# Paytm Money: Stocks, MF, IPO — Invest in Mutual Fund & Stocks

> All-in-one wealth-tech platform for investing in stocks, mutual funds, IPOs, and more. (iPhone/iPad app by Paytm Mobile Solutions.)

- Source: https://appshunter.io/ios/app/paytm-money-stocks-mf-ipo/id1344431352 (this page in markdown: same URL + `.md`)
- Developer: [Paytm Mobile Solutions](https://appshunter.io/developer/473941637)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 579 App Store ratings · 180 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 286 MB
- Languages: American English
- Released: 2018-09-05
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/paytm-money-stocks-mf-ipo/id1344431352/reviews.md

## What is Paytm Money?

Paytm Money is your all-in-one wealth-tech platform, offering a diverse range of investment products, including IPOs, equities, futures & options (F&O), bonds, mutual funds, and more. Our user-friendly interface ensures a seamless onboarding experience, allowing you to start your investment journey with ease. As a robust wealth tech platform, we provide:
 • Seamless Onboarding: Experience a hassle-free onboarding process, enabling you to start your investment journey with ease and confidence.
 • IPO Investing: Seize early investment opportunities with our seamless IPO application process, including the convenience to pre-apply in upcoming IPOs.
 • Equity and Stocks: Invest directly in your preferred companies with real-time data, advanced charts, and personalized watchlists, empowering you to make informed decisions.
 • Futures & Options (F&O): Engage in Futures & Options trading with advanced analytics and an intuitive interface, now including BSE F&O, broadening your trading horizons.
 • Mutual Funds and SIPs: Invest in mutual funds and initiate Systematic Investment Plans (SIPs) with ease, benefiting from expert fund management and diversification.
 • Stock SIP: Build wealth systematically with the Stock SIP feature! Invest in your favorite stocks regularly and watch your portfolio grow effortlessly over time.
 • UPI Autopay: Automate your investments effortlessly with UPI Autopay. Set up once, and enjoy seamless SIP payments without any manual intervention!
 • Bonds and Fixed Income Products: Explore a variety of bonds to secure stable returns and diversify your investment portfolio.
 • Margin Trading Facility (MTF): Take advantage of MTFs to increase your purchasing power and take up to 4x positions in the market at a nominal cost.
 • Margin Pledge: Enhance your return on investment by pledging your existing securities to secure margins for trading, optimizing your portfolio's potential.
 
Our platform is designed to provide a seamless and efficient investment experience, supported by advanced technology and a commitment to transparency. Join millions of satisfied investors and take advantage of our comprehensive suite of investment products to achieve your financial aspirations.

Start your investment journey with Paytm Money today and unlock the potential of smart investing.

Image Source: Paytm Money App

Disclaimer: 
Investments in the securities market are subject to market risks, read all the related documents carefully before investing. This content is purely for information purpose only and in no way to be considered as an advice or recommendation. Brokerage will not exceed SEBI prescribed limit. Paytm Money Ltd SEBI Reg No. Broking – INZ000240532, Depository Participant - IN - DP - 416 - 2019, Depository Participant Number: CDSL – 12088800, NSE (90165), BSE (6707), Regd Office: 136, 1st Floor, Devika Tower, Nehru Place, Delhi – 110019. For complete Terms & Conditions and Disclaimers visit: https://www.paytmmoney.com/stocks/policies/terms.

## Key features

- Seamless onboarding for new investors
- IPO application and pre-application
- Direct equity and stock investing
- Futures & Options (F&O) trading
- Mutual funds and SIP investments
- Stock SIP for systematic growth
- UPI Autopay for automated investments

## What do users think of Paytm Money?

Overall sentiment: negative

**Pros**

- 🚀 Smooth and easy to use
- 💡 Variety of investment options
- 👍 User-friendly interface
- 🚀 Efficient mutual fund investments
- 🚀 Seamless stock trading experience
- 👍 Detailed fund information

