# PayUp Payments — Offer Buy Now Pay Later Today

> Merchant tool for offering split payments via buy now, pay later service. (iPhone/iPad app by PayJustNow.)

- Source: https://appshunter.io/ios/app/payup-payments/id1581951353 (this page in markdown: same URL + `.md`)
- Developer: [PayJustNow](https://appshunter.io/developer/1540578806)
- Category: Business, Productivity
- Price: Free
- Rating: 2.30/5 from 15 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 46 MB
- Languages: American English
- Released: 2021-11-03
- Data updated: 2026-08-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/payup-payments/id1581951353/reviews.md

## What is PayUp Payments?

PayUp allows merchants to offer PayJustNow at check out with no POS integration. 

PayJustNow is a buy now, pay later service that offers shoppers split payments at checkout while getting their goods upfront. The purchase is split into 3 interest-free instalments.

Key functionality includes:
- Sign up consumers to PayJustNow
- Initiate transactions via QR code, email or sms
- Process refunds
- Extract daily cash ups
- Chat directly to our support centre

PayJustNow is being used as a tender type in over 1500 stores across South Africa.

## Key features

- Offer Buy Now Pay Later at checkout
- No POS integration required
- Split payments into 3 interest-free installments
- Initiate transactions via QR code, email, or SMS
- Process refunds
- Extract daily cash ups
- Direct chat support


## Frequently asked questions about PayUp Payments

### What is PayUp Payments?

PayUp Payments is a business application that allows merchants to offer the PayJustNow buy now, pay later service to their customers at checkout. It facilitates split payments without requiring complex POS integration.

### How does PayUp Payments benefit shoppers?

Shoppers using PayUp Payments can split their purchases into three interest-free installments, allowing them to receive their goods immediately while managing their payments over time.

### Does PayUp Payments require POS integration?

No, a key feature of PayUp Payments is that it allows merchants to offer PayJustNow at checkout with no POS integration needed.

### What transaction methods does PayUp Payments support?

PayUp Payments supports initiating transactions via QR code, email, or SMS, offering flexibility for merchants and customers.

### Can merchants process refunds through PayUp Payments?

Yes, the application includes functionality for merchants to process refunds directly through the PayUp Payments platform.

### How frequently is PayUp Payments updated?

The latest version of PayUp Payments is 3.0.2, and it was last updated on July 9, 2025. This indicates a relatively active development cycle.

### What is the user rating for PayUp Payments?

PayUp Payments has a rating of 2.1 stars from 11 ratings. This suggests that while the app offers useful features, user satisfaction may be mixed.

### Is PayUp Payments available on multiple devices?

Yes, PayUp Payments is supported on iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users.

## Version history (last 5 releases)

### 3.0.5 — 2026-08-06

Security and Performance Enhancements.

### 3.0.4 — 2026-07-17

Security and Performance Enhancements.

### 3.0.2 — 2025-07-09

Security and Performance Enhancements.

### 3.0.1 — 2025-03-13

Security and Performance Enhancements.

### 3.0.0 — 2025-03-12

Security and Performance Enhancements.

## Related topics

[laybuy](https://appshunter.io/ios/topics/laybuy)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*