# PayLend: Loan Administrator

> Offline loan and financial portfolio management for lenders and institutions. (iPhone/iPad app by Frederick Garcia.)

- Source: https://appshunter.io/ios/app/paylend-loan-administrator/id6776772464 (this page in markdown: same URL + `.md`)
- Developer: [Frederick Garcia](https://appshunter.io/developer/6772753669)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.0 · 41 MB
- Languages: American English
- Released: 2026-06-23
- Data updated: 2026-10-01
- Monetization: freemium

## What is PayLend?

PayLend is the ultimate offline-first mobile application designed for comprehensive loan, collection, and financial management. Whether you're an independent lender or a small financial institution, PayLend provides premium, enterprise-grade tools to manage your portfolio with zero internet dependency.

KEY FEATURES:

• 100% Offline-First Functionality: Create clients, issue loans, and register payments anywhere, anytime. Your data syncs securely and transparently in the background once you reconnect.

• High-Precision Financial Engine: Experience exact mathematical calculations for loan amortization without rounding errors. Support for both monthly and annual calculations.

• Flexible Payments: Easily register partial payments, full installments, or capital prepayments. PayLend automatically restructures future schedules by reducing the installment amount or shortening the term.

• Advanced Business Intelligence (BI): Monitor your financial health with our Risk Scoring Engine that grades borrowers (A-F) dynamically based on their payment history. Anticipate your liquidity with 30, 60, and 90-day cash flow projections.

• Professional Reporting: Generate elegant PDF payment receipts and A4 amortization schedules. Export active portfolio metrics to CSV natively to share via your favorite apps.

• Top-Tier Security: Secure your financial data with Face ID, Touch ID, and an encrypted PIN fallback. Protect your privacy with built-in "Right to be Forgotten" account deletion.

• Easy Authentication: Sign in securely using Apple Sign-In, Google Sign-In, or email Magic Links.

• Multilingual Support: Fully translated into 7 languages (English, Spanish, German, French, Haitian Creole, Italian, Portuguese) for a global reach.

• Premium Interface: Navigate a beautiful, 'Dark Premium' design with smooth 60FPS animations, smart deep linking, and a reactive dashboard that updates in real-time.

Take control of your lending business with PayLend—the smartest, most secure way to manage your financial portfolio.

Términos de Uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- 100% Offline-First Functionality
- High-Precision Financial Engine
- Flexible Payment Registration
- Advanced Business Intelligence
- Professional PDF & CSV Reporting
- Top-Tier Security (Face ID, Touch ID)
- Multilingual Support (7 languages)

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Pro Access | $2.99 | per month |


## Is PayLend safe?

Not enough ratings yet to assess PayLend.

## Is PayLend legit?

PayLend: Loan Administrator has limited verification signals. The AppsHunter Legitimacy Score for PayLend is 48 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about PayLend

### What is PayLend?

PayLend is an offline-first mobile application designed for managing loans, collections, and financial portfolios. It offers enterprise-grade tools for independent lenders and small financial institutions, with zero internet dependency for core functions.

### Does PayLend require an internet connection?

No, PayLend is 100% offline-first. You can create clients, issue loans, and register payments anywhere. Your data syncs securely in the background once you reconnect to the internet.

### How does PayLend handle loan calculations?

PayLend features a high-precision financial engine for exact mathematical calculations of loan amortization, supporting both monthly and annual calculations without rounding errors.

### What kind of reports can I generate with PayLend?

You can generate professional PDF payment receipts and A4 amortization schedules. Additionally, active portfolio metrics can be exported to CSV for sharing and further analysis.

### How secure is my financial data with PayLend?

PayLend offers top-tier security with Face ID, Touch ID, and an encrypted PIN fallback. It also includes a 'Right to be Forgotten' feature for secure account deletion.

### What languages does PayLend support?

PayLend is fully translated into 7 languages: English, Spanish, German, French, Haitian Creole, Italian, and Portuguese, catering to a global user base.

### What are the subscription options for PayLend?

PayLend offers a 'Monthly Pro Access' subscription plan for $2.99 per month, providing access to premium features and enhanced functionality.

### What is the age rating for PayLend?

PayLend has an age rating of 4+, making it suitable for a wide range of users. It is available on iPhone, iPad, and iPod devices.

## Version history (last 1 release)

### 1.0 — 2026-06-23

No release notes.

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## More apps by Frederick Garcia

- [Arqueo POS: Offline Sales](https://appshunter.io/ios/app/arqueo-pos-offline-sales/id6772753667)

All apps by Frederick Garcia: https://appshunter.io/developer/6772753669

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-01.*