**Cons**

- 🐛 Frequent app crashes
- 🔒 Poor customer support and lack of communication
- 🐛 Unreliable transaction processing
- 🐛 Incorrect portfolio valuations
- 🐛 Delayed fund unit allotments
- 🐛 Inability to update bank details
- 🐛 Buggy app updates

**Commonly reported bugs**

- Login issues and frequent log-outs
- Inability to sort/filter stocks
- Missing bond details after app updates
- Disappearing stock portfolio
- Incorrect NAV locking during transactions

**Most requested features**

- Add iPad app support
- Implement advanced portfolio tracking features
- Introduce SIP labeling and categorization
- Provide more detailed transaction history
- Add option to delete old bank/demat accounts

## Recent user reviews (10 of 180)

All indexed reviews: https://appshunter.io/ios/app/paytm-money-stocks-mf-ipo/id1344431352/reviews.md

### 1/5 — Fake

*2026-08-07*

Dear Paytm Money Support Team,  I am writing to express my deep dissatisfaction regarding the unresolved issue with my Paytm Money account.  For the past 18 days, I have been unable to add or delete my bank account. I have raised this concern repeatedly through emails and support tickets on an almost daily basis, but the issue remains unresolved.  Every time I contact your support team, I receive the same response stating that the issue will be resolved within 2 daysand that I need to wait until the Paytm Payments Bank account is removed, after which I will be able to add another bank account as my primary account. However, despite waiting patiently and following all the instructions provided, nothing has changed.  This continuous delay and repetitive responses without any actual resolution are completely unacceptable. My investments and account operations are being affected due to this issue, and it has caused significant inconvenience.  I request you to:  Resolve this issue immediately. Enable me to add or delete my bank account without any further delay. Provide a clear explanation for why this issue has remained unresolved for 18 days despite multiple follow-ups. Share a definite timeline for resolution instead of providing generic "2-day" responses. If this matter is not resolved immediately, I will have no option but to escalate the issue to the appropriate regulatory authorities, including SEBI and the online grievance platforms, as I have sufficient records of all my follow-up emails and support requests.  I expect a prompt resolution and a meaningful response instead of another standard template reply.  Regards,

### 1/5 — Too many ads/suggestions

*2026-03-14*

This used to be go to app for all things investments but lately they have started showing suggestions/ads everywhere mutual funds, stocks, bonds etc. 

This has totally been a nightmare experience. 

Atleast give users to disable suggestions and ads🙏🙏🙏

**Developer response:** Hi, Thank you for taking your time to leave this excellent review for us :)

### 1/5 — Help.!!!! Urgent!!!!

*2026-02-15*

I am in Canada Earlier I was able to use this application i have invested money through this application and now its not completing my KYC. What should I do

### 1/5 — Worst service ever

*2026-02-09*

They never respond to help ticket. They just closed the ticket saying query unclear. Sometimes dont allow to sell, no sell button on app. They dont provide reason as well.

### 4/5 — Paytm Money stocks

*2025-12-08, version 2.246*

Best app stocks market investing app

### 2/5 — NRI CAN OPEN ACCOUNT

*2025-12-04, version 2.245*

Hey I have question why you guys not allow NRI use your app

### 5/5 — Great app without hassle usage

*2025-12-01*

I have been using this app since 3 years and have seen its journey throughout. Great effort to bring everything in one platform. One suggestion I have bring AI based investment and make easy to transfer financial assets from other platform to this platform.

### 1/5 — Log in Issue

*2025-11-24, version 2.245*

After last update everday its asking to log in via otp. Before it was not required. Its getting frustrating

### 1/5 — Help option is a joke

*2025-11-14*

I tried so many times to get help but nothing works. They want people to invest money via their app but app lacks important information like how to reset location permissions if you are able to verify via selfie due to location restrictions

### 5/5 — Exponential Rise!!

*2025-10-17, version 2.241*

In recent months app is making amazing progress. Almost every day a new feature is being added love it!!

