# payme - переводы и платежи — Оплата услуг, интернета и ЖКХ > Online payment service for bills, transfers, and expense management with bonuses. (iPhone/iPad app by DIDA (INSPIRED LLC).) - Source: https://appshunter.io/ios/app/payme/id1093525667 (this page in markdown: same URL + `.md`) - Developer: [DIDA (INSPIRED LLC)](https://appshunter.io/developer/607586534) - Category: Finance - Price: Free - Rating: 4.80/5 from 8,356 App Store ratings · 72 written reviews indexed - Age rating: 12+ - Requires: iOS 16.5 · 334 MB - Languages: American English, Russian, Uzbek - Released: 2016-03-30 - Data updated: 2026-08-24 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/payme/id1093525667/reviews.md ## What is payme? payme — moliya bilan bog'liq masalalarni hal qilishda yordam beradigan kundalik onlayn to'lov xizmatingiz. • YHXBB jarimalari, kommunal to'lovlar, soliqlar — barchasi ortiqcha to'lovlarsiz bitta ilovada. Kartadan kartaga pul o'tkazmalari ham payme bilan tez va qulay. • Doimiy mijozlarga bonuslar - To'lovlar va pul o'tkazmalari uchun payme sizga ballar beradi. Ularni “payme people” dasturi doirasida keshbek va chegirmalarga almashtirishingiz mumkin. Masalan, taom buyurganingizda yoki kurs uchun to'lov qilganingizda. • Komissiyasiz to'lovlar - payme'da mobil aloqa va internetdan boshlab, davlat xizmatlari-yu jarimalargacha to'lov qilish mumkin. Ayniqsa xizmatlarni saqlab qo’yib, qarzga kirmaslik uchun ularning balansini kuzatib borish juda qulay. • Kartangizni olib yurishingiz shart emas - ”payme go” servisi do'kon, kafe va restoranlarda kartasiz to’lash imkonini beradi. Shunchaki, ilovada "payme go" yoki "QR to'lov" bo'limini ochasiz va to'laysiz — bu hatto terminal orqali to'lashdan tezroq. •Xarajatlaringiz nazoratingiz ostida - Ilova yordamida qachon, qayerda va qancha sarflaganingizni kuzatib borishingiz mumkin. Kirim va chiqimlar haqida batafsil ma'lumot, karta va toifalar bo’yicha tahlil, hech qachon yo’qolmaydigan cheklar — barchasi payme’da. • Bitta obuna — ko'plab imkoniyatlar - payme plus obunasini yoqsangiz: limit doirasida kartadan kartaga komissiyasiz pul o’tkazasiz, Setanta Sports efirlarini bepul tomosha qilasiz va boshqa maxsus imkoniyatlarga ega bo'lasiz. • Pul o’tkazishning sinalgan usuli - Visa debet kartasi bo’ladimi, virtual karta yoki Humo debet kartasi — payme’ga qo'shing va ulardan pul o’tkazish uchun foydalaning. Barcha tranzaksiyalar xalqaro standartlar va PCI DSS sertifikatlari bilan himoyalangan. ----- Uzbekistan's leading payment service: • Pay traffic fines, utility bills, taxes – pay everything without commission in one application. Manage your expenses and send money transfers from card to card in payme. • Bonuses for regular customers - Transfer money to Humo and Uzcard cards, pay for services and get payme people points that can be exchanged for cashback or discounts. • Payments without commission - For a multitude of services: from mobile and internet to government services and fines. Save services and set up autopayments to keep track of your balance and avoid missing a payment. • You don't need your card anymore - Pay in stores, cafes and restaurants with payme go. Simply show the QR code at the checkout and the required amount will be deducted from any chosen card, debit or credit. • Control your spending - Track where, when and how much you spend. All detailed information about your income and expenses is available in payment monitoring, along with receipts and analytics. • Save on fees with a subscription - Connect payme plus and enjoy all the features of the app: transfer money from card to card without commission within the limit, track your expenses and watch Setanta Sports. • A secure way to transfer money - Send money risk-free from Visa, Uzcard and Humo debit cards. All transactions in payme are protected by international standards and PCI DSS certification. ## Key features - Pay bills and fines without commission - Card-to-card money transfers - Earn bonuses and cashback - QR code payments in stores - Expense tracking and analytics - Subscription for premium features ## What do users think of payme? Overall sentiment: