# PayTrackr: Paycheck Budget — Budget by Paycheck, Not Month

> Budgeting app that manages finances by paycheck, not by month. (iPhone/iPad app by Elias Hitchcock.)

- Source: https://appshunter.io/ios/app/paytrackr-paycheck-budget/id6781117145 (this page in markdown: same URL + `.md`)
- Developer: [Elias Hitchcock](https://appshunter.io/developer/6781117147)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 17.6 · 6 MB
- Languages: American English
- Released: 2026-07-06
- Data updated: 2026-08-27
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/paytrackr-paycheck-budget/id6781117145/reviews.md

## What is PayTrackr?

PayTrackr thinks in paychecks — because that's how real life works.
Most budgeting apps show you one monthly balance and expect you to figure everything else out.
But if you're paid every two weeks, monthly budgeting doesn't answer the most important question:
"How much money do I have left from THIS paycheck?"
PayTrackr was built to solve that.
Budget by paycheck
Assign every bill to a specific paycheck so you always know what's covered before payday arrives.
Track spending
Record everyday purchases and instantly see how much remains in each paycheck.
Build savings funds
Create savings goals for emergencies, vacations, holidays, or anything else you're working toward.
Pay bills directly from savings
Need to pay a bill using your emergency fund or another savings goal?
PayTrackr automatically deducts it from the selected fund instead of your paycheck balance.
Spending insights
Visual charts help you understand exactly where your money goes every month.
Built for privacy
Your financial information stays yours.
Your budget is stored securely using your own iCloud account, allowing your data to sync across your Apple devices. PayTrackr never collects, stores, or has access to your financial information.
Premium Features
• Unlimited paychecks
• Unlimited bills
• Unlimited transactions
• Unlimited savings funds
• iCloud sync across devices
Whether you're budgeting for everyday life or working toward long-term financial goals, PayTrackr helps you stay organized, reduce stress, and always know where your money stands.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Budget by paycheck
- Assign bills to specific paychecks
- Track everyday spending
- Build savings funds
- Pay bills from savings
- Spending insights with charts
- iCloud sync across devices

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| PayTrackr: Paycheck Budget | $2.99 | per month |



## Frequently asked questions about PayTrackr

### How does PayTrackr budget by paycheck?

PayTrackr allows you to assign each bill to a specific paycheck. This ensures you know exactly what is covered before your payday arrives, providing a clear view of your available funds from that specific income.

### Can I use PayTrackr to save for specific goals?

Yes, PayTrackr enables you to create dedicated savings funds for various purposes such as emergencies, vacations, or holidays. You can also pay bills directly from these savings funds.

### Is my financial information secure with PayTrackr?

PayTrackr is built for privacy. Your financial information is stored securely using your iCloud account, and the app never collects, stores, or has access to your data. It syncs across your Apple devices.

### What are the premium features in PayTrackr?

Premium features include unlimited paychecks, bills, transactions, and savings funds. It also offers iCloud sync across devices for seamless data management.

### What is the pricing for PayTrackr's subscription?

PayTrackr offers a subscription at $2.99 per month, with a 1-month free trial. This unlocks all premium features for managing your finances.

### What devices does PayTrackr support?

PayTrackr is available on iPhone and iPad, allowing you to manage your budget and savings across your Apple devices through iCloud sync.

### How often is PayTrackr updated?

The latest version, 2.0, was released on July 16, 2026, indicating regular updates to improve functionality and user experience. The initial release date was July 6, 2026.

### Does PayTrackr have ads?

No, PayTrackr does not have advertisements. The app is free to download and use, with optional in-app purchases for premium features.

## Version history (last 2 releases)

### 2.0 — 2026-07-16

We're excited to introduce the biggest PayTrackr update yet!
• Completely redesigned interface
• New Buckets to organize everyday spending
• Powerful spending Reports
• Improved Today dashboard
• Better savings tracking
• Faster budgeting workflow
• Smoother animations and interactions
• Improved onboarding experience
• Numerous performance improvements and bug fixes

### 1.0 — 2026-07-06

No release notes.

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## Related topics

[paycheck budget](https://appshunter.io/ios/topics/paycheck-budget)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
