# Paytm for Business — Accept & Manage Payments

> Business app to accept, manage, and track digital payments from customers. (iPhone/iPad app by Paytm Mobile Solutions.)

- Source: https://appshunter.io/ios/app/paytm-for-business/id1351301966 (this page in markdown: same URL + `.md`)
- Developer: [Paytm Mobile Solutions](https://appshunter.io/developer/473941637)
- Category: Finance, Business
- Price: Free
- Rating: 3.90/5 from 28,413 App Store ratings · 88 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 122 MB
- Languages: American English
- Released: 2018-03-30
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/paytm-for-business/id1351301966/reviews.md

## What is Paytm for Business?

More than 10 Million businesses trust Paytm for their payments
Accept Payments Everywhere
Paytm for Business app is the fastest & easiest way to collect payments from customers. If you are a merchant, run a small business, a startup, a freelancer, a shop or a delivery service; then accept payments for your business from millions of Paytm customers.
All Payment Methods Accepted
Accept payments using any UPI app, Debit/Credit Card, Net-banking & Paytm Wallet. merchants can also accept payments from mobile number, QR code or card machine
Request Money through Payment Link
Create payment links on Paytm for Business app & collect payments over chat or email with Payment Links.
Accept Payments with All-In-One QR Code
Get Paytm All-In-One QR Code & start accepting payments for your store. Receive payments from all UPI Apps, Rupay Cards & Paytm Wallet
Print or order a QR code & display it next to the cash counter or a prominent place in the shop to show the code and collect payments.
Track Payments Real-time
Get notified via SMS & push notification every time you receive payments. Check all merchant payments and transactions, initiate refunds, see bank transfers, get useful insights & watch your business grow all within one app!
Instant Bank Settlements
Select the frequency of the settlements or manually settle the amount yourself & get money in your preferred bank account!
Door to Door Shipping: We have tie-ups with major courier partners & assure on-time delivery across the country.
Business Loans
Avail unsecured loans upto Rs 10,00,000 with tenure of 3 to 36 month. Simple and digital loan journey, apply at your convenience without any paperwork. There are no prepayment charges and you can use multiple repayment modes.  Loans can be availed by new credit customers at an attractive APR. E.g. loan amount of Rs 10,000 @18% rate of interest for 3 months and 2%PF, total interest payable will be Rs 301, and PF of Rs 200 + GST will be applicable.
Our partners are (NBFC):
- Clix Capital Services Private Limited - https://www.clix.capital/our-partners/
- SMFG India Credit Company Limited (Formerly known as Fullerton India Credit Company Limited) - https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details
- Piramal Capital and Housing Finance Limited - https://www.piramalfinance.com/about-us/lending-partners
- Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx
Personal Loans
Important: Paytm for Business is a facilitator between you and the lending partner.
Get Loan amount starting from 10K to 2.5 lac
Repay loan within 3-60 months
Annual percentage rate (APR) (per annum monthly reducing): 10.5-35%
Loan Processing fee: 0- 6%
Please Note: Personal Loans are only available to Indian citizens within the territory of India
Lending partners (NBFC):
- Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx
- Clix Capital Services Private Limited - https://www.clix.capital/our-partners/
- Hero Fincorp Limited - https://www.herofincorp.com/partners
Example:
Loan amount: 100000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186
Website - https://business.paytm.com

## Key features

- Accept payments via UPI, cards, wallets
- Generate All-In-One QR Code
- Create payment links
- Real-time payment tracking
- Instant bank settlements
- Digital customer ledger (Khata)
- GST invoice generation

## What do users think of Paytm for Business?

Overall sentiment: negative

**Pros**

- 👍 Easy to use interface
- 💰 Helpful for business transactions
- 🔒 Safe and secure platform
- 📱 Good for payment settlements

**Cons**

- 😞 Extremely poor customer support
- 💸 Unauthorized recurring charges for soundbox rental
- 🚫 Difficult to deactivate business accounts
- ⏱️ Long wait times for customer service
- 🐛 App crashes and freezes frequently
- 🌍 App doesn't work from certain locations (USA)
- 📵 No sound notification feature for iPhone
- 💳 Hidden charges and misleading fee structure
- 🔗 Unresponsive support agents
- ❌ Unresolved payment disputes and blocked funds

**Commonly reported bugs**

- App crashes automatically within 10 seconds
- Mobile number field won't populate
- Lag and horrible interface performance
- iPad view displays incorrectly
- App doesn't load from USA
- Payment received notifications not working
- Soundbox malfunction after 2 months

**Most requested features**

- Sound notification feature for iPhone users
- Easy soundbox deactivation option
- Clear and accessible customer support helpline
- Ability to cancel orders and process refunds
- Separate settlement for individual transactions
- Better iPad interface and compatibility
- Transparent fee structure without hidden charges