neutral **Pros** - 👍 Convenient and easy to use - 🚀 Quick and efficient money transfers - 💡 Useful for monitoring transactions **Cons** - 🐛 Bugs and crashes on certain devices - 💰 High service fees - 🔌 Compatibility issues with older devices **Commonly reported bugs** - Icons not loading when abroad - Monitoring section not updating - Registration and login issues - Balance display bug **Most requested features** - Full-screen support for iPad - Free money transfer option - Improved monitoring and analytics - Cashback or rewards program ## Recent user reviews (10 of 72) All indexed reviews: https://appshunter.io/ios/app/payme/id1093525667/reviews.md ### 1/5 — Service vabshe musor *2026-08-12* Service vabshe musor **Developer response:** Assalomu alaykum. Sizda bunday fikr shakllanishiga nima sabab bo‘lganini batafsilroq bilishni istardik — bu bizga ilova xizmatlarini yanada yaxshilashga yordam beradi. Iltimos, biz bilan info@payme.uz elektron pochtamiz orqali bog‘laning. payme jamoasi bilan ishlash tajribangizni yaxshilashga doimo tayyormiz. 🙏 ### 1/5 — Bug *2026-08-12* app working very slowly **Developer response:** Hi. We are sorry for the difficulties encountered while using the app. To study the issue in detail and provide you with prompt assistance, please contact us at info@payme.uz. Together, we will investigate the situation and help restore the app's functionality. 😊🙏 ### 1/5 — Дизайн помойка *2026-06-24* Сделали не дизайн а гомно **Developer response:** Здравствуйте. Понимаем, что после обновления приложение может казаться непривычным — особенно если раньше многие действия делались автоматически. Мы пересобрали навигацию так, чтобы самые частые задачи были ближе — прямо на главном экране и с меньшим количеством шагов. При этом payme остался тем же payme: основные сценарии остались прежними. Если есть конкретный момент, который вызывает неудобство, напишите нам. Сейчас команда внимательно следит за обратной связью пользователей и продолжает улучшать интерфейс. ### 1/5 — Yoqmadi vashe *2026-05-11* Menga vashe yoqmadi xar oy bez tolk 40 mingdan yechvolyapti kartamdan nmasi bu 😡😡😡 O’sha pul menga kerakligi uchun o’tqizarman ) vashe bo’midi ) 80 ming pulimni qaytarilar) 🙄 rozimasman **Developer response:** Assalomu alaykum! Biz foydalanuvchilar roziligisiz mablag‘ yechib olmaymiz. Ehtimol, siz tasodifan payme+ sinov obunasini faollashtirib uni o‘chirmagan bo‘lishingiz mumkin. Shu sababli, obuna avtomatik tarzda uzaytirilgan va mablag‘ yechilgan. Iltimos, info@payme.uz pochtasi orqali bog'laning — holatni tekshirib, sizga batafsil ma’lumot beramiz. 🙏 ### 3/5 — Very convenient but… *2026-04-11, version 2.96.8* I had been using uzum but they let me down with zero support. I find payme better to use and the support is excellent, but I don’t like the charges applied. ### 3/5 — iPhone Air *2026-03-31* Уважаемая команда разработчиков, пожалуйста унифицируйте приложение для диагонали нового iPhone. **Developer response:** Здравствуйте. Благодарим за обратную связь! Обязательно передадим ваше предложение нашей команде разработчиков. Если у вас останутся вопросы, и предложения, вы всегда можете отправить их нам на нашу официальную почту - info@payme.uz. Спасибо! ### 1/5 — ВОРЫ В КОСТЮМЕ ФИНТЕХ *2026-03-08* Залезают в карман каждый месяц и крадут под видом «подписка». Без уведомлений, без разрешения. Отмену специально спрятали так что найти ее - квест для опытного хакера. Это не баг, а современный бизнес модель мошенничество. Держитесь подальше и предупредите знакомых. Теперь понятно почему они рекламировали себя как «установи родителя». Пенсии родителей хотели жрать пока они ничего не понимали даже! **Developer response:** Здравствуйте! Благодарим вас за обратную связь. Возможно, ранее у вас была активирована демо-версия подписки payme plus, которая бесплатно предоставляется на первый месяц. После завершения пробного периода подписка продлевается на платной основе в соответствии с условиями оферты. Перед окончанием пробного периода пользователю направляется push-уведомление с напоминанием о завершении демо-версии и возможности при необходимости отключить подписку. Обращаем внимание, что подписка не подключается со стороны сервиса — она может быть активирована только самим пользователем в приложении после подтверждения условий услуги. Если у вас остались дополнительные вопросы, пожалуйста, свяжитесь с нами по электронной почте info@payme.uz — мы будем рады помочь. ### 1/5 — Приложение стало не очень *2026-02-07, version 2.93.10* Столько лет пользовался этим приложением все устраивало. Сейчас просят подтверждение личности. Без подтверждения не могу открыть приложение. Ком услуги свет, газ, и т.