# Payoff: Debt Snowball Planner — Crush debt

> Crush debt (iPhone/iPad app by 志明 黄.)

- Source: https://appshunter.io/ios/app/payoff-debt-snowball-planner/id6763524506 (this page in markdown: same URL + `.md`)
- Developer: [志明 黄](https://appshunter.io/developer/1620170122)
- Category: Utilities
- Price: $0.99
- Age rating: 4+
- Requires: iOS 16.0 · 5 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2026-04-28
- Data updated: 2026-07-21
- User reviews in markdown: https://appshunter.io/ios/app/payoff-debt-snowball-planner/id6763524506/reviews.md

## What is Payoff?

Take control of your finances with Payoff.

Struggling with multiple loans or credit card bills? Payoff uses the proven Debt Snowball Method to help you pay off debts faster and save on interest. No complex spreadsheets, just a clear path to financial freedom.

Why Choose Payoff?

Smart Repayment Strategy: Automatically calculates the most efficient payoff order to minimize total interest paid.

Visual Progress Tracking: Watch your debt shrink with intuitive charts and milestone celebrations.

100% Private & Secure: Your financial data stays on your device. We never collect, store, or share your personal information.

Offline Ready: Plan your finances anytime, anywhere, without an internet connection.

Key Features:
- Add multiple debts (Credit Cards, Student Loans, Mortgages)
- Customize extra monthly payments
- View detailed amortization schedules
- Track milestones as you become debt-free

Start your journey to a debt-free life today. Download Payoff now!


## Version history (last 1 release)

### 1.0 — 2026-04-28

No release notes.

## More apps by 志明 黄

- [Escape Call : Call Simulator](https://appshunter.io/ios/app/escape-call-call-simulator/id6763207949)

All apps by 志明 黄: https://appshunter.io/developer/1620170122

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-21.*