simple par mail.

### 5/5 — Game-Changer for Expense Management!

*2025-03-20, version 3.91.5*

Payhawk is a fantastic tool for managing company expenses efficiently. The app is intuitive, responsive, and packed with smart features that simplify expense tracking, approvals, and reconciliation.

What stands out:
✅ User-friendly interface – Easy to navigate for all team members.
✅ Smart automation – AI-powered receipt scanning and auto-categorization save effort.
✅ Real-time insights – Clear visibility into company spending with robust reporting.
✅ Seamless integrations – Connects smoothly with accounting and ERP systems.
✅ Corporate cards – Flexible controls to manage spending effectively.

Payhawk makes expense management effortless and helps teams stay in control. Highly recommended!

### 5/5 — Bien, de momento

*2025-03-12, version 3.91.1*

Prometer día de uso. Fácil, intuitiva, … el resto del grupo tiene más experiencia y están encantados.

## Frequently asked questions about Payhawk

### What does Payhawk do?

Payhawk is a comprehensive platform designed to manage your company's entire spending lifecycle. It allows for the instant issuance of virtual and physical business cards with customizable spending limits, automates the process of collecting receipts and invoices, and integrates directly with accounting software for seamless reconciliation.

### How does Payhawk help manage employee expenses?

Employees receive instant virtual or physical cards with set spending limits. After transactions, they can easily snap photos of receipts, and the platform automatically matches them with card transactions. Real-time notifications and automated reminders ensure all payment proofs are submitted, eliminating the need for manual expense reports.

### What are the key features of Payhawk's business cards?

You can issue physical or virtual cards instantly to employees with precise spending limits set by vendor, category, or time. The platform allows control over ATM withdrawals and online payments, and enables custom approval chains for fund requests. Team cards are also available for shared budgets like subscriptions or marketing.

### Does Payhawk integrate with accounting systems?

Yes, Payhawk offers direct integrations with various accounting systems, allowing you to push reconciled expenses straight into your software. For external accounting teams, you can easily invite them to the web portal or export monthly Excel reports for their use.

### Is Payhawk compatible with different devices?

While the description focuses on the web portal and card features, the mention of mobile notifications and snapping photos of receipts suggests a mobile component is available. The platform is designed for digital management, implying accessibility across devices for managing finances.

## Version history (last 5 releases)

### 26.08.20 — 2026-08-26

Various fixes and improvements

### 26.08.18 — 2026-08-19

Various fixes and improvements

### 26.08.07 — 2026-08-14

Various fixes and improvements

### 26.08.03 — 2026-08-05

Various fixes and improvements

### 26.07.28 — 2026-08-03

Various fixes and improvements

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## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*