# PaymentWiser - Stripe Payments — POS and payments for business

> Mobile POS and payment processing app for businesses using Stripe. (iPhone/iPad app by Packet Flow Network Technology Co,.Ltd.)

- Source: https://appshunter.io/ios/app/paymentwiser-stripe-payments/id1530733538 (this page in markdown: same URL + `.md`)
- Developer: [Packet Flow Network Technology Co,.Ltd](https://appshunter.io/developer/1462717272)
- Category: Business, Finance
- Price: Free
- Rating: 4.70/5 from 53 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 44 MB
- Languages: American English
- Released: 2020-09-10
- Data updated: 2026-08-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/paymentwiser-stripe-payments/id1530733538/reviews.md

## What is PaymentWiser?

PaymentWiser is a payment app that saves your money with only 0.5% additional fee. It replaces your credit card terminal and card reader with a simple, intuitive way to accept credit card payments on the go & online!


If you're looking for a simple POS or point of sale, an alternative credit card reader, or for a better payment app to help with credit card processing, we've got you covered!

As a no-code Stripe Terminal partner, your business can use any of the supported Stripe Terminals, in any of the supported Stripe countries to start collecting payments without a single line of code. Additionally, PaymentWiser supports Tap to Pay on iPhone; which turns an iPhone into a contactless (credit card or mobile wallet) payment terminal.

- Works With Stripe

If you already work with the best payments platform on the planet, sign in with your Stripe payments account, let us do some magic with Stripe Connect, and you’re up and running!


- Create charges in under 30 seconds

Tap out an amount, type a credit card number, and hit charge.


- 0.1% additional fee, less than 100% of other apps

There are no setup fees, no monthly charges, no minimums or no limits. You only pay 0.1% additional fee on top of Stripe’s standard fees. 

- Create a payment link and share it everywhere

Share your paymentlinks in emails, text messages, or all over social media. Accept secure payments from multiple online channels and customers. Easy online sharing lets you reach lots of potential customers with a single link.

- Built-in fraud detection & security

Automatically evaluate charges for fraud risk and block those fraudulent.


- Multi Currency

Charge in over 135 currencies. Let customers pay in their native currency, you get paid in yours.


- Tips & Receipts

An easy interface that you can hand to your customer for them to add percentage based tips! 
Receipts will be sent to your customers' email address automatically.


- SCA-Ready to meet Europe's PSD2 regulations

With built in support for 3D Secure 2, we've got Secure Customer Authentication covered. OTP, password, or biometric, let your customers choose!


- More Software, Less Hardware

A simpler alternative to Square Point of Sale, Clover Go and Quickbooks GoPayment

## Key features

- Accept credit card payments
- Replaces credit card terminals
- Low additional fee (0.1%)
- Create payment links
- Built-in fraud detection
- Multi-currency support
- Tap to Pay on iPhone

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/paymentwiser-stripe-payments/id1530733538/reviews.md

### 1/5 — Does not work

*2024-04-23*

This software does not work with the stripe network readers readers 
BBPOS WisePOS E
Support is no good, they can’t fix it. 

Also hit and miss for Bluetooth readers, always doing updates and loosing connection 
BBPOS WisePad 3
Does not work 50% of the time. 

I have changed to use different software and have no issues.

### 5/5 — Best Payment App

*2024-01-15*

Best Payment app with support for all Stripe terminals and IPhone Tap to Pay 👍🏼💪🏼. Practically No fee from the app just the Stripe fees. Thank you!

### 1/5 — Does not work on Android

*2022-05-29*

This App has not been working on my Android phone for over a week. Why not?

### 5/5 — Best payment receiving app!

*2020-12-28*

This is the best payment receiving app! No transaction fee!

## Frequently asked questions about PaymentWiser

### What is the additional fee for PaymentWiser?

PaymentWiser charges an additional fee of only 0.1% on top of Stripe's standard fees. There are no setup fees, monthly charges, minimums, or limits.

### Does PaymentWiser work with existing Stripe accounts?

Yes, PaymentWiser is designed to work seamlessly with your existing Stripe payments account. You can sign in with your Stripe account and utilize Stripe Connect.

### Can I accept payments in different currencies with PaymentWiser?

Yes, PaymentWiser supports charging in over 135 currencies. This allows your customers to pay in their native currency while you get paid in yours.

### How does PaymentWiser handle fraud detection?

PaymentWiser includes built-in fraud detection that automatically evaluates charges for fraud risk and blocks potentially fraudulent transactions.

### What devices is PaymentWiser compatible with?

PaymentWiser is available for iPhone and iPad devices. It supports Tap to Pay on iPhone, turning your device into a contactless payment terminal.

### Is PaymentWiser suitable for businesses in Europe?

Yes, PaymentWiser is SCA-Ready and meets Europe's PSD2 regulations with built-in support for 3D Secure 2, allowing customers to choose their authentication method.

### How often is PaymentWiser updated?

The latest version of PaymentWiser is 1.0.66, and it was last updated on August 26, 2025. This indicates a relatively active development cycle.

### What is the user rating for PaymentWiser?

PaymentWiser has a strong user rating of 4.7 stars based on 43 ratings, suggesting a positive user experience.

## Version history (last 5 releases)

### 1.0.66 — 2025-08-26

- Bug fixes and performance improvements

### 1.0.65 — 2025-08-21

- Bug fixes and performance improvements

### 1.0.63 — 2025-08-20

- Bug fixes and performance improvements

### 1.0.62 — 2023-11-23

- Bug fixes and performance improvements

### 1.0.61 — 2023-08-23

- Bug fixes and performance improvements

## Apps similar to PaymentWiser

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Square Point of Sale (POS)](https://appshunter.io/ios/app/square-point-of-sale-pos/id335393788) | 4.8 (602,310) | Free | Business |
| [Square: Retail Point of Sale](https://appshunter.io/ios/app/square-retail-point-of-sale/id1200091899) | 4.7 (14,367) | Free | Business |
| [SumUp Business](https://appshunter.io/ios/app/sumup-business/id514879214) | 3.8 (700) | Free | Business |
| [Invoice for Stripe](https://appshunter.io/ios/app/invoice-for-stripe/id1481507344) | 4.7 (324) | Free | Business |
| [FacilePay for Stripe Payments](https://appshunter.io/ios/app/facilepay-for-stripe-payments/id1313258736) | 4.5 (215) | Free | Business |
| [Collect for Stripe](https://appshunter.io/ios/app/collect-for-stripe/id1145604255) | 4.8 (1,511) | Free | Business |

## More apps by Packet Flow Network Technology Co,.Ltd

- [UfunR-海外华人追剧听歌加速器VPN](https://appshunter.io/ios/app/ufunr-vpn/id1462717273)
- [Cyberocket - SS Proxy Client](https://appshunter.io/ios/app/cyberocket-ss-proxy-client/id1491868622)
- [哔哔哈哈追番助手 - 新番加速器](https://appshunter.io/ios/app/id1553649428)
- [Decent Demon - Mega Wallpapers](https://appshunter.io/ios/app/decent-demon-mega-wallpapers/id1624302360)
- [Package Hub - Delivery Tracker](https://appshunter.io/ios/app/package-hub-delivery-tracker/id1661436076)

All apps by Packet Flow Network Technology Co,.Ltd: https://appshunter.io/developer/1462717272

## Related topics

[stripe payments](https://appshunter.io/ios/topics/stripe-payments) · [stripe sessions](https://appshunter.io/ios/topics/stripe-sessions) · [nomod](https://appshunter.io/ios/topics/nomod)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*
