# PayPal - Pay, Send, Save — Debit card, rewards, pay later

> Secure payments, money transfers, savings, and crypto trading. (iPhone/iPad app by PayPal, Inc..)

- Source: https://appshunter.io/ios/app/paypal-pay-send-save/id283646709 (this page in markdown: same URL + `.md`)
- Developer: [PayPal, Inc.](https://appshunter.io/developer/283646712)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.80/5 from 6,298,440 App Store ratings · 5,405 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.4 · 857 MB
- Languages: American English, Albanian, Arabic, Bangla, Bulgarian, Czech, Danish, Dutch, Estonian, Filipino and 27 more
- Released: 2019-02-03
- Data updated: 2026-08-31
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews.md

## What is PayPal?

PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more.​

SHOP WITH PURCHASE PROTECTION
Get built-in protection before and after you buy, with support when something doesn't go as planned.
*PayPal Purchase Protection is available on eligible transactions.
See terms and limitations: https://www.paypal.com/us/legalhub/paypal/buyer-protection​

EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD  
Choose a monthly category and earn 5% back in rewards points on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal 
No monthly fees. 
The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. ("The Bancorp"), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding​

SEND AND REQUEST MONEY, SECURELY & IN SECONDS
Send money fast within the US and internationally to 110+ countries. Encrypted payments help keep financial details private and secure.​

BUY NOW PAY LATER
In store single-use card is valid for one purchase and must be used within 24 hours of loan approval.
*Pay in 4 is available upon approval for purchases of $10 - $2000 and is currently not available to residents of MO. 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS #910457).  Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4.

TRACK YOUR PACKAGES
View orders and delivery status until they arrive safely at your door. Not all sellers are participants.​
 
MANAGE YOUR SUBSCRIPTION ALL IN ONE APP
The easy way to link and track all your subscriptions.

ALL YOUR MONEY AND TRANSACTIONS IN ONE PLACE
The new Me Tab lets you navigate your money, accounts, and settings right where you’d expect them.

PayPal
2211 N 1st St San Jose, CA 95131

## Key features

- Send and receive money globally
- Earn cash back offers
- Request a debit card
- Buy, sell, and hold cryptocurrency
- High-yield savings accounts
- Track packages

## Chart rankings

- #3 in Top Free · Finance (US App Store)
- #59 in Top Free (US App Store)

## What do users think of PayPal?

Overall sentiment: neutral

**Pros**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**Cons**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Commonly reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Most requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility

## Recent user reviews (10 of 5,405)

All indexed reviews: https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews.md

### 1/5 — Terrible app

*2026-08-25, version 8.107.2*

The app is frustrating to use and the customer service is horrible for this app. Would give 0 stars if I could

### 1/5 — Don’t trust them

*2026-08-25, version 8.107.2*

They are just trying to get richer by helping apps steal your money.

### 2/5 — Worse app on the market currently.

*2026-08-25, version 8.107.2*

The app is meant to be some kind of financial online safe, you can tap to your balances/statements etc, and the pages get stuck. For such a long history of a brand, I would not expect PayPal to have such a terrible UI, respectfully.

### 1/5 — just no

*2026-08-24, version 8.107.2*

retricted me when my friend payed me back i hate this app so much theres no words i can say more than that

### 1/5 — Useless app

*2026-08-24, version 8.107.2*

Has to be one of the most useless app and system Ive ever tried to use. Can’t link any account. Takes “fees” when they want and can’t transfer any funds. When calling they’re just as useless as the terrible quality app.

### 1/5 — Stopped working

*2026-08-24, version 8.107.2*

Stopped working, don even open anymore

### 1/5 — Not User Friendly

*2026-08-24, version 8.107.2*

Normally, the app seems to work OK but now there are security blocks in place that will randomly stop you from adding money to your account for no reason. Helpdesk tells you that it will refresh in one to two hours and then you’ll be OK but that’s not true. It’s been almost a day and I still can’t use it. When I contact them, there’s no reason for the security limits. They just tell you to sit around and wait. It would be better off to try and Cash app or resolute.

