# PayMeLater Friend Debt Tracker — user reviews > 36 indexed App Store user reviews of PayMeLater Friend Debt Tracker by Nicovate Limited, rated 4.70/5 from 67 ratings. - Source: https://appshunter.io/ios/app/paymelater-friend-debt-tracker/id1108119997/reviews - App overview in markdown: https://appshunter.io/ios/app/paymelater-friend-debt-tracker/id1108119997.md - Rating breakdown: 5★ 52 · 4★ 11 · 3★ 4 · 2★ 0 · 1★ 0 ## Newest reviews (10 of 36) ### 5/5 — Super user friendly *2023-06-20, version 3.0.0* A quick and easy to use app that gets the job done with simplicity. Love it! ### 5/5 — Straight to the point w/no extra nonsense *2023-05-25, version 2.0.3* Who owes who. Pick name from phone book. Adds or subtracts automatically ### 5/5 — Great app of its kind *2021-08-14, version 2.0.3* Have been using the app for 3+ years and it's absolutely the best in its class. Love the cloud backup and sync part. ### 5/5 — Excellent *2019-10-01, version 2.0.3* Using it for years. Only downfall is that it depends on phone no’s. So if someone changes their no, the app will show the phone no only. And I have had to delete a few debts, not knowing who the person was as no name ### 5/5 — Wow *2019-01-13, version 2.0.3* Best app ever. Makes it so easy to keep track of payments not only to yourself but payments to others. I use it regularly when I book a group holiday and then can keep accurate accounts. Well done Nicolai ### 5/5 — Thanks *2018-05-14, version 2.0.3* Every time l open this great app i want to say thanks & many thanks 😍 ### 4/5 — Easy to use *2017-11-09, version 2.0.3* It is simple to use. Prefer having a paid function and delete function for each transaction. ### 5/5 — Like this app very much *2017-11-03, version 2.0.3* I able to share money with people without any issues ### 5/5 — So useful!! *2017-10-29, version 2.0.3* So good to keep track of what you owe people!! So easy to use and handy. ### 5/5 — Perfect! *2017-10-08, version 2.0.2* Just a perfect app. No BS like others. ## Most critical reviews (10 lowest-rated) ### 1/5 — Was Brilliant *2025-01-19, version 3.5.2* This app was brilliant, but now it has a pro subscription to properly be able to use the app, it’s basically rendered pointless. I would be more than happy to pay a one off fee but a recurring fee for this is really ridiculous. Such a shame. ### 1/5 — Basically have to pay to use it now *2024-11-20, version 3.4.1* Can only do 3 entries a day until you have to pay the monthly subscription. Should have known this was coming ### 1/5 — Used to be good *2023-07-02, version 3.0.1* This is a great, simple way of tracking who owes you what. However - You can’t edit backwards, which is frustrating & I did mention in a review some years ago. Since the update you can’t hide anyone you have inputted. You should be able to delete a person but they are stuck there on your screen. Very frustrating & spoils what was a streamline app to now being a mess! I hope developers tweak these points. In the meantime I’ll look elsewhere. ### 1/5 — Never worked for me *2020-05-12, version 2.0.3* Concept is good. My uncle uses it on my debts, I can see every transaction. Flip it on my side, It crashes on me every time I try to add a debt I’m owed by someone else. I have friends and family who I regularly spot, I want that to be properly recorded, except it doesn’t work for me. It crashes each time I try adding a transaction. Have been trying for yrs. ### 1/5 — Wants your phone number *2018-09-25, version 2.0.3* Can’t use the app without handing over your phone number. Deleted. ### 3/5 — Great *2024-02-05* Nice app well done for uploading but design look and feel it’s like someone without taste to design was doing it ### 3/5 — No transaction delete? *2017-07-17, version 2.0.2* Put in a test transaction to determine if I like the app. Now I cannot delete it. ### 4/5 — Nice but critical feature missing for me *2024-10-08, version 3.3.17* I was planning to transfer transactions from another application but I can’t set a date for loans/repayments, so all the transactions would have occurred within a few minutes of each other. That’s not useful to me so I’ve deleted the app. It’s clean and slick though. I’m also not keen on using my telephone number. Would prefer to use my email address, or even better, sync via iCloud? ### 4/5 — So simple *2019-05-19, version 2.0.3* Just wanted an app to simply keep track of money in and out. This app does that ### 4/5 — Only thing missing *2018-02-25, version 2.0.3* Great app. So easy to use. Only thing missing is being able to delete a persons name that’s no longer needed ## Most praised reviews (10 highest-rated) ### 5/5 — Great app *2026-02-28, version 3.6.11* Easy and very convenient ### 5/5 — Organized thoughts with ease 🪧 *2025-11-15, version 3.6.8* Been using the free version. ### 5/5 — Great app *2025-04-27, version 3.5.9* Great app, I have been using it for a couple of months now. It does the job very well and quickly and is more convenient than having to use a notepad or something. It is more reliable as well since you can have a more precise record of your personal transactions than you could ever do yourself. ### 5/5 — Exactly what I was looking for! *2024-10-27, version 3.3.17* A free app to keep track of what I owe friends/family, or they owe me! Doesn’t require sign up, logging in with email or other personal data. It’s not outdated, like so many apps are. Just a straightforward way to keep track of splitting expenses, loaning, borrowing etc!! So far great! ### 5/5 — Best App I’ve Tried *2024-09-20* It was the only app that didn’t require any purchases to use. Does exactly what I need it for ### 5/5 — Great app! *2024-09-05, version 3.3.15* I really like this app. It's just so easy to use ### 5/5 — Great app! *2023-11-12, version 3.2.4* grat for settling debts with friends! ### 5/5 — Great app for keeping up with debts owed to me *2023-10-04, version 3.2.4* Simple and easy to use. Also has a good amount of info for each transaction ### 5/5 — Fantastic! *2023-08-17, version 3.2.2* Great app to keep track of my debts with family and friends. It’s simple to use and can even track different currency’s for when we are on holiday. Thank you! ### 5/5 — Love this *2023-07-05, version 3.0.1* Just a super simple concept and really easy to use. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*