# Payoff — Debt Tracker — Crush debt. Keep more money.

> Crush debt. Keep more money. (iPhone/iPad app by Sandeep Mysore.)

- Source: https://appshunter.io/ios/app/payoff-debt-tracker/id6762548093 (this page in markdown: same URL + `.md`)
- Developer: [Sandeep Mysore](https://appshunter.io/developer/1892943448)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 3 MB
- Languages: American English
- Released: 2026-04-21
- Data updated: 2026-07-02
- User reviews in markdown: https://appshunter.io/ios/app/payoff-debt-tracker/id6762548093/reviews.md

## What is Payoff?

Payoff is the simplest way to plan your way out of debt.
Add your credit cards, loans, or any balance you're paying down. Payoff shows you the fastest route to $0 — with real numbers, a clear timeline, and zero fluff.
TWO PROVEN STRATEGIES
• Avalanche — attack the highest interest rate first. Mathematically optimal. Saves the most money.
• Snowball — knock out the smallest balance first. Builds momentum with quick wins.
See both side by side. Pick the one that fits how you think.
WHAT YOU GET
• Clean payoff chart — watch every balance fall to zero
• Extra-payment slider — see how an extra $50, $100, or $500 a month changes your debt-free date
• Total interest saved — know exactly what each strategy costs you
• Per-debt detail view — APR, minimum payment, projected payoff date
• Offline-first — your data stays on your device. No account. No sign-up. No ads.
PREMIUM (one-time $2.99)
• Custom strategy — drag to set your own payoff order
• Unlimited debts
No subscriptions. No monthly fees. Buy it once, own it forever.
Payoff is for anyone staring at a stack of balances and wondering where to start. Enter your debts, pick a strategy, and watch the plan write itself.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Payoff Premium | $2.99 | one-time |



## Version history (last 1 release)

### 1.0.0 — 2026-04-21

No release notes.

## More apps by Sandeep Mysore

- [BookQuest - Riddle Reader](https://appshunter.io/ios/app/bookquest-riddle-reader/id6762107731)
- [SURGE - Absorb & Explode](https://appshunter.io/ios/app/surge-absorb-and-explode/id6762249393)
- [Streak - Gamified Habits](https://appshunter.io/ios/app/streak-gamified-habits/id6762317622)
- [Arrows - Maze Puzzle](https://appshunter.io/ios/app/arrows-maze-puzzle/id6762364017)
- [Gratitude - Three Things](https://appshunter.io/ios/app/gratitude-three-things/id6762428451)

All apps by Sandeep Mysore: https://appshunter.io/developer/1892943448

## Related topics

[pay off debt tracker](https://appshunter.io/ios/topics/pay-off-debt-tracker) · [free debt payoff tracker](https://appshunter.io/ios/topics/free-debt-payoff-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-02.*