## Frequently asked questions about Paytm Money

### What kind of investments can I make on this app?

You can invest in a diverse range of products including IPOs, equities, futures & options (F&O), bonds, and mutual funds. The platform also supports Systematic Investment Plans (SIPs) for both mutual funds and stocks, allowing for systematic wealth building.

### How easy is it to get started with investing?

The app is designed for a seamless onboarding experience, making it easy for new investors to start their investment journey with confidence. Features like UPI Autopay further simplify the process by automating investment payments.

### Does the app offer advanced trading features?

Yes, the platform supports Futures & Options (F&O) trading with advanced analytics and an intuitive interface, including BSE F&O. It also offers a Margin Trading Facility (MTF) and Margin Pledge to enhance purchasing power and optimize portfolio potential.

### Is this app free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees or in-app purchases for core functionalities, and it does not appear to be ad-supported.

### What are the benefits of using Stock SIP and UPI Autopay?

Stock SIP allows you to systematically invest in your favorite stocks over time, helping your portfolio grow effortlessly. UPI Autopay automates your SIP payments, ensuring seamless transactions without any manual intervention once set up.

## Version history (last 5 releases)

### 2.274 — 2026-08-23

We've updated the app with important changes to keep you informed and in control as SEBI introduces the Closing Auction Session from August 3, 2026.

Quick Recap of What's New:

Closing Auction Session (CAS) - Real-Time Awareness
 • Stay informed through every phase of the new closing auction for F&O stocks:
 • Live Auction Banner - A real-time strip appears on key screens between 3:15 PM and 3:40 PM, showing the current phase of the closing auction
 • Tap for Context - Tap the banner at any time to understand what's happening, what orders are accepted, and what to expect next
 • Always in the Know - Your orders, holdings, and portfolio screens stay updated throughout the auction window

Updated Intraday Square-Off Timing
 • We've aligned auto square-off timing with the new market schedule - Equity MIS positions now auto square-off at 3:05 PM, ensuring your intraday positions close before the auction begins
 • Consistent Experience - The updated countdown timer on your Positions screen reflects the new timing automatically

These updates are part of our commitment to keeping your trading experience seamless through every market change. And don't forget to explore our other powerful features like Trade from Charts, Paytm Money Stories, Expert Opinion Widget, F&O Screeners, MTF, Dynamic Watchlists, and the App Redesign - all designed with active traders in mind.

With love,
Paytm Money iOS Team

### 2.273 — 2026-08-11

We've updated the app with important changes to keep you informed and in control as SEBI introduces the Closing Auction Session from August 3, 2026.

Quick Recap of What's New:

Closing Auction Session (CAS) - Real-Time Awareness
 • Stay informed through every phase of the new closing auction for F&O stocks:
 • Live Auction Banner - A real-time strip appears on key screens between 3:15 PM and 3:40 PM, showing the current phase of the closing auction
 • Tap for Context - Tap the banner at any time to understand what's happening, what orders are accepted, and what to expect next
 • Always in the Know - Your orders, holdings, and portfolio screens stay updated throughout the auction window

Updated Intraday Square-Off Timing
 • We've aligned auto square-off timing with the new market schedule - Equity MIS positions now auto square-off at 3:05 PM, ensuring your intraday positions close before the auction begins
 • Consistent Experience - The updated countdown timer on your Positions screen reflects the new timing automatically

These updates are part of our commitment to keeping your trading experience seamless through every market change. And don't forget to explore our other powerful features like Trade from Charts, Paytm Money Stories, Expert Opinion Widget, F&O Screeners, MTF, Dynamic Watchlists, and the App Redesign - all designed with active traders in mind.

With love,
Paytm Money iOS Team

### 2.272 — 2026-08-10

We've updated the app with important changes to keep you informed and in control as SEBI introduces the Closing Auction Session from August 3, 2026.

