# Payroll by Card

> Payroll by Card (iPhone/iPad app by Onlinecheckwriter.com.)

- Source: https://appshunter.io/ios/app/payroll-by-card/id6756771711 (this page in markdown: same URL + `.md`)
- Developer: [Onlinecheckwriter.com](https://appshunter.io/developer/1473071594)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 13.0 · 61 MB
- Languages: English
- Released: 2025-12-28
- Data updated: 2026-07-17
- User reviews in markdown: https://appshunter.io/ios/app/payroll-by-card/id6756771711/reviews.md

## What is Payroll by Card?

Pay your employees with a credit card and turn every payroll into rewards. Payroll by Card is the smart payroll app for small businesses that need flexible funding options. Use your business credit card to fund payroll, earn cashback and points, while managing cash flow effectively.
 
SHORT ON CASH? NO PROBLEM.
 
Run payroll even when cash is tight. Fund your payroll with a credit card and get instant access to funds. Keep your team happy and your business running smoothly with flexible payment options that work around your cash flow challenges.
 
EARN REWARDS ON EVERY PAYROLL
 
Turn payroll expenses into valuable rewards. Earn cashback, credit card points, and travel rewards on every employee payment. Business credit cards like Capital One Spark offer up to 2% cash back, helping offset processing fees while building rewards for your business.
 
KEY FEATURES
 
• Credit Card Payroll Funding - Use your business credit card to fund payroll instantly
• Instant Transfers - Funds transferred to your business account 
• Earn Cashback & Rewards - Get credit card points on every payroll transaction
• Extended Payment Window - 30-45 day payment terms for better cash flow control
• Tax-Deductible Fees - Processing fees may be recorded as business expenses
• Easy Integration - Connect with QuickBooks, Xero, Zoho, and Bill.com
• Mobile Payroll App - Run payroll anywhere, anytime from your phone
 
PERFECT FOR SMALL BUSINESSES
 
Whether you're a startup, small business, or entrepreneur, Payroll by Card helps you manage employee payments efficiently. Pay hourly workers, salaried employees, contractors, and freelancers with ease. Perfect for retail, restaurants, construction, agencies, and service businesses.
 
HOW IT WORKS
 
1. Connect your business credit card
2. Import payroll data from your accounting software
3. Choose payment method (ACH/Wire)
4. Approve and process payments
5. Earn rewards and manage cash flow effectively
 
SOLVE CASH FLOW CHALLENGES
 
Emergency payroll funding when you need it most. Bridge temporary cash shortages while maintaining employee satisfaction. Use the 30-45 day credit card payment window to keep working capital available for other business needs.
 
MAXIMIZE YOUR BUSINESS CREDIT CARD
 
Strategic use of business credit cards for payroll helps you maximize rewards, extend payment terms, and maintain financial flexibility. Processing fees are tax-deductible, and cashback rewards help offset costs.
 
INTEGRATIONS
 
Seamlessly integrate with your existing tools:
• QuickBooks Payroll
• Xero Payroll
• Zoho Payroll
• Bill.com
• Zapier
• Accounting software
 
WHY CHOOSE PAYROLL BY CARD?
 
. Only app that funds payroll via credit card
. Earn rewards on payroll expenses
. Solve cash flow issues instantly
. Flexible payment methods
. Easy accounting integration
. Mobile-first design
. Bank-level security
 
SUPPORT
 
24/7 customer support available. Contact us anytime for assistance with payroll processing, credit card setup, or integration questions.
 
Download Payroll by Card today and transform how you manage business payroll. Pay employees on time, earn rewards, and maintain healthy cash flow - all in one powerful app.


## Version history (last 5 releases)

### 1.1.6 — 2026-07-08

• Implemented transaction history-based validation when adding new credit cards to help prevent fraudulent card addition attempts.
• Enhanced the KYB verification process for improved compliance and a smoother user experience.
• Fixed minor issues and improved overall app performance and reliability.

### 1.1.5 — 2026-06-13

• Enhanced KYB verification process for improved compliance and a smoother user experience.
• Updated the signup flow to make account registration faster and more user-friendly.
• Fixed minor issues and improved overall app performance and reliability.

### 1.1.4 — 2026-05-14

Improved card verification for a smoother and more secure payment experience.
Enhanced card adding flow with faster verification and automatic card setup.
Enabled prior KYC for faster new business verification.

### 1.1.0 — 2026-03-19

• Bug fixes for smoother performance.
• Overall enhancements for a better app experience.

### 1.0.9 — 2026-03-18

• Added card mapping to businesses.
• Added name confirmation for instant bank account addition.
• Bug fixes for smoother performance.
• Overall enhancements for a better app experience.

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All apps by Onlinecheckwriter.com: https://appshunter.io/developer/1473071594

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*