## Recent user reviews (10 of 88)

All indexed reviews: https://appshunter.io/ios/app/paytm-for-business/id1351301966/reviews.md

### 1/5 — New

*2026-08-07*

Dear Paytm Money Support Team,  I am writing to express my deep dissatisfaction regarding the unresolved issue with my Paytm Money account.  For the past 18 days, I have been unable to add or delete my bank account. I have raised this concern repeatedly through emails and support tickets on an almost daily basis, but the issue remains unresolved.  Every time I contact your support team, I receive the same response stating that the issue will be resolved within 2 daysand that I need to wait until the Paytm Payments Bank account is removed, after which I will be able to add another bank account as my primary account. However, despite waiting patiently and following all the instructions provided, nothing has changed.  This continuous delay and repetitive responses without any actual resolution are completely unacceptable. My investments and account operations are being affected due to this issue, and it has caused significant inconvenience.  I request you to:  Resolve this issue immediately. Enable me to add or delete my bank account without any further delay. Provide a clear explanation for why this issue has remained unresolved for 18 days despite multiple follow-ups. Share a definite timeline for resolution instead of providing generic "2-day" responses. If this matter is not resolved immediately, I will have no option but to escalate the issue to the appropriate regulatory authorities, including SEBI and the online grievance platforms, as I have sufficient records of all my follow-up emails and support requests.  I expect a prompt resolution and a meaningful response instead of another standard template reply.  Regards,

**Developer response:** Hi Pulki! We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at http://cst.p-y.tm/62500BCDBBI. It will make the follow-up easy and help us to track the order and transaction details effectively. We hope you’ll reconsider your rating once we’ll get back with a resolution. Thanks!

### 3/5 — Please go back to the old businesses settlement interface

*2025-10-28*

Dear Paytm Business Team,

I would like to share some feedback regarding the recent changes made to the business settlement interface. The earlier version was extremely clear and easy to understand — it specifically mentioned the payment date (e.g., “Full day – 24th September”) along with the settlement date (e.g., “Settled on 25th September”).

This clear bifurcation made it simple to track daily transactions and settlements without any confusion. In the current interface, however, it’s difficult to identify which payments correspond to which day, since the settlement date and transaction date are not as distinctly separated. It now requires additional effort and manual calculation to figure out which payments were settled for which day’s transactions, making the process less user-friendly.

I sincerely request you to consider bringing back the previous interface layout or at least include clear day-wise labels like before. The old format was much more intuitive and helped business users like us to manage and reconcile transactions effortlessly.

Thank you for your time and for continuously improving the Paytm Business experience. I hope this suggestion will be taken into consideration for upcoming updates.

### 1/5 — Worst service

*2025-09-15*

Worst app , there is no customer care number from which you can connect only one AI based chat process where you cant receive any solution.

Paytm has the most unprofessional ways to interact with customers. The very primitive chat bot in the app provide only limited options to capture customer issue/feedback.
And surprisingly, the issue raised appears solved immediately in the app, while no action has been taken by Paytm. And also, their agents call to follow up on due payment using different mobile phone numbers and that too in a total illiterate manner and not synchronised with each other. After listening to the issue, verbal assurance is given by some of them, however no ticket no email. But nothing actually is done by them. If Paytm wants to retain customers, they should really work on priority to setup a professional customer care like any bank or other institutions, and give proper attention to customer's concerns and resolve them. I am a frustrated customer who has now stopped using Paytm for any further transactions - competitors in the market provide much better service.

### 1/5 — No customer support at all

*2025-04-13*

Worst upi platform especially for business. Never ever install a sound box of paytm they offer no customer support and keeps on charging you.

### 1/5 — Worst app of all fraud paytm

*2025-03-24*

I recently opened my paytm business account and I was told there will be no charges for anything by the agent but after all the formalities he said soundbox fee has to be paid and I paid it after that I was told by that fraud person that if we don’t do any transactions then paytm will charge money later I noticed that there is charge on transaction done by customer via rupay credit card after considering all this I requested to close my account but another agent arrived and only took the soundbox for which I paid rupees and now I am requesting them for more than 10 days to deactivate my account fully but they are not responding at all even the fraud guy who opened my account says on phone I will come today I will come tomorrow but he never arrives this app is a scam and I request everyone to avoid such services as they are totally fraud they are not deactivating my account and today that guy again said the same thing that I will come and I know no one will come I just want my account deactivated of paytm business please suggest me should I report to cyber crime for the issue

### 1/5 — Sound notification

*2025-03-14*

Bring version for iphone software no sound for payment received please help us

### 1/5 — No executive visit to solve the problem

*2025-01-26*

Better to do not use of this platform service. Pathetic services given by paytm they even dont have executives to solve the problem only they sell soundbox and card machine to the business owners. Was got stuck on change settlement bank account but not able to do due to option not available and they asking my bank transection history, cheque etc; which i can’t disclose my transection history they not ready to change with just cheque i dont understand why paytm want to cheque my bank transection history. And even they dont change with proprietor bank cheque. What they want to do with this platform is they want to steal the sata for sell or what. Pathetic Upi app ever seen for business. Recommended to do not Go with this platform for your business transections. Called many times and got same answers and not get any help. Weak customer support.

