# PaySika — user reviews > 90 indexed App Store user reviews of PaySika by PaySika, rated 3.60/5 from 286 ratings. - Source: https://appshunter.io/ios/app/paysika/id1610534886/reviews - App overview in markdown: https://appshunter.io/ios/app/paysika/id1610534886.md - Rating breakdown: 5★ 141 · 4★ 44 · 3★ 18 · 2★ 15 · 1★ 68 ## What do users think of PaySika? Overall sentiment: mixed **Pros** - 🚀 Fast and easy deposit process - 💳 Virtual card works for online purchases and subscriptions - 👍 User-friendly interface and easy to use - 🎯 Free virtual card creation - ⚡ Quick card setup and activation - 🌍 Accessible financial solution for Africans - 💬 Responsive and helpful customer service - 🔒 Secure transactions without exposing main account - 💰 Good exchange rates (historically) - 📱 Works with Netflix and streaming services **Cons** - 💸 High exchange rates and excessive fees - 🚫 Frequent card blocks and deletions - ⏳ Slow verification process (days to weeks) - 🐛 Mobile money top-up failures and unavailability - ❌ Card loading/recharging issues - 😤 Unresponsive customer support - 💔 Refund delays and non-refunds - 🔴 Transaction declines with money still deducted - ⚠️ Pending transactions that never complete - 🔧 Frequent app bugs and glitches - 🚫 Withdrawal restrictions and limitations - 📵 Apple Pay integration issues **Commonly reported bugs** - Mobile money deposits fail or take excessive time - Card recharge unavailable for extended periods - Verification status disappears after submission - App crashes and displays blank screens - Funds pending indefinitely without resolution - Card maintenance issues lasting months - Transaction declined but money deducted - App update button non-functional - Slow app performance and loading times - Referral rewards not credited to account **Most requested features** - Peer-to-peer transfer functionality - Ability to withdraw funds back to mobile money - Support for additional African countries beyond Cameroon - Manual card number change option - Faster verification process - Referral program fixes - Better transaction status notifications - Improved mobile money integration ## Newest reviews (14 of 90) ### 4/5 — Best app for virtual card *2026-07-24, version 3.1.20* Pretty good app for virtual cards ,top notch and fast assistance,swift confirmation and subscription services,only problem is the charges are too high,work on that. ### 4/5 — Update *2026-07-18, version 3.1.20* Could you guys please try and update the momo transaction so name of recipient can be shown as registered on their version networks and also try add PayPal top up and crypto wallet top up as for the transfer speed you guys are the fast from all the other apps I have used ### 4/5 — Great app *2026-04-18, version 3.1.17* Great app and good customer service. Highly recommended for anyone ### 3/5 — Useful app. *2026-01-29, version 3.1.11* Referrals don’t work. I referred a user who created an account subsequently. I Got no reward! Still show 0 on my referral tab. Also payments on apple platform refuse to work for some reason. I tried buying some storage but my card kept getting rejected. ### 4/5 — Ça bug mais cava *2025-12-10, version 3.1.9* Ça bug souvent recharge indisponible parfois même 2 jours et le weekend c’est mort ### 4/5 — Good *2025-12-10, version 3.1.9* A good app so far ### 5/5 — Paysika *2025-11-21, version 3.1.6* Good ### 5/5 — Best Virtual Card Service in Cameroon *2025-11-15, version 3.1.6* Best virtual card service so far in cameroon, though got some high partner fees, it's great. And the customer service are Top Notch🙂❤️ Long Live Paysika ### 5/5 — Excellente assistance technique *2025-09-24, version 3.1.4* L’application fonctionne bien et l’assistance est toujours disponible en cas de soucis. Je suis vraiment satisfaite des réponses apportées à mes demandes. ### 5/5 — MRXx *2025-08-27, version 3.1.3* Merci Maurine pour la recommandation très bonne expérience ### 5/5 — K.A *2025-08-22, version 3.1.2* Merci Paysika super App ### 5/5 — Très bonne application que je recommande *2025-08-18, version 3.1.2* Très bonne application que je recommande ### 5/5 — Good *2025-08-14, version 3.1.2* J’aime