# Paymonetra — Crypto, dollar cards, bills > Nigerian finance app for crypto, dollar cards, and bill payments. (iPhone/iPad app by Monetra Technologies LTD.) - Source: https://appshunter.io/ios/app/paymonetra/id6799161930 (this page in markdown: same URL + `.md`) - Developer: [Monetra Technologies LTD](https://appshunter.io/developer/6799161932) - Category: Finance, Utilities - Price: Free - Rating: 2.50/5 from 2 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 60 MB - Languages: American English - Released: 2026-08-25 - Data updated: 2026-09-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/paymonetra/id6799161930/reviews.md ## What is Paymonetra? Paymonetra is one Nigerian money app for crypto, dollar cards and every bill you pay. BUY AND SELL CRYPTO IN NAIRA Six coins including Bitcoin, Ethereum and USDT. You see the live rate and exactly what you get before you confirm, and the price is locked while you decide. Settled straight to your naira wallet. A DOLLAR CARD THAT WORKS ABROAD Create a virtual USD card in minutes and pay for ads, subscriptions and anything else priced in dollars. Every fee is shown before you create it: creation, monthly and per transaction. Freeze it in one tap, set spending limits, and choose where it works. SEND AND RECEIVE MONEY Transfer to any Nigerian bank in seconds. The recipient name confirms before you pay, so you never send to the wrong account. Money in lands on your own dedicated account number. AIRTIME, DATA, TV AND POWER Every network and every provider in one list. MTN, Glo, Airtel and 9mobile. DStv, GOtv and Startimes. Electricity tokens delivered in seconds. BUILT TO BE TRUSTED Funds are held with CBN licensed, NDIC insured partner banks. Card infrastructure is PCI-DSS compliant. Every transaction needs your PIN, and you get an alert the moment your card is used. Download Paymonetra and do it all from one balance. ## Key features - Buy and sell crypto in Naira - Create virtual USD cards - Pay for ads and subscriptions - Send and receive money instantly - Pay airtime, data, TV, and power bills - Secure transactions with PIN and alerts ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/paymonetra/id6799161930/reviews.md ### 4/5 — Best app I have ever come across *2026-09-01* Best app I have ever come across ### 1/5 — Fraud *2026-08-28* This App Is Fraudulent And They Scam People **Developer response:** Hello kindly share with us your encounter cus we can’t remember working with you Dont spoil a brands name when you haven’t even done business with them 🙏🏼 ## Frequently asked questions about Paymonetra ### What cryptocurrencies can I buy and sell with Paymonetra? Paymonetra allows you to buy and sell six cryptocurrencies, including Bitcoin, Ethereum, and USDT, directly in Naira. The app displays live rates and locks the price while you decide, settling directly to your Naira wallet. ### How do I create a virtual USD card with Paymonetra? You can create a virtual USD card within minutes using Paymonetra. This card can be used for online purchases, subscriptions, and any service priced in dollars. All fees, including creation, monthly, and per-transaction costs, are clearly displayed before you create the card. ### Is Paymonetra secure for my financial transactions? Yes, Paymonetra is built with trust in mind. Your funds are held with CBN licensed, NDIC insured partner banks, and the card infrastructure is PCI-DSS compliant. Every transaction requires your PIN, and you receive immediate alerts for card usage. ### What bill payment options are available on Paymonetra? Paymonetra supports payments for airtime, data, TV subscriptions, and electricity tokens across all major Nigerian networks and providers. This includes MTN, Glo, Airtel, 9mobile, DStv, GOtv, and Startimes. ### How quickly can I send money using Paymonetra? You can transfer money to any Nigerian bank account in seconds using Paymonetra. The recipient's name is confirmed before you pay, ensuring you don't send money to the wrong account. Your incoming funds are deposited into your dedicated account number. ### What devices does Paymonetra support? Paymonetra is currently supported on iPhone and iPod devices. The app is rated for ages 4 and up. ### How often is Paymonetra updated? The latest version of Paymonetra is 1.0.5, and it was last updated on September 23, 2026. Updates typically include new features, bug fixes, and performance improvements. ### What is the user rating for Paymonetra? Paymonetra has a user rating of 2.5 stars based on 2 ratings. This indicates a mixed reception from its current user base. ## Version history (last 5 releases) ### 1.0.5 — 2026-09-23 Sell gift cards, buy and sell crypto, save with Lock Savings, and spend anywhere with a dollar card. This update: sign up with just your phone number, choose any date for a savings lock to unlock, and get help from the sign-in and sign-up screens with one tap. ### 1.0.4 — 2026-09-13 Sell gift cards, buy and sell crypto, save with Lock Savings, and spend anywhere with a dollar card. This update: your dollar card now shows exactly what you can spend, crypto prices and balances update as you watch, and selling a gift card now asks for the card code so trades are checked faster. ### 1.0.3 — 2026-09-11 Savings is here • Lock money away until a date you choose, or set up a recurring savings plan • See exactly what unlocking early would cost before you decide • Quick amounts, PIN confirmation and a receipt for every lock Stronger security • New devices must be confirmed with a one-time code before they can sign in • See the devices signed in to your account • The app locks when you come back to it, after a delay you choose • Set an anti-phishing code that appears in every genuine Paymonetra email • Reset your PIN with a code sent to your phone Clearer crypto • See exactly what the recipient gets and what leaves your wallet before you send • Follow any crypto send with a working explorer link on every network Cards, receipts and support • A card that is still being set up now says so, instead of showing an error • Lower minimum amount for USD cards • Receipts show the transfer fee on its own line and name the person you paid • New Account limits screen showing what your tier allows • Reply to a dispute directly from Support • A BVN under review now shows as pending Also • Dark mode and vibration now live under App preferences • Bug fixes and performance improvements ### 1.0.2 — 2026-08-25 Verification is clearer. Your NIN and BVN now sit together in one step, so you can see at a glance what is done and what is left. Faster, smoother screens throughout the app. Card fees are listed in full before you pay, including the monthly fee. When a transfer or purchase does not go through, we now tell you why. You can change your referral code. Fixes and improvements. ### 1.0.1 — 2026-08-23 •⁠ ⁠Your account number now sits on the home screen. Tap it to see your bank transfer details straight away. •⁠ ⁠Sending to another Paymonetra user is now free. •⁠ ⁠Reset your password with your phone number if you cannot remember your email. •⁠ ⁠Card details now show your billing address for online payments. •⁠ ⁠Card fees are now shown clearly before and after every transaction. •⁠ ⁠Sharing your account details now works properly on iPhone. •⁠ ⁠Various fixes and improvements. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-28.*