### 1/5 — Fraudulent Charges and Worst Service!

*2025-01-17*

I was shocked to see that Paytm charged me ₹3,000-₹4,000 for a sound box that I haven’t used in 2-3 years. I closed my store years ago and moved to the USA, only to discover this when I checked my account.

Despite reporting the issue multiple times, no resolution was provided. One support agent promised to pick up the sound box but then stopped answering my calls. Paytm’s support is unreliable, and the app is fraudulent.

This app will make you lose your hard-earned money. I strongly urge everyone NOT to use Paytm. I am determined to take legal action against this. Avoid this app at all costs!

Let me know if you’d like any changes.

### 5/5 — Don’t brought paytm sound box

*2024-12-11*

I have recently install the paytm sound box and the dealing hand of paytm told me that you have to pay a sum of Rs 800/- for sound box and there will be a deduction of Rs 1/-per month as charges which equals to Rs
12 - PA and asked him that whether this charges will be fix or will change but the dealing hand/ sound box installer told me that the charges will be fix and there will be no changes in future. Its about 1-1.5 month before when it got installed. Now the charges have increased to Rs 79/- per month which equal to Rs 948/- PA. Whenever we call their customer care services they always tell that the new offers will come in future but Rs 79/-per month is fix until new offer arrived. It is a big fraud done by paytm to their customer.
And sooner paytm have to face the litigation against them.. Don't buy paytm sound box...
Do not trust Paytm

### 1/5 — PAYTM IS PATHETIC AND THEIR SUPPORT FOR BUSINESS OWNERS IS REALLY BAD.

*2024-10-13*

Paytm Business Support is SO BAD. i am trying calling from last 2-3 days continuously but it’s coming BUSY ONLY, i wonder if they even have any actual support, it looks so fake. i have been charged for soundbox for no reason when it was offered for ₹1 monthly rental. I AM NOT EVEN USING AND DID NOT WANT THAT SOUNDBOX in the first place, but because of ₹1 monthly rental offer, i opted for it and now they have charged me ₹125 monthly for 5-6 months automatically from my payments. I DO NOT EVEN USE PAYTM ANYMORE FOR MY BUSINESS PAYMENTS BECAUSE I DO NOT TRUST PAYTM AT ALL BUT after 5-6 months of not using it at all, i thought of giving it a try and a second chance and received two payments from customers. BUT THEY HAVE CHARGED ME FOR NO REASON. Now when i want to complaint, there is no support. There is No mail iD to where i can write about my issues. WHY WOULD I USE PAYTM IF THIS IS HAPPENING. DO NOT USE IT AT ALL. Please use other UPI apps, it works smoothly, convenient and they have an actual quick support and resolution.

## Frequently asked questions about Paytm for Business

### What does the Paytm for Business app do?

The Paytm for Business app is designed for merchants and businesses to easily accept and manage digital payments from their customers. It supports various payment methods, allows for QR code payments, and provides tools for tracking transactions and managing customer accounts.

### What payment methods can I accept with this app?

You can accept payments from all UPI apps, Rupay Cards, and the Paytm Wallet. This comprehensive support ensures that most of your customers can pay you using their preferred digital method.

### Is the Paytm for Business app free to use?

The app itself is free to download and use for accepting payments. While the core functionality is free, there might be associated transaction fees or costs for specific premium features or services offered through the platform.

### How do I track payments and settlements?

The app provides real-time notifications via SMS and push notifications for every payment received. You can view all received payments, initiate refunds, check bank transfers, and manage settlement frequencies directly within the app.

### Can I use this app for my retail store?

Yes, the app is ideal for retail stores. You can get a Paytm All-In-One QR Code to display in your store, allowing customers to scan and pay easily. You can also send your merchant QR code digitally via chat or email.

## Version history (last 5 releases)

### 9.44.0 — 2026-08-28

Minor Bug Fixes and Performance Improvements.

### 9.43.0 — 2026-08-13

Minor Bug Fixes and Performance Improvements.

### 9.42.7 — 2026-08-07

Minor Bug Fixes and Performance Improvements.

### 9.42.6 — 2026-08-04

Minor Bug Fixes and Performance Improvements.

### 9.42.5 — 2026-08-01

Minor Bug Fixes and Performance Improvements.

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## More apps by Paytm Mobile Solutions

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- [Paytm Checkin Flight Train Bus](https://appshunter.io/ios/app/paytm-checkin-flight-train-bus/id6670743429)

All apps by Paytm Mobile Solutions: https://appshunter.io/developer/473941637

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