beaucoup cette application ### 4/5 — Mon avis *2025-08-13, version 3.1.2* J’ai été assisté par Brayan et c’était impeccable ## Most critical reviews (10 lowest-rated) ### 1/5 — I need my refund *2026-07-06, version 3.1.19* How can I make a payment with your card and it’s failed weeks later I’m trying to withdraw my funds it keeps saying and my balance is cleared? Are you guys serious? ### 1/5 — Null *2026-02-28, version 3.1.12* Vos tarifs sont exorbitants en plus de nous faire payer des frais à chaque transaction, et vos histoires de bloquer et supprimer les cartes chaque semaine a un moment ca fatigue Adieu je vais chez orange ### 1/5 — Scam *2026-01-14, version 3.1.9* This app is a big scam ### 1/5 — Deposit unavailable *2025-12-08, version 3.1.8* Constant errors with mobile money deposits. Frequent card blocks. I’ve lost all trust in this service and would caution anyone against relying on them for secure, consistent payments. ### 1/5 — Perte inutile d’argent *2025-11-13, version 3.1.6* Pour un abonnement Spotify de 3600 je me retrouve entrain de payer quasiment 5900 Vous trouviez peut être cela normal ? ### 1/5 — une appli inutile *2025-10-25, version 3.1.6* vraiment cette application ne sert à rien sauf à bouffer et voler de l'argent ... vraiment soyez sérieux.... ### 1/5 — Very poor do not use them *2025-07-05, version 3.0.45* They keep deducting money from my account for their own system services that has nothing to do with me they are all scammers I don’t recommend Paysika card to anyone it’s a very bad app ### 1/5 — Paysika are thieves! *2025-02-18, version 3.0.36* This is the highest digital scamming I have ever seen. I advice no one to download this app and even use it for transaction. How can my transactions be declined but the thief still deduct my money without no explanation? ### 1/5 — Don’t use this app *2024-12-10, version 3.0.28* These guys are not serious at all. For more than a month now these guys are supposed to refund my money to me after they have confirmed that they will refund it they never did. I have written several times and nothing. Suddenly they used an excuse to say my card was deleted and that is why it is delaying after waiting for more than 1 month. I suddenly understood that they won’t refund me again and I uninstalled the app on my phone. Please if your money is missing on this app then forget it!!!! They will not refund you!!!! I thought I could use this app, once more they are all the same people. I just thank God that they amount they have it’s not much. ### 1/5 — Je suis vraiment déçu de Paysika *2024-11-24, version 3.0.26* Vraiment je n’arrive pas à transféré les fond de mon compte Paysika vers ma carte en XAF vraiment le service n’est plus de qualités comment à ces début ## Most praised reviews (10 highest-rated) ### 5/5 — Note *2026-08-18, version 3.1.22* Très efficace et performant ### 5/5 — Awesome *2026-07-23, version 3.1.20* Best virtual card i have used ever. Quick customer support ### 5/5 — Paysika popx *2026-06-25, version 3.1.18* Fr ### 5/5 — Bravo *2026-03-25, version 3.1.14* Easiest and fastest deposit service I have used so far, my 1st transactions was swift… Thank you and keep up the good work. Butttttt, the exchange rate became high as compared to what I saw… ### 5/5 — Très bonne application *2026-01-07, version 3.1.9* Application très pratique et facile à utiliser. La création de la carte est rapide, les paiements passent sans problème et l’interface est claire. Je recommande 👍 ### 5/5 — Ma banque *2025-12-18, version 3.1.9* Trop de problèmes de recharge et transfert mobile mince c’est quoi ça ### 5/5 — My honest review on the Paysika *2025-12-11, version 3.1.9* Good app . I like the fact the card can subscribe to Netflix unlike other cards I have had issues with before . But one thing you got to solve is the mobile money top up issues . Can’t top up some times when I need money in the card urgently. Apart from that the card is very good ### 5/5 — Good *2025-12-11, version 3.1.9* Good ### 5/5 — Good *2025-12-11, version 3.1.9* Great ### 5/5 — Caleb *2025-12-11, version 3.1.9* Sweet App --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*