# PayNav — Shop, Earn & Save Gold > Shop, earn gold rewards, and invest with an integrated shopping and finance app. (iPhone/iPad app by Hemantika Tech Solution Private Limited.) - Source: https://appshunter.io/ios/app/paynav/id1668807648 (this page in markdown: same URL + `.md`) - Developer: [Hemantika Tech Solution Private Limited](https://appshunter.io/developer/1668807650) - Category: Shopping - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 73 MB - Languages: English - Released: 2023-02-28 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/paynav/id1668807648/reviews.md ## What is PayNav? Shop smarter with PayNav. Discover the best prices and offers, pay easily and get free 24k Gold for your shopping. [Interest Account] Investment platform in partnership with RBI-approved NBFC. - Earn daily interest with upto 9.5 % p.a.* returns - Start with as low as ₹100 - Withdraw anytime, processed instantly - No account opening or withdrawal fees [ONLINE] Start your online shopping with PayNav to find the best store for what you need, and earn up to 30% real Gold in over 500 stores. [VOUCHERS / GIFT CARDS] Earn instant 24K gOLD when you purchase Vouchers in the PayNav app and use it at your favorite Online or offline stores. SHOPPING + 24K GOLD REWARDS Cash back is no help. It’s time to earn free Gold on all your purchases. Shop and earn gold rewards that you can then withdraw in physical gold coins or cash of your choice. Gold gives 11-16* % Return on Investment. Not convinced yet? Here are some of our favourite merchants: • TRAVEL: Choose from Booking.com, Agoda, Cleartrip, Make my trip, Thomas Cook, Thrillophilia, Yatra, Easymy trip, Vistara, Abhibus, Goibibo, Oyo and more to get free gold on your flight, hotel bookings, and anything travel-related. • FOOD: Hungry? Get delivery from Swiggy, Zomato, Domino’s, and KFC, groceries from Big Basket, Swiggy Instamart, Spencer’s, Spar Hypermarket, Nature’s Basket and More supermarket or make reservations to dine out with friends and family with PizzaHut, Barbeque Nation, Mainland China, Starbucks and Thirdwave coffee. (Psst! You can use Brand Cards to pay at these places too!) • RIDES: Get the best deals on your cab rides with Uber. • FASHION & BEAUTY: Love shopping on Nykaa, Zivame, Biba, MyGlamm, Kapiva, Health & Glow, Puma, The souled store, Bata, Myntra, mcaffeine, Shoppers stop, Pantaloons, Westside, and more? Get your makeup, hair, fashion and beauty fix on PayNav! • ELECTRONICS: Want the latest iPhone? A Microsoft Surface? We’ve got you the best electronics deals at Samsung, boat, croma, vijay sales, Go noise, hammer, One plus, oppo, lenovo, JBL, Portronics and lots more for the mobile phones, tablets, laptops, cameras and gadgets you can't live without. --- FAQ: a. What is Cashback? - If you love shopping online, you probably love a good bargain. Cashback, promo codes, and coupon codes all help you save money, and you've come to the right place! - "What is free Gold?" you ask. When you click through PayNav to any of our partners, we give you a little money back. It's a win-win, and a great way to earn gold when you shop online! - The best part about getting free Gold is actually cashing out, of course. Get yourself some extra money to buy some more stuff. What are you going to spend it on? Since the launch, we’ve grown rapidly to become the top shoping reward site. We’ve also been featured in numerous press releases. b. How to get free gold: Step 1: Sign up for your free PayNav account and browse our partners to find what you love. Step 2: Choose from a list of vouchers, coupons and deals to be redirected to the partner’s site. Shop and pay as you usually would. Step 3: After 48 hours, your free gold will be added to your account. You can redeem a gold coin or take out as cash to your bank once you reach the minimum 0.1 gram. --- Features: • Access to coupon codes, vouchers and promos for over 500 merchants – updated regularly! • Get alerts for PayNav’s trending deals and offers • Explore and shop the most popular stores on PayNav that get you more 24k Gold • Be notified when you earn Gold rewards ## Key features - Discover best prices and offers - Earn 24K Gold rewards on purchases - Redeem rewards for physical gold or cash - Investment platform with daily interest - Shop across 500+ stores - Purchase vouchers for instant gold ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/paynav/id1668807648/reviews.md ### 5/5 — Thoughtful app for everyone who is interested in cash back or gold *2023-03-07* Well as a diehard fan of gold, I love PayNav for the option of getting gold in return to my expenses. Expenditure and investment together? Wow, means