Quick Recap of What's New:

Closing Auction Session (CAS) - Real-Time Awareness
 • Stay informed through every phase of the new closing auction for F&O stocks:
 • Live Auction Banner - A real-time strip appears on key screens between 3:15 PM and 3:40 PM, showing the current phase of the closing auction
 • Tap for Context - Tap the banner at any time to understand what's happening, what orders are accepted, and what to expect next
 • Always in the Know - Your orders, holdings, and portfolio screens stay updated throughout the auction window

Updated Intraday Square-Off Timing
 • We've aligned auto square-off timing with the new market schedule - Equity MIS positions now auto square-off at 3:05 PM, ensuring your intraday positions close before the auction begins
 • Consistent Experience - The updated countdown timer on your Positions screen reflects the new timing automatically

These updates are part of our commitment to keeping your trading experience seamless through every market change. And don't forget to explore our other powerful features like Trade from Charts, Paytm Money Stories, Expert Opinion Widget, F&O Screeners, MTF, Dynamic Watchlists, and the App Redesign - all designed with active traders in mind.

With love,
Paytm Money iOS Team

### 2.271 — 2026-08-02

We've updated the app with important changes to keep you informed and in control as SEBI introduces the Closing Auction Session from August 3, 2026.

Quick Recap of What's New:

Closing Auction Session (CAS) - Real-Time Awareness
 • Stay informed through every phase of the new closing auction for F&O stocks:
 • Live Auction Banner - A real-time strip appears on key screens between 3:15 PM and 3:40 PM, showing the current phase of the closing auction
 • Tap for Context - Tap the banner at any time to understand what's happening, what orders are accepted, and what to expect next
 • Always in the Know - Your orders, holdings, and portfolio screens stay updated throughout the auction window

Updated Intraday Square-Off Timing
 • We've aligned auto square-off timing with the new market schedule - Equity MIS positions now auto square-off at 3:05 PM, ensuring your intraday positions close before the auction begins
 • Consistent Experience - The updated countdown timer on your Positions screen reflects the new timing automatically

These updates are part of our commitment to keeping your trading experience seamless through every market change. And don't forget to explore our other powerful features like Trade from Charts, Paytm Money Stories, Expert Opinion Widget, F&O Screeners, MTF, Dynamic Watchlists, and the App Redesign - all designed with active traders in mind.

With love,
Paytm Money iOS Team

### 2.270 — 2026-07-28

We’re excited to roll out powerful new capabilities that enhance your order execution, investment discovery, and market awareness—all while keeping the experience simple and intuitive.

Quick Recap of What’s New

1. Advanced Order Capabilities (Enhancement) 
Take greater control of how you place and execute trades:
 • Iceberg Orders – Place large orders in smaller chunks to minimize market impact
 • AMO Scheduling – Schedule your orders in advance for execution beyond market hours
 • Time-Based Validity – Set how long your orders remain active
 • Automatic Order Slicing – Large orders are intelligently split for smoother execution
 • Seamless Experience – All of this comes without changing the familiar order flow

2. Smallcases on Paytm Money (New Feature) 
Invest smarter with expert-curated portfolios:
 • Access smallcases Directly – Explore and invest in ready-made portfolios of stocks and ETFs
 • Curated by SEBI-Registered Experts – Built for different strategies and market outlooks
 • Simple & Long-Term Investing – Ideal for goal-based and thematic investments
 • Effortless Discovery to Investment – Go from browsing to investing in just a few taps

3. Corporate Actions Widget – Smarter & More Discoverable (Revamp) 
Stay on top of every important stock update with a fully upgraded experience:
 • All Stock Actions in One Place – Now view all corporate actions, not just approved events
 • Search & Filters – Easily find events with stock-level search and event-type filters
 • Personalised Views – Filter actions based on your Watchlist and Holdings
 • Results Aggregation – Access quarterly and annual results across stocks, now available in one place

These enhancements are part of our ongoing effort to streamline your journey and boost trading efficiency. And don’t forget to explore other powerful features like Trade from Charts, Paytm Money Stories, Expert Opinion Widget, F&O Screeners, MTF, Dynamic Watchlists, and the new App Redesign — all designed with active traders in mind.

With love,
Paytm Money iOS Team

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All apps by Paytm Mobile Solutions: https://appshunter.io/developer/473941637

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
