# Paymi: Tap to Pay Card Reader — A card reader in your pocket. > iPhone card reader app for contactless payments and business transactions. (iPhone/iPad app by Paymi Limited.) - Source: https://appshunter.io/ios/app/paymi-tap-to-pay-card-reader/id6743404774 (this page in markdown: same URL + `.md`) - Developer: [Paymi Limited](https://appshunter.io/developer/1770857749) - Category: Business, Finance - Price: Free with in-app purchases - Rating: 4.80/5 from 4 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 18.0 · 69 MB - Languages: American English - Released: 2025-10-10 - Data updated: 2026-09-08 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/paymi-tap-to-pay-card-reader/id6743404774/reviews.md ## What is Paymi? Lost a sale today because you only had cash? Paymi turns your iPhone into a card reader. Accept contactless card payments directly on your iPhone. No bulky terminals, no complicated setup. Accept Apple Pay, Google Pay and major debit and credit cards in seconds. Perfect for: • Market traders & food vendors • Mobile beauticians & hairdressers • Tradespeople & contractors • Anyone who needs to take payments on the go Why thousands of merchants choose Paymi • No upfront cost - Traditional card readers cost hundreds. Paymi is free to download. • Lowest possible fees - Pro users pay only the payment interchange fees. Paymi adds nothing on top. • No monthly fees - Free users can accept payments with no subscription. • No extra equipment - Your phone is your card reader. Customer taps their card or digital wallet — you get paid. • Start taking payments in minutes - Download, sign up, done. No waiting for hardware to arrive. Everything you need • Take contactless payments - Accept all major cards and Apple Pay, Google Pay instantly. • Product catalog - Add your products with price variations and images. Tap to charge – no typing amounts each time. • Split bills & tips - Split payments by item or amount. Add tips with one tap. • Automatic discounts and taxes - Set up VAT, sales tax, or custom rates once. Apply percentage or fixed discounts instantly. All calculations happen automatically at checkout. • Send payment links - Customer not with you? Text them a secure payment link. • Refunds & reports - Issue refunds instantly. View and manage all transactions in the app. • Multiple staff members - Create PIN-protected profiles for your team with custom permissions. Trusted and secure • Powered by Stripe – trusted by millions of businesses worldwide. • All payments are encrypted and PCI compliant. Get started free • Download Paymi. Start accepting cards in minutes. • Up to date processing fees can be found within the app. • Questions? Visit paymi.app or contact us at support@paymi.app • View our Terms of Service at https://paymi.app/terms ## Key features - Accept contactless card payments - Process Apple Pay and Google Pay - Create a product catalog - Split bills and accept tips - Automatic tax and discount calculations - Send secure payment links - Issue refunds and view reports - Manage multiple staff members ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Yearly | $79.99 | per year | | Monthly | $9.99 | per month | ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/paymi-tap-to-pay-card-reader/id6743404774/reviews.md ### 1/5 — Takes forever to get money *2026-05-19* they take a % of the money off and they won't let me take the money back into my bank after a few days. ### 5/5 — Very helpful *2026-04-19* Used in a car boot sale and everything went fine. ### 5/5 — Good app *2025-10-19* Very helpful ### 5/5 — App *2025-10-17* Top app ### 5/5 — Good app *2025-10-13* Very reliable ## Frequently asked questions about Paymi ### What is Paymi? Paymi is a mobile application that transforms your iPhone into a contactless card reader. It allows businesses to accept payments directly on their device without the need for separate hardware. ### How does Paymi work? Simply download Paymi, sign up, and start accepting contactless payments from major credit cards, debit cards, and digital wallets like Apple Pay and Google Pay by tapping them on your iPhone. ### What are the fees associated with Paymi? Paymi offers a free download with no monthly fees for basic users. Pro users pay only the payment interchange fees, with Paymi adding nothing on top. Specific processing fees are available within the app. ### Can I manage my products and prices with Paymi? Yes, Paymi allows you to create a product catalog with price variations and images. This enables quick 'tap to charge' functionality, eliminating the need to manually type amounts for each transaction. ### Does Paymi support splitting bills or accepting tips? Yes, Paymi includes features to split payments by item or amount, and customers can add tips with a single tap, streamlining the checkout process for various service industries. ### Is Paymi secure for processing payments? Paymi is powered by Stripe, a trusted global payment processor. All transactions are encrypted and PCI compliant, ensuring a secure payment environment for both merchants and customers. ### What devices is Paymi compatible with? Paymi is currently supported on iPhones. The app is designed to leverage the iPhone's NFC capabilities for contactless payment processing. ### How often is Paymi updated? The latest version of Paymi is 1.2, and it was last updated on May 15, 2026. Updates typically include new features, performance improvements, and security enhancements. ## Version history (last 5 releases) ### 1.2 — 2026-05-15 This update contains stability and performance enhancements. ### 1.1 — 2026-01-12 This update contains stability and performance enhancements. ### 1.0.3 — 2025-10-22 This update contains stability and performance enhancements. ### 1.0.2 — 2025-10-15 This update contains stability and performance enhancements. ### 1.0.1 — 2025-10-14 This update contains stability and performance enhancements. ## Apps similar to Paymi | App | Rating | Price | Category | | --- | --- | --- | --- | | [SoéPay - Tap to Pay](https://appshunter.io/ios/app/soepay-tap-to-pay/id1671073311) | 5.0 (1) | Free | Business | | [CabFare](https://appshunter.io/ios/app/cabfare/id1186131140) | 5.0 (2) | Free | Business | | [Timely: Time Clock & Hours](https://appshunter.io/ios/app/timely-time-clock-and-hours/id6753153481) | 4.7 (13) | Free | Business | | [Tap to Pay POS - Card Payments](https://appshunter.io/ios/app/tap-to-pay-pos-card-payments/id6757355788) | 1.0 (2) | Free | Business | | [Tap to Pay - Card Payments](https://appshunter.io/ios/app/tap-to-pay-card-payments/id6757355883) | 5.0 (4) | Free | Business | ## Related topics [phone card reader](https://appshunter.io/ios/topics/phone-card-reader) · [card reader payment](https://appshunter.io/ios/topics/card-reader-payment) · [card reader app](https://appshunter.io/ios/topics/card-reader-app) · [apps for card payment processing](https://appshunter.io/ios/topics/apps-for-card-payment-processing) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*