# Paytend

> Fintech institution for banking, card issuance, and acquiring services. (iPhone/iPad app by PAYTEND EUROPE UAB.)

- Source: https://appshunter.io/ios/app/paytend/id1470069383 (this page in markdown: same URL + `.md`)
- Developer: [PAYTEND EUROPE UAB](https://appshunter.io/developer/1470069382)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 13.0 · 124 MB
- Languages: Dutch, English, French, German, Italian, Lithuanian, Chinese, Spanish
- Released: 2019-07-08
- Data updated: 2026-06-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/paytend/id1470069383/reviews.md

## What is Paytend?

Manage your money and business, everything is in hand.

Payend is an innovative fintech institution that offers banking accounts, card issuance, and acquiring services.

As a company holding an EU EMI license (EMI LB000480), Paytend strictly adheres to the General Data Protection Regulation (GDPR) and the Payment Services Directive 2 (PSD2) of the European Union to ensure the privacy and security of user data.

Get your SEPA account
Apply online for your own SEPA account by using the Paytend App, your name, your own IBAN

Transfer your Money globally
The fastest single euro payment area payment within 1 minute by SEPA Instant
SWIFT receipt and payment support your cross-border wire transfer in 37 currencies from 57 countries
Global Money Transfer to China UnionPay Card without limit

Exchange currencies at the real-time rate
Mutual exchange of 37 currencies, real-time exchange rates, no exchange difference, and free of commission fee

Get your Bank Card with clicks
Visa Card, Master Card, online real-time card issuance, support global consumption and ATM withdrawal, make payments online and in-store.

Business executive solution
Cross-border e-commerce settlement, fast, efficient, and ultra-low commission fee.

Paytend business account boasts a powerful system for gathering and transferring funds worldwide, capable of handling batch payments.

## Key features

- SEPA account opening
- Global money transfers
- Currency exchange
- Virtual and physical card issuance
- Business payment solutions
- Cross-border e-commerce settlement

## Recent user reviews (10 of 13)

All indexed reviews: https://appshunter.io/ios/app/paytend/id1470069383/reviews.md

### 1/5 — 为什么不可以直接用身份证认证

*2023-10-07*

我没有护照只有身份证不可以吗？

### 1/5 — 软件app

*2023-07-21*

app很差，发生闪退，无法打开。

### 1/5 — 闪退啊

*2023-07-05*

闪退麻烦解决一下

### 1/5 — Mr Andras Juhasz

*2023-07-03, version 2.24*

They can not unblock my account and in my money 2 weeks ago. 
Avoid this chinese litvanian bank.

### 1/5 — 闪退

*2023-06-28*

垃圾，根本打不开

### 5/5 — 邀请码填写169834

*2023-05-24*

邀请码请填写169834

### 5/5 — Cool

*2023-05-23, version 2.23*

This program is easy to use.

### 1/5 — 垃圾，注销不了，慎用，自己的信息都不知道卖哪了

*2023-04-14*

垃圾，注销不了，慎用，自己的信息都不知道卖哪了

### 5/5 — 输入邀请码163562可得5欧元

*2023-04-13*

邀请码163562

### 5/5 — 使用邀请码156562，我们都得5欧

*2023-03-02*

Use invitation Code 156562, both of us get 5EURO

## Frequently asked questions about Paytend

### Is Paytend secure for managing my money?

Yes, Paytend is an EU EMI licensed institution that strictly adheres to GDPR and PSD2 regulations, ensuring the privacy and security of user data. They employ robust security measures to protect your financial information.

### What types of accounts can I open with Paytend?

You can apply online for your own SEPA account with a unique IBAN through the Paytend App. This allows for efficient euro payments within the Single Euro Payments Area.

### How can I transfer money internationally with Paytend?

Paytend supports SEPA Instant payments within 1 minute for fast transfers in the Single Euro Payments Area. They also offer SWIFT receipt and payment support for cross-border wire transfers in 37 currencies from 57 countries, including direct transfers to China UnionPay cards without limits.

### Does Paytend offer currency exchange services?

Yes, Paytend allows mutual exchange of 37 currencies at real-time rates. The service is free of commission fees and exchange differences.

### Can I get a bank card through Paytend?

Yes, you can get Visa and Mastercard with online real-time card issuance. These cards support global consumption, ATM withdrawals, and online/in-store payments.

### What business solutions does Paytend provide?

Paytend offers a business account with a powerful system for gathering and transferring funds worldwide, capable of handling batch payments. They also provide cross-border e-commerce settlement with fast, efficient, and ultra-low commission fees.

### Is Paytend available on Android devices?

Based on the provided data, Paytend is currently supported on iPhone and iPod. Information regarding Android compatibility is not specified.

### How often is Paytend updated?

The latest version of Paytend is 2.69, and it was last updated on March 7, 2026. This indicates a recent update, suggesting ongoing development and maintenance.

## Version history (last 5 releases)

### 2.70 — 2026-04-21

Optimize service and support functions

### 2.69 — 2026-03-07

Optimize service and support functions

### 2.68 — 2026-03-06

Optimize service and support functions

### 2.67 — 2025-12-24

Fix known issues

### 2.66 — 2025-12-24

Fix known issues

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## More apps by PAYTEND EUROPE UAB

- [Paytend Pay](https://appshunter.io/ios/app/paytend-pay/id1523025793)

All apps by PAYTEND EUROPE UAB: https://appshunter.io/developer/1470069382

## Related topics

[bankera](https://appshunter.io/ios/topics/bankera) · [pyypl](https://appshunter.io/ios/topics/pyypl)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*