# PayMe - Debt Tracker

> Simple debt and IOU tracker for personal finance organization. (iPhone/iPad app by MARCOS GUIMARAES CRUZ DANTAS.)

- Source: https://appshunter.io/ios/app/payme-debt-tracker/id6480528460 (this page in markdown: same URL + `.md`)
- Developer: [MARCOS GUIMARAES CRUZ DANTAS](https://appshunter.io/developer/1739417989)
- Category: Finance
- Price: Free
- Rating: 4.78/5 from 9 App Store ratings · 2 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 39 MB
- Languages: English, German
- Released: 2024-07-25
- Data updated: 2026-08-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/payme-debt-tracker/id6480528460/reviews.md

## What is PayMe?

Simple and easy tracking of who owes you money—or who you owe!

Keep your personal finances organized with a lightweight and hassle-free way to record debts and IOUs. Whether you lent a friend €10 for lunch or borrowed money for a ticket, this app helps you stay on top of it.

- Add and manage entries quickly
- Track balances for each 
- See a clear overview of who owes what

No sign-ups, no clutter—just a straightforward tool to help you stay even with your friends.
Terms of Use: https://payme.marcos-gcd.de/de/terms-and-conditions

## Key features

- Track money owed to you
- Track money you owe
- Manage debt entries
- View balances per person
- Clear overview of debts
- No sign-ups required

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/payme-debt-tracker/id6480528460/reviews.md

### 5/5 — PayMe

*2026-04-21*

PayMe ist eine extrem praktische App, um offene Schulden und geliehenes Geld einfach im Blick zu behalten. Gerade im Alltag – ob mit Freunden, Mitbewohnern oder Kollegen – verliert man schnell den Überblick. Genau hier setzt die App an und löst dieses Problem auf eine sehr klare und unkomplizierte Weise.

Die Bedienung ist intuitiv: Man kann Schuldner schnell eintragen, Beträge festhalten und jederzeit nachvollziehen, wer wem noch etwas schuldet. Dadurch spart man sich unangenehme Diskussionen oder das mühsame Nachrechnen.

Was die App besonders stark macht, ist der Entwickler dahinter.

Man merkt sofort, dass hier jemand ein reales Alltagsproblem verstanden und sinnvoll gelöst hat. Statt unnötiger Funktionen konzentriert sich die App genau auf das, was wirklich gebraucht wird: Übersicht, Einfachheit und Zuverlässigkeit.

👉 Der größte Pluspunkt ist der Entwickler:
Ein klarer Fokus, gute Umsetzung und sichtbare Weiterentwicklung machen die App besonders zuverlässig.

Klare 5-Sterne-Empfehlung ⭐⭐⭐⭐⭐
Vor allem wegen des durchdachten Konzepts und des engagierten Entwicklers.

### 5/5 — Super Finanzapp

*2024-07-25*

Super Finanzapp! Einfach zu bedienen und super übersichtlich. Perfekt um meine Finanzen im Griff zu haben. Aufjedenfall empfehlenswert!

## Frequently asked questions about PayMe

### What is PayMe used for?

PayMe is a simple and easy-to-use application designed for tracking who owes you money or who you owe money to. It helps organize personal finances by recording debts and IOUs without requiring sign-ups.

### How does PayMe help manage debts?

PayMe allows you to add and manage debt entries quickly, track balances for each person involved, and provides a clear overview of who owes what. It's a straightforward tool to help you stay even with your friends.

### Is PayMe free to use?

Yes, PayMe is a free application. There are no costs associated with downloading or using its core features for tracking debts and IOUs.

### Does PayMe require an account or sign-up?

No, PayMe does not require any sign-ups or account creation. It is designed to be a hassle-free tool that you can start using immediately to manage your debts.

### What devices is PayMe available on?

Based on the latest update information, PayMe is available on devices running version 2026.02.07. Specific operating system compatibility (e.g., iOS or Android) is not detailed in the provided data.

### How often is PayMe updated?

The application was last updated on 2026-02-08, indicating recent development activity. The version number 2026.02.07 suggests a structured update release cycle.

### What is the age rating for PayMe?

PayMe has an age rating of 17+. This rating is typically assigned based on content that may not be suitable for younger audiences.

### What do users think of PayMe?

PayMe has received a high rating of 4.8 stars from 9 ratings, suggesting positive user sentiment. Users likely appreciate its simplicity and effectiveness in tracking debts.

## Version history (last 1 release)

### 2026.02.07 — 2026-02-08

- Bug fix: Fixed an issue with incorrect total calculation in the overview
- New: People can now be included or excluded from the overview
- New: Profile pictures can now be added to people
- New: The export now also shows the total amount

## More apps by MARCOS GUIMARAES CRUZ DANTAS

- [TipMe - Tip Tracker](https://appshunter.io/ios/app/tipme-tip-tracker/id6572281847)

All apps by MARCOS GUIMARAES CRUZ DANTAS: https://appshunter.io/developer/1739417989

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*