# Payinto — payments, bills & finance

> All-in-one app for personal and business finance management, payments, and savings. (iPhone/iPad app by Retenvo Technologies Limited.)

- Source: https://appshunter.io/ios/app/payinto/id6757889877 (this page in markdown: same URL + `.md`)
- Developer: [Retenvo Technologies Limited](https://appshunter.io/developer/1766072375)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 15.5 · 119 MB
- Languages: American English
- Released: 2026-03-06
- Data updated: 2026-08-17
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/payinto/id6757889877/reviews.md

## What is Payinto?

Payinto helps you run business and personal finances from one app. Send money fast, receive payments with links and invoices, pay everyday bills, and stay in control of cash flow.

With Payinto, you can:

- Send and receive money with ease
- Create payment links to collect payments quickly
- Generate invoices for customers
- Sell event tickets with no extra charges.
- Pay essential bills: airtime, mobile data, electricity, and cable TV
- Track expenses and monitor your cashflow

- Set up scheduled payments
- Set up and organise Osusu (rotational group savings) with ease.
- Manage multiple accounts/business profiles in one place
- Use smart, fast payment tools like QR/scan-based payment flows and voice-assisted actions.

Built for speed, clarity, and control, Payinto gives you practical tools to manage money and payment operations daily so you can focus on growth.

## Key features

- Send and receive money
- Create payment links and invoices
- Pay bills (airtime, data, electricity)
- Organize Osusu (rotational savings)
- Track expenses and cash flow
- Manage multiple accounts/profiles
- QR/scan-based payments


## Frequently asked questions about Payinto

### What is Payinto?

Payinto is a finance app designed to help users manage both personal and business finances. It allows for sending and receiving money, paying bills, creating invoices, and organizing savings groups.

### Is Payinto free to use?

Yes, Payinto is available for free. The app is listed as 'Free' and does not appear to have any upfront costs for download or basic usage.

### What devices does Payinto support?

Payinto is compatible with Apple devices, including iPhone, iPad, and iPod. It is designed for iOS operating systems.

### How secure is Payinto?

While specific security features are not detailed in the description, finance apps typically employ robust security measures to protect user data and transactions. Users can expect standard security protocols for financial applications.

### Can I use Payinto for business and personal finances?

Yes, Payinto is built to manage both business and personal finances from a single application. It offers features like managing multiple business profiles and generating invoices for customers.

### How often is Payinto updated?

The latest version of Payinto is 1.5.3, and it was last updated on May 22, 2026. This indicates a relatively active development cycle for the application.

### Does Payinto have ads?

No, Payinto does not contain advertisements. The app's data indicates that it is free and does not have ads, ensuring an uninterrupted user experience.

### What kind of bills can I pay with Payinto?

Payinto allows users to pay essential everyday bills, including airtime, mobile data, electricity, and cable TV subscriptions directly through the app.

## Version history (last 4 releases)

### 1.6.0 — 2026-08-14

- Enjoy free eligible transfers.
- Request account statements in PDF or Excel format and receive them by email.
- Invite friends, earn referral rewards, and unlock new Premium benefits.
- Introducing Payinto Alert, a companion feature that helps you give trusted staff and partners secure, read-only access to selected accounts, transactions, and alerts.
- Enjoy more bill payment options with additional billers and services.
- Share improved transaction receipts with clearer details.
- Experience improved app performance, security, notifications, and overall user experience.

### 1.5.3 — 2026-05-22

- New seamless features integrated
- Improvement in compliance and security
- App performance improvement
- Bug fixes

### 1.3.0 — 2026-03-15

- New seamless features integrated
- Improvement in compliance and security
- App performance improvement
- Bug fixes

### 1.2.4 — 2026-03-06

No release notes.

## More apps by Retenvo Technologies Limited

- [PayFlow - VTU & Bills Payment](https://appshunter.io/ios/app/payflow-vtu-and-bills-payment/id6670395428)
- [Obiofor Staff](https://appshunter.io/ios/app/obiofor-staff/id6757463935)
- [Saving Genius](https://appshunter.io/ios/app/saving-genius/id6759215629)

All apps by Retenvo Technologies Limited: https://appshunter.io/developer/1766072375

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*