# Payments Notebook: Subs, Bills — All your subscriptions, listed

> All your subscriptions, listed (iPhone/iPad app by AKIHIRO MATSUYAMA.)

- Source: https://appshunter.io/ios/app/payments-notebook-subs-bills/id6789398774 (this page in markdown: same URL + `.md`)
- Developer: [AKIHIRO MATSUYAMA](https://appshunter.io/developer/6789115438)
- Category: Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 23 MB
- Languages: English, French, German, Japanese, Korean, Portuguese, Chinese, Spanish, Chinese, Vietnamese
- Released: 2026-08-23
- Data updated: 2026-10-03

## What is Payments Notebook?

Money leaves several accounts every month. The more cards you hold, the more the dates and amounts drift apart. This app keeps them in one notebook.

WHEN AND HOW MUCH LEAVES EACH ACCOUNT
One card per bank account. Payments drawn from the same account are added up for you. If the payment day falls on a weekend or a holiday, it is shown on the next business day (you can also choose the previous day, or no shift).

WILL IT COVER IT?
Write down the balance you saw in your passbook or banking app, and the app tells you "short by X" or "covered (X left)". For an account with no balance written down, it says nothing either way.

IF YOU BUY WITH THIS CARD TODAY
Enter the closing day and the app shows the date it will be charged. The more cards you hold, the harder this is to keep in your head.

BY WHEN, HOW MUCH MORE
Enter a spending target, such as the amount that waives your annual fee, and you get what is left before the deadline, plus a rough per-month and per-day pace. Some spending is usually excluded (e-money top-ups, taxes, annual fees), so a reminder is shown as well. The rules differ by card, so please check with your card issuer.

RENT AND UTILITIES TOO
For amounts that are the same every month, enter them once and you never have to type them again.

YOUR SUBSCRIPTIONS, IN THE SAME APP
Monthly total, breakdown by category, the ones you never use, price rises, free-trial end dates. Pick the card a subscription is paid with and it flows into that account's total.

SO YOU CAN USE IT WITHOUT WORRY
- No connection to any bank or card company. No login.
- We never ask for passwords, PINs or card numbers (the last 4 digits only, and only if you want).
- The balance is a number you wrote yourself.
- Everything stays on this device. Nothing is sent anywhere.
- No ads.

PRICE
Free to use: up to 10 subscriptions and 3 payment methods. A one-time purchase removes the limits. Anything you already entered keeps working without buying.

By SAKURA PRODUCTS

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 件数無制限と共有取り込み（買い切り） | $1.99 | one-time |


## Is Payments Notebook safe?

Not enough ratings yet to assess Payments Notebook.

## Is Payments Notebook legit?

Payments Notebook: Subs, Bills appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Payments Notebook is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.2.0 — 2026-09-24

Added direct debit tracking.

- Every payment grouped by bank account: when and how much leaves
- Write down your balance and see whether it covers the total
- If you buy with this card today, see when it will be charged
- "By when, how much more" for spending targets such as fee waivers
- Fixed monthly amounts (rent, electricity) can be entered once

The app is now called Payments Notebook.

### 1.0.1 — 2026-09-11

• Fixed the share button not responding on iPad
• Minor display and stability improvements

### 1.0 — 2026-08-24

No release notes.

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## More apps by AKIHIRO MATSUYAMA

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- [AI Korean Chat with a Cat](https://appshunter.io/ios/app/ai-korean-chat-with-a-cat/id6789367043)

All apps by AKIHIRO MATSUYAMA: https://appshunter.io/developer/6789115438

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-03.*