д оплата проходит а сумма не прибавляется на балансе. Вообщем очень разочарован приложением. Вы такими темпами потеряете всех пользователей ### 1/5 — Cashback 100% *2025-12-01, version 2.89.1* It is scam you cann’t use the the cashback unless you are premium member, i paid with pay me without knowing that then waited for cashback but there is nothing and seems out that in order to get those tiny payment you have to around 40k sums . Why you have not informed about it. ### 1/5 — Муаммо *2025-11-25, version 2.56.1* Янгиланг деб сўрайди, янгилаш учун апсторни очсам открить туради. Иккаласи хам бири бирига юборади. Хисобимда пул бўлса смс юборавериб юборавериб қарз киритади, смсни ўчириб бўлмайди. Картадан картага пул сўрайди, шундоқ хам хар ой пул олиб қолади. ## Frequently asked questions about payme ### What can I do with this app? This app allows you to pay various services like utility bills, internet, traffic fines, and taxes without commission. You can also transfer money between cards, track your expenses with detailed analytics, and make payments in stores using QR codes. A subscription offers additional benefits like commission-free transfers within limits and access to exclusive content. ### How does the bonus system work? The app rewards regular customers with points for payments and money transfers. These points can be exchanged for cashback and discounts through the 'payme people' program. This means you can save money on purchases like food or course fees. ### Is there a cost to use the app? The app offers a free tier with many functionalities, including commission-free payments for a wide range of services. There is also an optional 'payme plus' subscription that unlocks premium features such as commission-free card-to-card transfers within a certain limit and access to exclusive content like Setanta Sports broadcasts. ### How can I pay in stores without my card? The 'payme go' service allows you to pay in stores, cafes, and restaurants without needing your physical card. Simply open the 'payme go' or 'QR to'lov' section in the app, and the required amount will be deducted from your chosen card. This method is designed to be faster than using a traditional payment terminal. ### Is my financial information secure? Yes, all transactions are protected according to international standards and PCI DSS certifications. The app also provides detailed information about your income and expenses, including receipts and analytics, ensuring you have full control and visibility over your spending. ## Version history (last 5 releases) ### 3.10.6 — 2026-08-18 Hammaga o'xshab, ilovamiz ham yanada yaxshilanmoqda. payme dizaynini yangiladik, lekin siz bilgan hamma narsani avvalgi holida qoldirdik. Chunki asosiy shiorimiz - o‘zingiz o‘zgaring, aslingiz o‘zgarmasin Just like us, our app is growing and changing for the better. We refreshed the look but kept everything right where you expect it. After all, our main idea is simple: change, but stay yourself Как и все мы, наше приложение меняется к лучшему. Мы обновили дизайн, но оставили всё привычное на своих местах, ведь наш главный принцип - обновляйтесь, но оставайтесь собой ### 3.9.2 — 2026-08-06 Hammaga o'xshab, ilovamiz ham yanada yaxshilanmoqda. payme dizaynini yangiladik, lekin siz bilgan hamma narsani avvalgi holida qoldirdik. Chunki asosiy shiorimiz - o‘zingiz o‘zgaring, aslingiz o‘zgarmasin Just like us, our app is growing and changing for the better. We refreshed the look but kept everything right where you expect it. After all, our main idea is simple: change, but stay yourself Как и