# PayPal Here - Point of Sale — Credit Card Reader & Register > Mobile point-of-sale app for accepting card payments and managing business transactions. (iPhone/iPad app by PayPal, Inc..) - Source: https://appshunter.io/ios/app/paypal-here-point-of-sale/id505911015 (this page in markdown: same URL + `.md`) - Developer: [PayPal, Inc.](https://appshunter.io/developer/283646712) - Category: Business, Finance - Price: Free - Rating: 4.43/5 from 10,721 App Store ratings · 50 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 232 MB - Languages: English, French, Japanese, Chinese, Spanish, Chinese - Released: 2012-03-15 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/paypal-here-point-of-sale/id505911015/reviews.md ## What is PayPal Here? New users can no longer sign-up for the service. The newest in-store solution is now available in the AppStore as PayPal Zettle. Get paid on your iPhone®, iPod® or iPad® with our free app and a card reader that’s right for your business. Accept credit and debit cards, send invoices, track cash and check payments. It’s only 2.7% per US card swipe, chip or contactless transaction. No long-term contracts, commitments or monthly fees. WHY PAYPAL HERE? • More options, more business: gives your customers the flexibility to pay how they want. • All in one: PayPal Here™ is part of our trusted suite of business payment solutions, helping you manage all your in-person, online and mobile payments through one central account. • Help when you need it: You can contact us directly from the app, by phone at 877-569-1136 or by visiting www.paypal.com/here START GETTING PAID: 1) Download the app 2) Choose the card reader that’s right for your business PayPal Mobile Card Reader – Accepts magnetic stripe cards – Connects with your phone or tablet audio jack PayPal Chip Card Reader – Accepts chip cards, NFC payments like Apple Pay™ and magnetic swipe cards – Reduce liability for certain types of fraud – Connects via Bluetooth SECURE PAYMENTS: PayPal Here uses an encrypted card reader, backed by our best-in-class risk-management and fraud protection. All payments go right into your account for secure, reliable, and easy transaction processing. GET YOUR MONEY FAST: Payments processed with PayPal Here are transferred to your account usually in minutes. With the PayPal Business Debit Mastercard*, you can access your funds at thousands of ATM’s nationwide, plus get 1% cash back on all eligible debit card purchases. DETAILS: • Get a free app and PayPal Mobile Card Reader • Invest in the PayPal Chip Card Reader to accept chip cards, contactless (like Apple Pay™), traditional swipe payments – all in one device. • Pay only 2.7% per swipe, chip or contactless transaction for all major US credit cards including American Express, Visa, MasterCard, and Discover • Let customers quick-pick a standard tip or enter their own • Manage and view your sales history • Text and email custom receipts • Add multiple users on one device *Business Debit Mastercard is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card may be used everywhere Mastercard is accepted. See Cardholder Agreement for complete details. ## Key features - Accept credit and debit cards - Send invoices - Track cash and check payments - Secure encrypted card reader - Fast fund transfers - Customizable receipts ## What do users think of PayPal Here? Overall sentiment: neutral **Pros** - 🚀 Instant fund transfers - 👍 Simple and intuitive app - 🔒 Secure payment processing - 💡 Versatile payment options (Venmo, chip, swipe) **Cons** - 🐛 Connectivity issues with card reader - ⏱️ Delayed fund releases - 🤔 Unclear policies around holds and reserves - 🙅‍♀️ Poor customer service **Commonly reported bugs** - App crashes and freezes - Compatibility issues with newer devices - Unreliable Bluetooth connectivity for card reader **Most requested features** - Appointment booking and scheduling integration - More customization options for receipts - Removal of signature requirement for small transactions ## Recent user reviews (10 of 50) All indexed reviews: https://appshunter.io/ios/app/paypal-here-point-of-sale/id505911015/reviews.md ### 4/5 — Don’t have a customer do a Reversal or Dispute charges *2022-11-10, version 4.4.0* Would give 5 stars, but if a customer decides to cancel or reverse there transaction. They take the money off you immediately and puts your account-negative. When I contacted customer service it took almost 2 months to get my money back. I couldn’t use the credit card machine until I payed the negative balance. And it was a accidental reversal by one of my client. Very stressful and process should be speed up for merchants because it does cause a interruption in being able to use the machine. Other than that every thing has been good with the app n device. ### 1/5 — They take control of YOUR money *2022-08-23, version 4.4.0* Don’t use PayPal they are crooks who take their money off the top and put it on hold almost every transaction waiting 21 days for a customer to have a button to allow it to be okay to get your money and apparently they don’t like having to talk to u about it they will charge you extra for their own business mistakes and consider you responsible for anything they do wrong then ban you from using pay pal they are a joke just crooks who can’t do the one thing they are supposed to do without problems giving u ur money!! Cash app and Venmo and even square card reading is better and absolutely no problems from them I 5 years .. save yourself the trouble choose a more professional company ### 4/5 — Great app, Card reader is meh *2021-11-18, version 4.3.8* I like the app a lot, especially that when I create catalog items they show up across all devices that log in. Being able to see a lot of transaction details and metrics on the app is better and more informative than the browser site, which is puzzling to me. One drawback on the app is that it had difficulty completing sales using the Venmo option. The card reader on the other hand keeps going to sleep every 10-15 minutes and then I have to reconnect it manually. Not good performance during craft fairs making customers wait. ### 5/5 — Overall great platform *2021-11-14, version 4.3.8* I bought one of the high end cars readers from the store, wouldn’t work when I received it. Got it warrantied and that one crapped out also. I use the two other versions, the chip and swipe as well as the chip and tap readers. It would be nice if there was a more reliable card terminal PayPal could create where the customer can do Tap, Chip, Swipe and enter their pin information