# PayMoji: Your Travel Wallet — Scan QR & Pay Like a Local

> Digital wallet for Southeast Asia travel payments via QR codes. (iPhone/iPad app by Sky Mavis Pte. Ltd..)

- Source: https://appshunter.io/ios/app/paymoji-your-travel-wallet/id6764265570 (this page in markdown: same URL + `.md`)
- Developer: [Sky Mavis Pte. Ltd.](https://appshunter.io/developer/1461657884)
- Category: Finance, Travel
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 16.4 · 118 MB
- Languages: American English
- Released: 2026-04-29
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/paymoji-your-travel-wallet/id6764265570/reviews.md

## What is PayMoji?

Your Travel Wallet for Southeast Asia

Traveling to Southeast Asia? Ditch the bulky wallets, ATM fees, and shady money exchange counters. PayMoji is the essential payment app for digital nomads, backpackers, and travelers who want a frictionless way to spend money abroad.

Top up your PayMoji wallet using the payment methods you already trust back home, and pay like a local using native QR codes across Vietnam and the Philippines. Whether you are buying street food in Bangkok, grabbing coffee in Ho Chi Minh City, or booking a scooter in Manila, PayMoji makes spending abroad as easy as it is at home.

Top Up Instantly
- Load your wallet in seconds using Google Pay, Apple Pay, bank transfers, or your home credit/debit card.
- Never Run Out of Cash: Top up on the go, directly from your phone, without ever needing to find a physical bank.

Pay Like a Local with QR Codes
- Universal QR Scanning: Simply scan local payment QR codes at restaurants, cafes, markets, transport hubs and even your rent.
- Seamless Acceptance: Stop worrying about merchants refusing foreign credit cards or not having the exact change. If they take a QR code, you can pay them.

Avoid ATM Nightmares
- Say goodbye to swallowed cards, exorbitant international withdrawal fees, and walking around with large wads of cash.
- Skip the Exchange Counter: Never get ripped off by bad rates at airport kiosks or unverified street exchanges.

Transparent Rates
- What You See is What They Get: See the exact exchange rate and any low, flat fees before you confirm the payment.
- Honest Pricing: Enjoy competitive, real-time conversion rates that traditional banks simply cannot match.

Bank-Grade Security & Privacy
- Total Asset Control: Your money remains entirely under your control.
- Maximum Privacy: Your financial data is 100% respected and secured using industry-leading encryption. Travel with peace of mind knowing your funds are safe.

Download PayMoji today and experience Southeast Asia the way it was meant to be experienced - cashless, carefree, and fully connected. PayMoji is your new best friend! 

Coming soon: Thailand, Cambodia and many other countries.

## Key features

- Digital wallet for travel
- Pay with local QR codes
- Top up via Google Pay, Apple Pay, bank transfer
- Avoid ATM fees and exchange counters
- Transparent exchange rates and fees
- Bank-grade security

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/paymoji-your-travel-wallet/id6764265570/reviews.md

### 5/5 — Best App For Paying in SEA

*2026-08-16*

was super hard to survive in vietnam before downloading this. now i rarely need to use cash and can save my cash for when i really need it. 

very beautiful art inside the app and a seamless payment experience 

people are very surprised that i can pay with qr code despite being a foreigner in VN!

## Frequently asked questions about PayMoji

### What countries does PayMoji support for payments?

PayMoji currently supports payments in Vietnam and the Philippines. Thailand and Cambodia are planned for future releases, along with many other countries.

### How can I top up my PayMoji wallet?

You can instantly top up your PayMoji wallet using Google Pay, Apple Pay, bank transfers, or your home credit/debit card.

### Is PayMoji secure to use for my money?

Yes, PayMoji offers bank-grade security and privacy. Your funds remain under your control and your financial data is secured using industry-leading encryption.

### Does PayMoji charge hidden fees for transactions?

No, PayMoji provides transparent rates. You will see the exact exchange rate and any low, flat fees before confirming a payment, ensuring honest pricing.

### Can I use PayMoji to withdraw cash from ATMs?

PayMoji is designed to help you avoid ATM nightmares. It allows you to pay directly using QR codes, eliminating the need for cash withdrawals and associated fees.

### What payment methods are accepted by merchants using PayMoji?

PayMoji enables you to pay using native QR codes accepted by merchants. This means you can pay at restaurants, cafes, markets, and transport hubs if they accept QR code payments.

### How often is PayMoji updated?

The latest version of PayMoji is 2.1.3, and it was last updated on August 11, 2026. Updates typically occur regularly to introduce new features and improve performance.

### What is the age rating for PayMoji?

PayMoji has an age rating of 17+, indicating it is intended for mature users due to its financial transaction capabilities.

## Version history (last 5 releases)

### 2.2.0 — 2026-08-25

UI/UX Improvements

### 2.1.3 — 2026-08-11

UI/UX Improvements

### 2.1.1 — 2026-07-15

- Add funds seamlessly with support for USD, EUR, CAD, AUD, and more.
- Enjoy faster payments with performance improvements.
- Bug fixes

### 2.1.0 — 2026-07-13

UI/UX Improvements

### 2.0.2 — 2026-07-02

- UI/UX Improvements

## Apps similar to PayMoji

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Zen eCard](https://appshunter.io/ios/app/zen-ecard/id6759029096) | — | Free | Finance |
| [Norit Money](https://appshunter.io/ios/app/norit-money/id6759792070) | 5.0 (1) | Free | Finance |
| [WealthPulse: Stocks & Crypto](https://appshunter.io/ios/app/wealthpulse-stocks-and-crypto/id6760197074) | — | Free | Finance |
| [Yodl Pay: Spend Anywhere](https://appshunter.io/ios/app/yodl-pay-spend-anywhere/id6751272683) | 5.0 (9) | Free | Finance |
| [Tribe Invest](https://appshunter.io/ios/app/tribe-invest/id6747983819) | — | Free | Finance |
| [Money Grow](https://appshunter.io/ios/app/money-grow/id6768007816) | — | Free | Finance |

## More apps by Sky Mavis Pte. Ltd.

- [Ronin Wallet](https://appshunter.io/ios/app/ronin-wallet/id1592675001)
- [NanaPay: Fast Global Transfers](https://appshunter.io/ios/app/nanapay-fast-global-transfers/id6758972437)

All apps by Sky Mavis Pte. Ltd.: https://appshunter.io/developer/1461657884

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*