все мы, наше приложение меняется к лучшему. Мы обновили дизайн, но оставили всё привычное на своих местах, ведь наш главный принцип - обновляйтесь, но оставайтесь собой ### 3.8.2 — 2026-07-30 Hammaga o'xshab, ilovamiz ham yanada yaxshilanmoqda. payme dizaynini yangiladik, lekin siz bilgan hamma narsani avvalgi holida qoldirdik. Chunki asosiy shiorimiz - o‘zingiz o‘zgaring, aslingiz o‘zgarmasin Just like us, our app is growing and changing for the better. We refreshed the look but kept everything right where you expect it. After all, our main idea is simple: change, but stay yourself Как и все мы, наше приложение меняется к лучшему. Мы обновили дизайн, но оставили всё привычное на своих местах, ведь наш главный принцип - обновляйтесь, но оставайтесь собой ### 3.7.5 — 2026-07-27 Hammaga o'xshab, ilovamiz ham yanada yaxshilanmoqda. payme dizaynini yangiladik, lekin siz bilgan hamma narsani avvalgi holida qoldirdik. Chunki asosiy shiorimiz - o‘zingiz o‘zgaring, aslingiz o‘zgarmasin Just like us, our app is growing and changing for the better. We refreshed the look but kept everything right where you expect it. After all, our main idea is simple: change, but stay yourself Как и все мы, наше приложение меняется к лучшему. Мы обновили дизайн, но оставили всё привычное на своих местах, ведь наш главный принцип - обновляйтесь, но оставайтесь собой ### 3.6.2 — 2026-07-15 Hammaga o'xshab, ilovamiz ham yanada yaxshilanmoqda. payme dizaynini yangiladik, lekin siz bilgan hamma narsani avvalgi holida qoldirdik. Chunki asosiy shiorimiz - o‘zingiz o‘zgaring, aslingiz o‘zgarmasin Just like us, our app is growing and changing for the better. We refreshed the look but kept everything right where you expect it. After all, our main idea is simple: change, but stay yourself Как и все мы, наше приложение меняется к лучшему. Мы обновили дизайн, но оставили всё привычное на своих местах, ведь наш главный принцип - обновляйтесь, но оставайтесь собой ## Apps similar to payme | App | Rating | Price | Category | | --- | --- | --- | --- | | [Uzum Nasiya: muddatli to'lov](https://appshunter.io/ios/app/uzum-nasiya-muddatli-tolov/id1579281935) | 3.7 (32) | Free | Finance | | [TBC Bank Uzbekistan](https://appshunter.io/ios/app/tbc-bank-uzbekistan/id1450503714) | 4.8 (1,881) | Free | Finance | | [Ipak Yuli Mobile: Onlayn Bank](https://appshunter.io/ios/app/ipak-yuli-mobile-onlayn-bank/id1436677359) | 4.8 (3,731) | Free | Finance | | [Click SuperApp](https://appshunter.io/ios/app/click-superapp/id768132591) | 4.8 (2,560) | Free | Finance | | [Uzum Bank online](https://appshunter.io/ios/app/uzum-bank-online/id1492307726) | 4.7 (2,025) | Free | Finance | | [Anorbank](https://appshunter.io/ios/app/anorbank/id1579623268) | 4.7 (135) | Free | Finance | ## More apps by DIDA (INSPIRED LLC) - [Payme Business](https://appshunter.io/ios/app/payme-business/id1423515106) All apps by DIDA (INSPIRED LLC): https://appshunter.io/developer/607586534 ## Related topics [peymy](https://appshunter.io/ios/topics/peymy) · [paynet](https://appshunter.io/ios/topics/paynet) · [paynet uz](https://appshunter.io/ios/topics/paynet-uz) · [pay me app](https://appshunter.io/ios/topics/pay-me-app) · [payne](https://appshunter.io/ios/topics/payne) · [pemi](https://appshunter.io/ios/topics/pemi) · [pay me](https://appshunter.io/ios/topics/pay-me) · [paynet wallet](https://appshunter.io/ios/topics/paynet-wallet) · [uyqur sklad](https://appshunter.io/ios/topics/uyqur-sklad) · [tbs uz](https://appshunter.io/ios/topics/tbs-uz) · [clic](https://appshunter.io/ios/topics/clic) · [tbc uz](https://appshunter.io/ios/topics/tbc-uz) · [iilumo](https://appshunter.io/ios/topics/iilumo) · [hessab pay](https://appshunter.io/ios/topics/hessab-pay) · [tbc bank uz](https://appshunter.io/ios/topics/tbc-bank-uz) · [agrobank mobile](https://appshunter.io/ios/topics/agrobank-mobile) · [my oppd](https://appshunter.io/ios/topics/my-oppd) · [inexpay](https://appshunter.io/ios/topics/inexpay) · [aarons ezpay](https://appshunter.io/ios/topics/aarons-ezpay) · [uzairways](https://appshunter.io/ios/topics/uzairways) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*