without touching a screen, or a personal cell phone. With the pandemic, people are still skeptical about touch someone else’s devices. ### 5/5 — PayPal is great. Now you can pay at cvs with ur Apple phone *2021-11-13, version 4.3.8* PayPal was one of the first online business that I can remember it's one of the best ones and it's safe to use because they to 24 hour Thurrell connection for no one to steal your codes or hack your name. They have especially unique to protect you as everything else you still have to be careful never put your passcode or email to a site or a new site I should say that's how they steal your passcodes do it when you know it's safe. However PayPal is awesome I highly recommend pay pal to everybody ### 2/5 — Works great but has massive issues *2021-10-30, version 4.3.8* The app does work when you can actually get logged into it, but in low signal areas you can barely get logged into the app. Sometimes even bringing up the app doesn’t always bring up the fingerprint authentication when it’s supposed to either. You have to close it and reopen it several times to get it to prompt. The most annoying feature of the app is the auto-logout at 5pm EST. There’s no way to turn that feature off. You run a card and while it tries to charge the card THEN you get a prompt saying you’re not logged in. Worthless. The “no signature required” for purchases under $50 doesn’t work if you use a chip reader. Only works on swipe and tap. I’ve been with this app for over 5 years and none of these things have been addressed. ### 5/5 — PayPal offers hidden value🧐 *2021-06-12, version 4.3.3* It works perfectly. Yes you pay a fee per transaction, duh welcome to the working world. Super easy to set up. You do not need to pay for a swiper as the app does take cards manually. But the readers are inexpensive and customers love it. The app has everything you need to work remotely. Okay all that is neat, I really appreciate the invoice options. It’s so clean and professional. My clients love the proof of purchase. They also have a great credit card option. It’s crazy easy. They offer a bunch of business resources as well👍 ### 2/5 — This app gets worse by each update *2021-05-13, version 4.3.3* I remember the first time this app came out and it used to save info, like the payer’s name. After the first major update, we have to input the name each time repeat customers pay. Before the update in 2020, we used to be able to see the payer’s name on the Sales History on iPhone, now you only see the date and amount. It also used to be able to auto-capitalize the payer’s name when you add them on iPhone, now it doesn’t auto capitalize. I still have the older version on my old iPhone 5 which didn’t update anymore and it is much better. I still see the payer’s name and it auto capitalizes when you input the payer. I truly wish PayPal would go back to the original app where it would auto save payer’s info. ### 1/5 — GREAT...Except for one small, but major flaw *2021-02-04, version 4.2.9* I decided to switch my business over to Paypal this week, after deciding that Sqaure just wasnt doing it for me. 1) 2.70% v.s. 2.75%, as a small business, every bit helps! 2) I can now take Venmo AND Paypal, along with all forms of NFC -- two more options then I previously had with Square -- good, good! 3) I have to take everyone who pays with a chip card, signature...... Lets talk about that one. According to the app, I can turn off signatures under 50$. This is reasonable, I think, and mirrors Squares policy. However, what you are not told is that the no signature under 50$ only applies to: Venmo, Paypal, NFC (Apple / Google) and... magnetic swipe. This turns out to be a small problem because you cannot swipe a magnetic card if you have a chip on it. In an apparent contactless world, I would like Paypal to imagine having to spray and sanitize my iPad after every customer who pays with a credit card, because every customer who pays for a 5$ or 10$ item has to sign for the transaction. This turns what is easily a 5 star app, and a true competitor to Square into a 1 star app that is still sitting in the pit, while Square is running laps. I like the app and the service but having every customer in line having to sign for their transaction is at least 7 years behind the service I have been enjoying with Square. Fix it. ### 2/5 — Not great for my small art business *2020-11-11, version 4.2.4* It may be alright for some, but PayPal suspended my account for almost two weeks because they said they needed information about my business. I had money in there that I needed to pay bills with, but it was unavailable to me while they reviewed my case. I had to send articles of incorporation or a tax return or some similar paperwork, which I don’t have! I also had to send a receipt from a supplier. I paint rocks! My supplier is God!!! I don’t have a receipt! After about having a nervous breakdown trying to come up with the documents they require, I finally sent an invoice for business cards and a receipt from Hobby Lobby and 3 days later I have requested my money. Bills are late. I will be closing this account. It might make it more convenient for when I do art shows, but to me, it isn’t with the hassle they caused me!!! ## Frequently asked questions about PayPal Here ### What does this app do? This app allows businesses to accept credit and debit card payments directly on their iPhone, iPod, or iPad. It also enables sending invoices, tracking cash and check payments, and managing sales history. ### How much does it cost to use? The app itself is free to download. There is a transaction fee of 2.7% per US card swipe, chip, or contactless transaction. There are no long-term contracts, commitments, or monthly fees. ### What are the transaction fees? The fee is 2.7% per US card swipe, chip, or contactless transaction for all major credit cards. This fee applies to transactions made with the PayPal Mobile Card Reader or the PayPal Chip Card Reader. ### How do I get my money? Payments processed with the app are transferred to your account usually within minutes. With the PayPal Business Debit Mastercard, you can access your funds at ATMs nationwide and get 1% cash back on eligible purchases. ### What types of payments can I accept? You can accept credit and debit cards, including magnetic stripe cards, chip cards, and contactless payments like Apple Pay. The app also supports tracking cash and check payments. ## Version history (last 1 release) ### 4.4.0 — 2021-12-27 Thanks for using PayPal Here. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*