# PayShare: Expense Tracker — Money & Income Log, Shared

> Shared expense tracker with Apple Wallet automation and iCloud sync. (iPhone/iPad app by BOGDAN-GEORGIAN ALEXA.)

- Source: https://appshunter.io/ios/app/payshare-expense-tracker/id6757592649 (this page in markdown: same URL + `.md`)
- Developer: [BOGDAN-GEORGIAN ALEXA](https://appshunter.io/developer/1777251935)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.5 · 29 MB
- Languages: American English, Danish, Dutch, Finnish, French (France), German (Germany), Italian, Norwegian Bokmål, European Spanish, Swedish
- Released: 2026-02-18
- Data updated: 2026-10-21
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/payshare-expense-tracker/id6757592649/reviews.md

## What is PayShare?

Track your spending on your own, as a couple or as a family. PayShare is a native app for iPhone, iPad and Mac that keeps your transactions in your own iCloud and shares them only with the people you invite.

With a Shortcuts automation you set up once, a tap to pay with Apple Wallet becomes an expense in PayShare: you just pick the category. No ads, no account to create, no bank to connect.

PAY WITH APPLE WALLET, PICK A CATEGORY
Create one personal automation in the Shortcuts app. From then on, each time you tap to pay with a card in Apple Wallet, it runs PayShare's Add Expense action: you choose a category without opening the app, and PayShare saves the expense. Skip the question and it is saved as Uncategorized, ready to edit later. A payment in another currency is converted to your primary currency with the latest rates PayShare has downloaded. Wallet can report a payment a few seconds late and Apple's automations do not always run, so now and then a payment still needs adding by hand.

SHARE WITH THE PEOPLE YOU CHOOSE
Invite a partner, family or friends through private iCloud sharing. Everyone keeps ownership of their own transactions: you share yours, and you see theirs once they share back. Give each person read-only or read-and-write access, decide whether they may delete or split your transactions, and remove a connection at any time. Switch your Timeline to anyone who shares with you, search their transactions, see their spending in your budgets and insights, and hide any single transaction from the people you pick.

YOUR TIMELINE
• Expenses and income with a category, merchant, payment method and tags
• Location and notes, and splitting one payment across categories
• Your own categories, with more than 700 icons and any color
• Your five most recent payment methods ready in a menu
• Transactions grouped by day, with what each day cost
• Recurring transactions for rent, salary or subscriptions, from daily to yearly
• A second currency shown alongside your primary one
• Search by text or category, and filter by date, amount, tag or place
• Export to CSV, JSON or PDF, import from CSV or JSON, and restore from backups

SEE WHERE IT WENT
Your months sit side by side as a bar chart. Pick one to see its total, the change from the month before, your biggest expense, your top merchant, a day-by-day chart and your categories, for expenses or income. Group by tag, merchant, place, payment method or recurring transaction, choose several months, the whole year or a past year, and open any group for the details.

BUDGETS AND SAVINGS
Set a monthly budget and a budget for any category, and follow your progress. A marker shows how far through the month you are, so you can compare what you have spent with how much of the month has gone, and a row of months shows which ones stayed within budget. Plan across several months, and track savings accounts toward a goal.
Turn on activity budgets to unlock spending through your Apple Health steps, running minutes and mindful minutes.

ON IPHONE, IPAD AND MAC
Everything stays in sync through your iCloud account. PayShare works offline and syncs when you are back online. Home Screen widgets show today's spending and this month's by category.

PRIVACY
Your transactions are stored in your own iCloud and shared only with the people you invite. PayShare sends anonymous usage events and crash reports to help improve the app; they never include amounts, merchants, notes or categories. Exchange rates come from a public currency service, and on iPhone and iPad the app asks Apple Ads whether an ad led to the install.

Some features require PayShare Premium, offered as a monthly or annual subscription or a one-time purchase. A subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; manage it in your Apple Account settings.

Terms of Use: https://boogdan.com/apps/payshare/terms/
Privacy Policy: https://boogdan.com/apps/payshare/privacy/

## Key features

- Automated expense logging via Apple Wallet
- Shared tracking for couples and families
- Customizable categories with icons and colors
- Detailed spending insights and budget tracking
- Private iCloud sharing with access control
- Multi-currency support with automatic conversion
- Data export and import options

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro – Annual | $19.99 | per year |
| Pro – Monthly | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| One Time Payment Premium Lifetime | $39.99 | one-time |


## Is PayShare safe?

Not enough ratings yet to assess PayShare.

## Is PayShare legit?

PayShare: Expense Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for PayShare is 65 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/payshare-expense-tracker/id6757592649/reviews.md

### 5/5 — Lots of Amazing Features!

*2026-09-07*

This app is super pleasing to use and has many great features. I especially love the budget tracking feature. The developer is also an amazing person and I hope to see this app continue to grow!

## Frequently asked questions about PayShare

### Does PayShare have ads?

No, PayShare is ad-free. The app focuses on providing a clean user experience without interruptions from advertisements.

