# Pays Wallet — Send, spend, bank globally

> Smart crypto wallet with virtual Visa card for spending and managing digital assets. (iPhone/iPad app by Pays Solutions Technology Limited.)

- Source: https://appshunter.io/ios/app/pays-wallet/id6737210324 (this page in markdown: same URL + `.md`)
- Developer: [Pays Solutions Technology Limited](https://appshunter.io/developer/1775293729)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 76 MB
- Languages: American English
- Released: 2025-05-30
- Data updated: 2026-07-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pays-wallet/id6737210324/reviews.md

## What is Pays Wallet?

Pays Wallet is a modern money app for people who move between currencies, countries, and everyday spending. Send money to contacts, receive funds quickly, deposit by bank transfer, withdraw to your bank, exchange supported currencies, and spend with a virtual Visa card.

Built for cross-border money movement
- Send to saved contacts or email addresses
- Receive funds with a QR code or payment address
- Deposit GBP, USD, and EUR by supported bank transfer rails
- Withdraw to supported bank accounts
- Exchange supported currencies with clear quotes before you confirm
- Track deposits, withdrawals, exchanges, transfers, card top-ups, and purchases in one activity feed

Spend online and in-store
- Create and manage virtual Visa cards
- Top up your card from your Pays balance
- Track card payments as they happen
- Manage up to 5 virtual cards
- Complete identity verification for card access

Designed for everyday finance
- Secure sign-in with email, Apple, or Google
- Face ID and passkey authentication
- In-app support chat when you need help
- Light and dark mode

Services, currencies, and card availability may vary by country and verification status.

## Key features

- Smart account wallet with multi-chain support
- Send crypto to contacts, emails, or wallet addresses
- Swap tokens across chains with live pricing
- Buy and sell crypto with local currency
- Virtual Visa card for spending crypto
- Manage up to 5 virtual cards
- Face ID and passkey authentication


## Frequently asked questions about Pays Wallet

### What is Pays Wallet?

Pays Wallet is a smart crypto wallet that allows you to send, receive, swap, and spend your crypto using a virtual Visa card. It supports multiple blockchains and stablecoins from a single account.

### How secure is Pays Wallet?

Pays Wallet utilizes Face ID and passkey authentication for enhanced security. Identity verification is also required for card access, ensuring a secure environment for your digital assets.

### Can I spend my crypto anywhere with Pays Wallet?

Yes, Pays Wallet offers a virtual Visa card powered by Gnosis Pay, allowing you to spend your crypto balance at any merchant that accepts Visa. You can top up your card directly from your wallet.

### What blockchains does Pays Wallet support?

Pays Wallet supports holding stablecoins and tokens across multiple blockchains, managed from a single smart account. Specific blockchain details are available within the app.

### How do I buy or sell crypto with Pays Wallet?

You can buy crypto using your local currency directly through the app (on-ramp) and sell your crypto back to your bank account (off-ramp), facilitating easy fiat conversions.

### Does Pays Wallet have ads?

No, Pays Wallet does not contain advertisements, providing an uninterrupted user experience.

### What devices are supported by Pays Wallet?

Pays Wallet is currently supported on iPhone and iPod devices, allowing users to manage their crypto on the go.

### How often is Pays Wallet updated?

The latest version of Pays Wallet is 2.2.0, and it was last updated on May 6, 2026. This indicates regular updates to improve functionality and security.

## Version history (last 5 releases)

### 2.2.1 — 2026-07-26

Faster, smoother, more reliable. Dozens of fixes under the hood.

### 2.2.0 — 2026-05-06

A complete redesign.

Pays has been rebuilt from the ground up with a refined visual language, faster navigation, and a cleaner home, cards, and assets experience. Everything you use most is now one tap away.

### 2.1.0 — 2026-04-13

Pays 2.1 adds bank transfers (GBP, USD, EUR), a new batch-send flow for paying multiple people at once, dedicated detail views for deposits, withdrawals and swaps, and real-time balance updates. Plus onboarding tooltips, a tidier tab bar, and dozens of polish fixes.

### 2.0.0 — 2026-03-25

Pays Wallet has been completely redesigned from the ground up with a fresh new look and experience.
Virtual Visa cards are here. Get a Gnosis Pay virtual Visa card and spend your crypto at millions of merchants worldwide. Top up directly from your wallet, create up to 5 cards, and view card transactions in one place.

### 1.1.1 — 2025-11-13

Bug fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*