# PayoffPath: Debt & Money — Debt-free countdown & budget

> Debt-free countdown & budget (iPhone/iPad app by Monirujjaman Monjil.)

- Source: https://appshunter.io/ios/app/payoffpath-debt-and-money/id6788417314 (this page in markdown: same URL + `.md`)
- Developer: [Monirujjaman Monjil](https://appshunter.io/developer/1896125187)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 10 MB
- Languages: American English
- Released: 2026-07-14
- Data updated: 2026-08-01
- User reviews in markdown: https://appshunter.io/ios/app/payoffpath-debt-and-money/id6788417314/reviews.md

## What is PayoffPath?

PayoffPath is the private way to pay off debt and take control of your money — no bank logins, no account, nothing leaves your phone.

Add your loans and cards, pick a payoff strategy, and see the exact date you become debt-free. Then track your budget, spending, accounts, and net worth — everything in one place. Every payment brings your debt-free date closer.

WHY PAYOFFPATH

• See your debt-free date — a clear countdown, not a spreadsheet
• Snowball or avalanche — pick the strategy that fits you
• Balances that stay correct — log payments and extra payments without breaking your plan
• Snowflakes — throw any spare amount at your debt and instantly see how many days sooner you finish
• Balance-transfer simulator — see if moving a balance actually saves you money
• Budget & spending — track where money goes and turn savings into debt payments
• Bills & subscriptions — spot the "zombie" subscriptions quietly draining you
• Lent & borrowed — track money friends owe you (and what you owe), all private
• Net worth & trends — one clear picture of where you stand
• Future visualizer — see what your freed-up money could grow into after you're debt-free
• Notes, statement scanner, widgets & Live Activity, PDF export

PRIVATE BY DESIGN

• No bank login and no account — ever
• No ads, no tracking, no analytics
• Your data stays on your iPhone, synced only through your own private iCloud
• "Data Not Collected" on our App Store privacy label — verify it yourself

PAYOFFPATH PRO

Unlock everything with PayoffPath Pro — $2.99/month or $19.99/year, with a 14-day free trial. Payment is charged to your Apple ID. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in your Apple ID settings.

Questions or ideas? Email support@duetrack.bd

Privacy Policy: https://sites.google.com/view/privacypolicyofpayoffpath/home
Terms of Use: https://sites.google.com/view/terms-of-service-of-payoffpath/home

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| PayoffPath Pro (Monthly) | $2.99 | per month |
| PayoffPath Pro (Yearly) | $19.99 | per year |



## Version history (last 2 releases)

### 1.1 — 2026-07-17

• View your exported PDF report right inside the app — no need to open another app first. Then share it anywhere.
• A smoother, more reliable Home screen.
• Small polish and stability improvements throughout.

Thanks for using PayoffPath — every payment brings your debt-free date closer.

### 1.0 — 2026-07-14

No release notes.

## More apps by Monirujjaman Monjil

- [DiaFit: Diabetes Tracker](https://appshunter.io/ios/app/diafit-diabetes-tracker/id6779296807)
- [Forex Sessions: Smart Money](https://appshunter.io/ios/app/forex-sessions-smart-money/id6784470897)
- [Coolbench: HVAC Toolkit](https://appshunter.io/ios/app/coolbench-hvac-toolkit/id6785438308)

All apps by Monirujjaman Monjil: https://appshunter.io/developer/1896125187

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*