# Payoff! Auto

> Car loan calculator for monthly payments, payoff dates, and interest costs. (iPhone/iPad app by PocketForge.)

- Source: https://appshunter.io/ios/app/payoff-auto/id630050364 (this page in markdown: same URL + `.md`)
- Developer: [PocketForge](https://appshunter.io/developer/630050367)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 12 MB
- Languages: American English
- Released: 2013-04-08
- Data updated: 2026-06-06
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/payoff-auto/id630050364/reviews.md

## What is Payoff! Auto?

Payoff! Auto is a simple, useful tool to figure out all of the info you would need when contemplating a new car loan, including:

• Monthly Payment
• Payoff Date
• Total Interest Cost
• Total Loan Cost
• Compare Loan Length vs. Interest Rate

The custom keypad allows you to enter your info quickly and easily with an ATM style entry. You can enter data,  clear fields and even turn off the need to enter cents without having to leave the keypad to change fields

With the compare screen, you can quickly see how these important figures change as you increase or decrease the interest rate and loan length, allowing you to decide if a lower interest or a longer term is better for you!

## Key features

- Calculate monthly payment
- Determine payoff date
- Estimate total interest cost
- Calculate total loan cost
- Compare loan length vs. interest rate
- Custom keypad for easy data entry

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/payoff-auto/id630050364/reviews.md

### 1/5 — What about payoff with EXTRA PAYMENTS?

*2020-08-11, version 1.1.5*

I literally installed and deleted a dozen car loan calculator apps from the App Store and found only ONE that would calculate pay off date and interest saved by making extra payments each month.  Finally!  I found an app called “Payoff”, presumably for people who actually want to PAY OFF their loan ASAP! But, no.  Sadly, Payoff doesn’t want to help you figure that out. 
JSL
San Diego

### 5/5 — Great accuracy!

*2013-04-17, version 1.0*

This app is awesome!  Easy to use and very accurate. The graphics are not distractive, the overall look is great.

### 5/5 — Gives good numbers!

*2013-04-16, version 1.0*

I love the overall design, particularly the compare table and the total cost of the loan calculations. The entry is simple and easy to understand. Maybe on the next version a clear all function would be a nice feature. I as well will be waiting for the mortgage calculator release.

### 5/5 — Easy and Quick

*2013-04-15, version 1.0*

Excellent app for knowing your options BEFORE you buy! Thanks.

### 5/5 — Must have for buying a car

*2013-04-10, version 1.0*

Love the "compare" feature to decide how much to put down and how long the terms should be.
The total amount paid with interest is an eye-opener and a brilliant feature!

### 5/5 — Great app for quickly loan comparisons

*2013-04-09, version 1.0*

This is a nice, simple little app to quickly determine whether or not it's worth refinancing an existing car loan.  Now where's the home mortgage
 version? :)

### 5/5 — Great app!

*2013-04-09, version 1.0*

A must have app when researching auto financing payments. Great work!

### 4/5 — Handy little app

*2013-04-09, version 1.0*

This is a handy little app if you are buying a car. It lets you look at different scenarios easily and the compare feature is pretty cool.

## Frequently asked questions about Payoff! Auto

### What financial details can Payoff! Auto calculate for car loans?

Payoff! Auto can calculate your estimated monthly payment, the total interest cost of the loan, the total loan cost, and the projected payoff date. It also allows you to compare how changes in loan length and interest rate affect these figures.

### How does Payoff! Auto help users compare loan options?

The app features a compare screen where you can input different loan lengths and interest rates. This allows you to quickly visualize how these variables impact your monthly payment, total interest, and overall loan cost, aiding in decision-making.

### What is the user interface like for entering loan information in Payoff! Auto?

Payoff! Auto uses a custom keypad designed for quick and easy data entry, similar to an ATM style. It offers features like clearing fields and disabling the need to enter cents without leaving the keypad.

### What devices does Payoff! Auto support?

Payoff! Auto is available for iPhone and iPod devices. It is designed for iOS operating systems.

### How often is Payoff! Auto updated?

The latest version of Payoff! Auto is 1.1.8, and it was last updated on July 9, 2023. This indicates it receives periodic updates from the developer.

### Does Payoff! Auto have ads?

Yes, Payoff! Auto contains advertisements. As it is a free application, ads are used to support its development and maintenance.

### What is the age rating for Payoff! Auto?

Payoff! Auto has an age rating of 4+. This suggests it is suitable for users of all ages and contains no mature content.

### What are users saying about Payoff! Auto?

Based on the available data, Payoff! Auto has a rating of 3.0 stars from 2 ratings. This indicates a mixed reception from its user base.

## Version history (last 5 releases)

### 1.1.8 — 2023-07-09

- Fix for crash when entering 12 or 24 month loan length
- Cleaned up font size for larger monthly payments in compare view

### 1.1.7 — 2023-07-04

Now looks great on all phone sizes!

- fix for dark mode display inconsistancy

### 1.1.6 — 2023-07-04

Now looks great on all phone sizes!

### 1.1.5 — 2016-08-18

This app has been updated by Apple to display the Apple Watch app icon.

Fix: A very silly behind the scenes error.

### 1.1.4 — 2016-08-16

- Fix: The font for the payment in the matrix display now shrinks, if needed, so it's readable.
- Fix: Ads should display more consistently

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| --- | --- | --- | --- |
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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-06.*
