# PayPlan: Installment Tracker — Track Expenses & Budget > Track Expenses & Budget (iPhone/iPad app by Muhammet Yakupoglu.) - Source: https://appshunter.io/ios/app/payplan-installment-tracker/id6758575296 (this page in markdown: same URL + `.md`) - Developer: [Muhammet Yakupoglu](https://appshunter.io/developer/1865731454) - Category: Finance, Utilities - Price: Free - Age rating: 4+ - Requires: iOS 16.4 · 41 MB - Languages: American English - Released: 2026-02-03 - Data updated: 2026-09-01 - User reviews in markdown: https://appshunter.io/ios/app/payplan-installment-tracker/id6758575296/reviews.md ## What is PayPlan? Take full control of your expenses with PayPlan! Managing your credit card installments, monthly payments, and budget has never been this safe and easy. Developed for those who are tired of complex finance apps, PayPlan is a practical budget assistant that works completely offline and stores your data solely on your device. WHY PayPlan ? View the installments across all your cards and your fixed monthly expenses on a single screen, without getting lost between banking apps. Avoid surprises by knowing your future debt load in advance. KEY FEATURES: SMART INSTALLMENT TRACKING: Enter your credit card expense and select the number of installments. The app automatically divides and organizes your payments across the upcoming months. MONTHLY PAYMENT PLAN: How much do you have to pay in the coming months? Analyze your total debt status for future months at a single glance. 100% OFFLINE USAGE: Add expenses and control your budget on the subway, on a plane, or anywhere without an internet connection. COMPLETE PRIVACY AND SECURITY: Your financial data is never sent to our servers or the cloud. All information is kept solely in your own phone's memory. NO MEMBERSHIP OR LOGIN: Start using the app the moment you download it, without the hassle of creating an account. SIMPLE AND MODERN INTERFACE: Financial management is now highly enjoyable with its easy-on-the-eyes, fast, and user-friendly design. WHO IS IT FOR? Those who struggle to keep track of their credit card installments, Those who want to make ends meet more comfortably, Privacy-focused users who do not want to upload their financial data to the cloud. Download PayPlan now and start managing your budget today! ## Version history (last 4 releases) ### 1.3.0 — 2026-08-28 • Edit expenses: change the amount, date, card and installment count after saving. • Custom installment plans: type each month's amount, split the rest equally. • Edit cards and cut-off day: installments land in the right statement month. • See the past 6 months in your payment plan. • Collection guard: a debt stays open while installments are uncollected. • Reminders that match your statement amount exactly. • New splash screen, themed icon, lighter app. ### 1.2 — 2026-08-28 Cloud sync Sign in with Google or Apple and your cards, expenses and people stay in sync across your devices. The app syncs on launch and on exit, and you can trigger it yourself any time with "Sync now". Signing in is optional. Stay signed out and the app keeps working fully offline, on your device only, exactly as before. • Encrypted cloud copy: the copy stored in your account is written encrypted. • Conflict control: when two devices disagree, you decide which side wins — the comparison screen shows card, expense and remaining-debt counts side by side. You can also merge both. • Restore from cloud: every sync keeps the previous copy. Roll back to one of the last 3 versions to recover data you deleted by mistake — and the restore itself can be undone. • Delete cloud data and sign out from Settings. Backups Restoring a backup file now compares the file with what's on your device and offers three choices: replace with the file, merge, or keep this device. Clear error messages were added for damaged or incompatible files. UI fixes • All / Active / Closed filters on the History screen. • Marking an instalment as paid now updates the expense status instantly. • The tab bar, pop-up sheets and list ends no longer sit under the iPhone home indicator. Plus stability improvements. ### 1.1 — 2026-02-04 Geçmis borçları listeleme eklendi! Artık geçmiş borçlarınızı tek ekranda görüntleyebilir ve bütçenizi daha kolay yönetebilirsiniz. ### 1.0 — 2026-02-03 No release notes. ## More apps by Muhammet Yakupoglu - [Triply: Travel Planner](https://appshunter.io/ios/app/triply-travel-planner/id6757344673) - [Stampia: Stamp Collection](https://appshunter.io/ios/app/stampia-stamp-collection/id6761344221) - [CepteÖğün: Kalori & Su Takibi](https://appshunter.io/ios/app/cepteogun-kalori-and-su-takibi/id6772568711) - [Nosey: Minik Dostunu Keşfet](https://appshunter.io/ios/app/nosey-minik-dostunu-kesfet/id6784579614) - [Orbyn](https://appshunter.io/ios/app/orbyn/id6787100440) All apps by Muhammet Yakupoglu: https://appshunter.io/developer/1865731454 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*