### 1/5 — Rubbish

*2026-08-24, version 8.107.2*

PayPal fast is totally rubbish takes about a hour for money from another account to go in. Won’t be using is and deleting.

### 1/5 — Submit a dispute

*2026-08-24, version 8.107.2*

I am trying to dispute a subscription and all of a sudden my PayPal goes blank

### 1/5 — Doubling purchases and flat out taking money

*2026-08-24, version 8.107.2*

I will make a purchase and then it will be double charged with the money taken from my account with no history of the order or email. Just taking the money.

## Frequently asked questions about PayPal

### What does the PayPal app do?

The app allows you to shop securely online and in-store, send and receive money with others globally, earn cash back on purchases, and manage savings accounts. It also provides features for cryptocurrency trading and package tracking.

### What are the key features of the PayPal app?

Key features include sending and receiving money in over 120 countries, saving cash back offers that apply automatically at checkout, requesting a PayPal Debit Card for earning rewards, buying and selling cryptocurrencies like Bitcoin, and growing money with high-yield savings accounts.

### Is the PayPal app free to use?

The app itself is free to download and use for many core functions. However, some transactions may incur fees, such as international transfers or certain cryptocurrency activities. Specific details on fees can be found within the app's terms and conditions.

### What are common use cases for the PayPal app?

Common uses include splitting bills with friends, paying for online purchases, sending money to family abroad, earning rewards on everyday spending, saving for financial goals, and investing in cryptocurrencies.

### What are the requirements for using the PayPal Debit Card?

To get the PayPal Debit Card, you need to have a PayPal Balance account. There is no credit check required to request the card. The card is linked to your PayPal Balance account and can be used wherever Mastercard is accepted.

## Version history (last 5 releases)

### 10.0.0 — 2026-08-27

Get the latest update. The new PayPal app that you know and love, now made simpler, faster and easier to use. Continue to shop, pay, earn rewards, and manage your money. All in one place.

### 8.107.2 — 2026-06-11

Get the latest update, so you can pay, send and save smarter. With PayPal, it really adds up.

### 8.107.1 — 2026-05-23

Get the latest update, so you can pay, send and save smarter. With PayPal, it really adds up.

### 8.107.0 — 2026-05-18

Get the latest update, so you can pay, send and save smarter. With PayPal, it really adds up.

### 8.106.0 — 2026-05-04

Get the latest update, so you can pay, send and save smarter. Unlock cash back offers and more. With PayPal, it really adds up.

## Apps similar to PayPal

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| --- | --- | --- | --- |
| [Cash App](https://appshunter.io/ios/app/cash-app/id711923939) | 4.8 (8,654,362) | Free | Finance |
| [Apple Wallet](https://appshunter.io/ios/app/apple-wallet/id1160481993) | 4.8 (6,665,079) | Free | Finance |
| [Venmo](https://appshunter.io/ios/app/venmo/id351727428) | 4.8 (15,469,251) | Free | Finance |
| [PhonePe UPI, Payment, Recharge](https://appshunter.io/ios/app/phonepe-upi-payment-recharge/id1170055821) | 4.7 (169,934) | Free | Finance |
| [Chime® – Mobile Banking](https://appshunter.io/ios/app/chime-mobile-banking/id836215269) | 4.8 (1,558,421) | Free | Finance |
| [Revolut: Send, spend and save](https://appshunter.io/ios/app/revolut-send-spend-and-save/id932493382) | 4.7 (71,412) | Free | Finance |

## More apps by PayPal, Inc.

- [PayPal POS (ex Zettle)](https://appshunter.io/ios/app/paypal-pos-ex-zettle/id447785763)
- [PayPal Here - Point of Sale](https://appshunter.io/ios/app/paypal-here-point-of-sale/id505911015)
- [PayPal Here : Point of Sale](https://appshunter.io/ios/app/paypal-here-point-of-sale/id607485062)
- [PayPal Business](https://appshunter.io/ios/app/paypal-business/id1053148887)

All apps by PayPal, Inc.: https://appshunter.io/developer/283646712

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
