# PayoffPath: Debt Payoff — Snowball Planner & Calculator

> Snowball Planner & Calculator (iPhone/iPad app by Monirujjaman Monjil.)

- Source: https://appshunter.io/ios/app/payoffpath-debt-payoff/id6788417314 (this page in markdown: same URL + `.md`)
- Developer: [Monirujjaman Monjil](https://appshunter.io/developer/1896125187)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 10 MB
- Languages: American English
- Released: 2026-07-14
- Data updated: 2026-10-25

## What is PayoffPath?

Your debt payoff planner and snowball calculator — private, with no bank login and no account. Nothing leaves your phone.

Add your loans and cards, pick a payoff strategy, and see the exact date you become debt-free. Then track your budget, spending, accounts, and net worth — everything in one place. Every payment brings your debt-free date closer.

WHY PAYOFFPATH

• See your debt-free date — a clear countdown, not a spreadsheet
• Snowball or avalanche — pick the strategy that fits you
• Balances that stay correct — log payments and extra payments without breaking your plan
• Snowflakes — throw any spare amount at your debt and instantly see how many days sooner you finish
• Balance-transfer simulator — see if moving a balance actually saves you money
• Budget & spending — track where money goes and turn savings into debt payments
• Bills & subscriptions — spot the "zombie" subscriptions quietly draining you
• Lent & borrowed — track money friends owe you (and what you owe), all private
• Net worth & trends — one clear picture of where you stand
• Future visualizer — see what your freed-up money could grow into after you're debt-free
• Notes, statement scanner, widgets & Live Activity, PDF export

PRIVATE BY DESIGN

• No bank login and no account — ever
• No ads, no tracking, no analytics
• Your data stays on your iPhone, synced only through your own private iCloud
• "Data Not Collected" on our App Store privacy label — verify it yourself

PAYOFFPATH PRO

Unlock everything with PayoffPath Pro — $2.99/month or $19.99/year, with a 14-day free trial. Payment is charged to your Apple ID. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in your Apple ID settings.

Questions or ideas? Email support@duetrack.bd

Privacy Policy: https://sites.google.com/view/privacypolicyofpayoffpath/home
Terms of Use: https://sites.google.com/view/terms-of-service-of-payoffpath/home

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| PayoffPath Pro (Monthly) | $2.99 | per month |
| PayoffPath Pro (Yearly) | $19.99 | per year |


## Is PayoffPath safe?

Not enough ratings yet to assess PayoffPath.

## Is PayoffPath legit?

PayoffPath: Debt Payoff appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for PayoffPath is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.2 — 2026-10-05

• Private AI Quick Add — log in one line; works offline, nothing leaves your phone
• Built for iPad — two-column layouts on every main screen
• Light, Dark or Auto, right in Settings
• Smoother, livelier animations throughout
• Fixes and polish

### 1.1 — 2026-07-17

• View your exported PDF report right inside the app — no need to open another app first. Then share it anywhere.
• A smoother, more reliable Home screen.
• Small polish and stability improvements throughout.

Thanks for using PayoffPath — every payment brings your debt-free date closer.

### 1.0 — 2026-07-14

No release notes.

## Apps similar to PayoffPath

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [FuturesEdge Trading Journal](https://appshunter.io/ios/app/futuresedge-trading-journal/id6806912826) | — | Free | Finance |
| [Runway: Debt Payoff Planner](https://appshunter.io/ios/app/runway-debt-payoff-planner/id6794457328) | — | Free | Finance |
| [Debt Free Me: Debt Payoff](https://appshunter.io/ios/app/debt-free-me-debt-payoff/id6806610628) | — | Free | Finance |
| [debtbrak: Faster Debt Payoff](https://appshunter.io/ios/app/debtbrak-faster-debt-payoff/id6757175001) | 5.0 (7) | Free | Finance |
| [Trader Pro Risk Calculator](https://appshunter.io/ios/app/trader-pro-risk-calculator/id6765671814) | — | Free | Finance |
| [Debt Payoff Pro: Loan Tracker](https://appshunter.io/ios/app/debt-payoff-pro-loan-tracker/id6762552664) | 5.0 (2) | Free | Finance |

## More apps by Monirujjaman Monjil

- [DiaFit: Blood Sugar Tracker](https://appshunter.io/ios/app/diafit-blood-sugar-tracker/id6779296807)
- [Trading Journal: Forex & Gold](https://appshunter.io/ios/app/trading-journal-forex-and-gold/id6784470897)
- [Coolbench: HVAC Calculator](https://appshunter.io/ios/app/coolbench-hvac-calculator/id6785438308)
- [Qanary: Safe QR Scanner](https://appshunter.io/ios/app/qanary-safe-qr-scanner/id6789390092)
- [Learn Crypto Trading Simulator](https://appshunter.io/ios/app/learn-crypto-trading-simulator/id6790680933)

All apps by Monirujjaman Monjil: https://appshunter.io/developer/1896125187

## Related topics

[payoff](https://appshunter.io/ios/topics/payoff)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*