I can shop yet save 🤩 Love it 😍 ## Frequently asked questions about PayNav ### What is PayNav? PayNav is a shopping rewards app that allows you to discover the best prices and offers from over 500 stores. You can earn real 24K Gold rewards on your purchases, which can be redeemed for physical gold coins or cash. ### How do I get free gold with PayNav? To get free gold, sign up for a free PayNav account, browse partner stores, and click through PayNav to make your purchases. You can also earn instant gold by purchasing vouchers within the app. ### Can I invest money with PayNav? Yes, PayNav features an investment platform in partnership with an RBI-approved NBFC. You can earn daily interest with returns up to 9.5% p.a. and start with as low as ₹100. ### What are the withdrawal options for my earnings? You can withdraw your earnings anytime, and the process is instant. There are no account opening or withdrawal fees associated with the investment platform. ### Does PayNav have ads? Based on the provided data, PayNav does not contain advertisements, allowing for an uninterrupted user experience. ### What devices is PayNav available on? PayNav is available on iPhone and iPod devices. The app is rated for ages 4 and up. ### How often is PayNav updated? The app was last updated on April 15, 2024, indicating regular maintenance and potential feature additions. The latest version is 1.0.33. ### What is the user rating for PayNav? PayNav has a high user rating of 5.0 stars based on 2 ratings, suggesting a very positive user experience. ## Version history (last 5 releases) ### 1.0.33 — 2024-04-15 - Revamped Look, Rockin' Shopping Vibes, Instant Gold Rewards on Vouchers, Let Your Money Dance & Grow! - Enhanced user interface and user experience for better understanding. - With many bugs fixed and performance enhancement. - Improvements in missing rewards screen, to make the tracking of rewards easier. - Added FAQs section to solve your doubts and have better understanding of the App. - Now you can share your brand cards with your friends or relatives directly from the app. ### 1.0.32 — 2024-03-30 - Revamped Look, Rockin' Shopping Vibes, Instant Gold Rewards on Vouchers, Let Your Money Dance & Grow! - Enhanced user interface and user experience for better understanding. - With many bugs fixed and performance enhancement. - Improvements in missing rewards screen, to make the tracking of rewards easier. - Added FAQs section to solve your doubts and have better understanding of the App. - Now you can share your brand cards with your friends or relatives directly from the app. ### 1.0.31 — 2024-01-29 Shop smarter with PayNav. Discover the best prices and offers, pay easily and get free 24k Gold for your shopping. [Interest Account] Investment platform in partnership with RBI-approved NBFC. - Earn daily interest with upto 9.5 % p.a.* returns ### 1.0.30 — 2024-01-25 Introducing the HOT 9.5% Savings Account Update! Earn Daily Interest - Let Your Money Dance & Grow! - With many bugs fixed and performance enhancement. - Improvements in missing rewards screen, to make the tracking of rewards easier. - Added FAQs section to solve your doubts and have better understanding of the App. - Now you can share your brand cards with your friends or relatives directly from the app. ### 1.0.27 — 2023-12-27 Introducing the HOT 9.5% Savings Account Update! Earn Daily Interest - Let Your Money Dance & Grow! - With many bugs fixed and performance enhancement. - Improvements in missing rewards screen, to make the tracking of rewards easier. - Added FAQs section to solve your doubts and have better understanding of the App. - Now you can share your brand cards with your friends or relatives directly from the app. ## Apps similar to PayNav | App | Rating | Price | Category | | --- | --- | --- | --- | | [NoFakes: Validated reviews](https://appshunter.io/ios/app/nofakes-validated-reviews/id1638286538) | 5.0 (3) | Free | Shopping | | [Myprotein: Fitness & Nutrition](https://appshunter.io/ios/app/myprotein-fitness-and-nutrition/id1457677210) | 4.7 (9,027) | Free | Shopping | | [CheckRewards: Shopping Rewards](https://appshunter.io/ios/app/checkrewards-shopping-rewards/id6470123605) | 3.0 (5) | Free | Shopping | | [Discountbook: Rabattkarten](https://appshunter.io/ios/app/discountbook-rabattkarten/id1056330776) | 3.8 (13) | Free | Shopping | | [Beauty Barn: Korean Skincare](https://appshunter.io/ios/app/beauty-barn-korean-skincare/id1598317441) | 4.5 (2) | Free | Shopping | | [yuu HK & Macau](https://appshunter.io/ios/app/yuu-hk-and-macau/id1480196084) | 4.3 (90) | Free | Shopping | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*