# PayNote - Smart Money Managing — Managing borrowed, lent money

> App for managing borrowed and lent money with transaction tracking and deadlines. (iPhone/iPad app by SeungSeop Lim.)

- Source: https://appshunter.io/ios/app/paynote-smart-money-managing/id6741191038 (this page in markdown: same URL + `.md`)
- Developer: [SeungSeop Lim](https://appshunter.io/developer/1711312835)
- Category: Finance, Business
- Price: Free
- Age rating: 4+
- Requires: iOS 16.6 · 35 MB
- Languages: American English, Japanese, Korean
- Released: 2025-01-30
- Data updated: 2026-07-06
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/paynote-smart-money-managing/id6741191038/reviews.md

## What is PayNote?

Smart Money Management App, PayNote

- Easily manage borrowed and lent money.
- Record transaction details and set repayment deadlines.
- Distinguish between completed and pending transactions at a glance.
- Add simple memos to keep track of important transaction details.
- With an intuitive design and user-friendly UI, anyone can use it effortlessly.

## Key features

- Manage borrowed and lent money
- Record transaction details
- Set repayment deadlines
- Distinguish transaction status
- Add memos for details
- Intuitive and user-friendly design

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/paynote-smart-money-managing/id6741191038/reviews.md

### 5/5 — 잘사용중입니다만

*2026-01-08, version 1.2*

내역이 많아지면 + 버튼때문에 체크 누르기가 힘들어지네요
아이폰16프로 입니다.

### 4/5 — 직관적이라 좋아요!

*2025-10-27, version 1.1*

1. 일부 상환 필요
- 개월수로 내거나
- 금액 일부에 대한 차감 필요해요!


2. 플러스 버튼 UI 이슈
- 내역의 해결 부분을 가려버립니다ㅠ


3. 타인한테 공유할 수 있었으면 좋겠습니다!

간단하지만 직관적이라 잘 사용하고 있어요😊🙏🏻개선되면 더 좋을것 같습니당ㅎㅎ

### 5/5 — 일부 상환도 가능하면 좋겠어요

*2025-08-11, version 1.1*

한번에 못받을 때가 있어서 일부 상환도 가능하면 더 좋을꺼같아요

### 5/5 — 간단한 가계부

*2025-01-30, version 1.0*

빌린돈이나 빌려준거 잊지 않고 기록하기 편리하네요 ㅋ

## Frequently asked questions about PayNote

### What is PayNote used for?

PayNote is a smart money management app designed to help you easily record and track money you've borrowed or lent to others. It allows you to set repayment deadlines and add memos for important details.

### Is PayNote free to use?

Yes, PayNote is available for free. The app is supported by its developer and does not require any payment to download or use its core features.

### What devices does PayNote support?

PayNote is currently available for iPhone devices. Compatibility with other platforms may be considered in future updates.

### How does PayNote help manage transactions?

PayNote allows you to record specific details for each transaction, distinguish between completed and pending payments, and set clear repayment deadlines. You can also add simple memos to remember key information.

### Is PayNote suitable for beginners?

Yes, PayNote features an intuitive design and a user-friendly interface, making it effortless for anyone to use, regardless of their financial management experience.

### How often is PayNote updated?

The latest version of PayNote is 1.2, and it was last updated on November 10, 2025. This indicates a commitment to ongoing development and improvements.

### Does PayNote have ads?

No, PayNote does not contain advertisements. The app is designed to provide a clean and uninterrupted user experience for managing your finances.

### What is the age rating for PayNote?

PayNote has an age rating of 4+, making it suitable for a wide range of users. This rating suggests that the content is appropriate for children and adults.

## Version history (last 3 releases)

### 1.2 — 2025-11-10

Bug Fix

### 1.1 — 2025-02-04

Fixed the first bug! Enjoy a smoother app experience!

### 1.0 — 2025-01-30

No release notes.

## Apps similar to PayNote

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Lending - Track money & items](https://appshunter.io/ios/app/lending-track-money-and-items/id1580806549) | 4.5 (22) | Free | Finance |
| [Pay Note App](https://appshunter.io/ios/app/pay-note-app/id6504160121) | — | Free | Finance |
| [Tenboxx: Save & Borrow](https://appshunter.io/ios/app/tenboxx-save-and-borrow/id6736524088) | 5.0 (1) | Free | Finance |
| [Evenly - Lend and never forget](https://appshunter.io/ios/app/evenly-lend-and-never-forget/id961823930) | 4.9 (75) | Free | Finance |
| [Budget Planner Budget Advance](https://appshunter.io/ios/app/budget-planner-budget-advance/id6468766410) | 4.9 (22) | Free | Finance |
| [GameTime Wallet](https://appshunter.io/ios/app/gametime-wallet/id1594387713) | 4.7 (1,993) | Free | Finance |

## More apps by SeungSeop Lim

- [MULOG (my music diary)](https://appshunter.io/ios/app/mulog-my-music-diary/id6469449605)
- [LifeMovie](https://appshunter.io/ios/app/lifemovie/id6739944592)
- [LifeSong](https://appshunter.io/ios/app/lifesong/id6740532318)
- [Afterglow - memory diary](https://appshunter.io/ios/app/afterglow-memory-diary/id6741039140)
- [얼마냈지 - 축의금, 조의금 기록 노트](https://appshunter.io/ios/app/id6741379983)

All apps by SeungSeop Lim: https://appshunter.io/developer/1711312835

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*