# Payself: Budget & Savings — Pay yourself first, offline

> Pay yourself first, offline (iPhone/iPad app by Mohamed Smina.)

- Source: https://appshunter.io/ios/app/payself-budget-and-savings/id6797298210 (this page in markdown: same URL + `.md`)
- Developer: [Mohamed Smina](https://appshunter.io/developer/1438684403)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 2 MB
- Languages: American English, Arabic, French (France)
- Released: 2026-08-18
- Data updated: 2026-08-26
- User reviews in markdown: https://appshunter.io/ios/app/payself-budget-and-savings/id6797298210/reviews.md

## What is Payself?

Most budgeting apps ask what's left over to save. Payself turns that around: your savings and investments come off the top, and the rest of your plan is built around what remains.

Set your monthly income and Payself scales a complete starting budget to it — every category defined as a share of what you actually earn, so the plan fits whether you make 500 or 15,000 a month. Then log what you really spend and watch plan versus actual for every category.

KEY FEATURES

• Pay-yourself-first template — savings and investments are budgeted first, not last
• Plan vs actual — every category shows its target, what you really spent, and the gap
• Transactions — itemize any category into dated entries with notes, or just type a total
• Recurring entries — daily, weekly, biweekly or monthly, carried into each new month
• Cumulative goals — emergency fund and investment totals that build across every month
• Month-wide feed — every transaction, grouped by day
• Home Screen widget — your remaining balance at a glance, in three sizes
• CSV export — take your budget and transactions with you whenever you want
• 57 currencies, and full support for English, French and Arabic including right-to-left

PRIVACY

Payself has no account and makes no network connections at all. There is no server for your money data to go to — it stays on your iPhone and iPad. No ads, no analytics, no tracking, no bank login.

FREE

Free forever. No ads, no in-app purchases, no subscription.

REQUIREMENTS

iOS 17 or later. iPhone and iPad.


## Version history (last 1 release)

### 1.0 — 2026-08-18

No release notes.

## More apps by Mohamed Smina

- [Math Practice Pro](https://appshunter.io/ios/app/math-practice-pro/id1438684404)
- [Math Facts Challenge](https://appshunter.io/ios/app/math-facts-challenge/id1441449966)
- [The Escape Hit](https://appshunter.io/ios/app/the-escape-hit/id1443282053)
- [Mindloom](https://appshunter.io/ios/app/mindloom/id6772793380)
- [Istighfar & Dhikr Counter](https://appshunter.io/ios/app/istighfar-and-dhikr-counter/id6774755842)
- [Dotty: Habit & Task Planner](https://appshunter.io/ios/app/dotty-habit-and-task-planner/id6775509474)

All apps by Mohamed Smina: https://appshunter.io/developer/1438684403

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*