### What devices does PayShare support?

PayShare is available on Mac, iPhone, and iPad, utilizing iCloud for seamless data synchronization across your Apple devices.

### How does PayShare handle shared expenses?

You can invite partners, family, or friends to share expenses via private iCloud sharing. You can grant read-only or read-and-write access and control permissions for deleting or splitting transactions.

### Can I automate expense entry with PayShare?

Yes, PayShare integrates with Apple Wallet through Shortcuts automation. Once set up, tapping to pay with Apple Wallet can automatically log an expense in PayShare, allowing you to pick a category.

### What are the subscription options for PayShare?

PayShare offers a Pro subscription with monthly ($4.99/month) and annual ($19.99/year) plans. The annual plan includes a 14-day free trial.

### How secure is my financial data with PayShare?

Your transactions are kept in your own iCloud, ensuring privacy. Data is shared only with people you invite, and you have control over access levels and can remove connections at any time.

### Can PayShare handle transactions in different currencies?

Yes, PayShare supports multi-currency transactions. It converts payments in other currencies to your primary currency using the latest available exchange rates.

### How often is PayShare updated?

The app was last updated on October 17, 2026, with version 1.4.0. This indicates a commitment to ongoing development and improvements.

## Version history (last 5 releases)

### 1.4.0 — 2026-10-17

• Analytics, redesigned on iPhone and iPad: your months as a bar chart, a day-by-day chart, and grouping chips above the list
• Budgets and Savings: a Month Rail with each month's budget status and a marker for your pace
• A new app icon
• Month and weekday names, years and periods follow your device's language
• When saving or deleting fails, PayShare now tells you
• Fixes for budgets, savings accounts, categories and tags
• Many smaller fixes

### 1.3.0 — 2026-10-05

• Your most recent payment methods are suggested when you add or edit a transaction
• Editing a transaction now checks your input before saving, just like adding one
• Faster Timeline and Search; the Timeline keeps its place and updates in place when your data syncs
• Insights compare the current month with the same days of the previous month
• Clearer budget comparisons, and iCloud sync status shown separately for your own and for shared data
• Privacy Policy and Terms open inside the app
• Fixes for currency formatting, and the Mac app runs on macOS 14 again

### 1.2.1 — 2026-08-14

Fixed some bugs related to the amount input in the add/edit transaction sheet. Fixed a bug when trying to present the split transaction sheet from the Analytics section.

### 1.2.0 — 2026-07-23

A major update to how PayShare looks, how it reads your number format, and how reliably sharing works.

NEW DESIGN
• Refreshed Timeline, Analytics and Plan, with Liquid Glass on iOS 26
• Redesigned Analytics with a new overview chart, trend view and tappable insight cards
• Group spending by category, tag, merchant, place, payment method or recurring

AMOUNTS IN YOUR FORMAT
• Amounts are now read and shown in your region's format everywhere — transactions, budgets, savings and search
• Fixes incorrect values in regions that use a comma as the decimal separator

CURRENCIES
• Added 53 currencies that were missing, including NZD, PHP, VND, TWD, SAR and PKR
• If your region fell back to USD, you can now choose your own currency in Settings › Currency
• The currency picker is now in alphabetical order

SHARING
• Fixed transactions being duplicated on accounts that share with someone else. Please update PayShare on all your devices — one still on the old version keeps creating copies
• Fixed invitations that could get stuck when sent through Messages
• Remove a connection on your own, without needing the other person to act
• The share button now shows progress instead of appearing to do nothing

NEW: DUPLICATE CLEANUP
• Settings › Data & Sync can now remove copies already on your device, with a preview and a CSV backup before anything is deleted. It only ever touches your own transactions

IMPORT AND EXPORT
• Import skips rows you already have and tells you how many
• Reads amounts in your format and reports the exact line when a row can't be read
• Exported CSVs now use full timestamps and exact amounts, so re-importing a PayShare export no longer duplicates everything. If you open exports in a spreadsheet, the date column format has changed

CATEGORIES
• Redesigned editor with thirteen preset colour swatches alongside the colour wheel, and a searchable icon browser
• Clear explanation when a category can't be saved

SEARCH
• New amount range filter, open-ended date ranges, and currency shown on results

IPAD
• Adaptive sidebar and pointer effects
• Keyboard shortcuts: ⌘N for a new transaction, ⌘1–5 to switch tabs

ACCESSIBILITY
• Full Dynamic Type support on every screen, and VoiceOver labels throughout

ALSO FIXED
• A completed purchase no longer leaves the subscription screen stuck, and your subscription no longer drops while you're offline
• Colours are no longer saved a fraction darker than the one you picked
• Activity Budgets track periods correctly and credit late-synced activity
• Many currency, budget and recurring transaction fixes

### 1.1.1 — 2026-06-04

Performance improvements.

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All apps by BOGDAN-GEORGIAN ALEXA: https://appshunter.io/developer/1777251935

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-21.*
