# PayWise AI Budget Planner — AI Budget Debt Payoff Planner

> AI Budget Debt Payoff Planner (iPhone/iPad app by TECK SOON NG.)

- Source: https://appshunter.io/ios/app/paywise-ai-budget-planner/id6769028548 (this page in markdown: same URL + `.md`)
- Developer: [TECK SOON NG](https://appshunter.io/developer/1896623862)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.4 · 11 MB
- Languages: American English, Arabic, Dutch, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese, Korean and 9 more
- Released: 2026-05-21
- Data updated: 2026-06-12
- User reviews in markdown: https://appshunter.io/ios/app/paywise-ai-budget-planner/id6769028548/reviews.md

## What is PayWise AI Budget Planner?

PayWise AI Budget Planner helps you plan your budget, track debts, and build healthier money habits with a simple AI-guided experience.

Use it to:
• Add debts and payoff goals
• Track payment progress
• See budget and debt insights
• Get simple AI-style guidance for money decisions
• Build daily financial habits
• Keep your plan private and easy to understand

PayWise AI is designed for everyday users who want clearer money direction without complicated spreadsheets.

Important: PayWise AI is not a bank, lender, investment adviser, tax adviser, legal adviser, or licensed financial adviser. The app does not provide regulated financial, investment, tax, legal, or loan advice. It helps users organize their own information and make more informed personal budgeting decisions.

Subscription Information:
PayWise AI Premium Monthly: $3.99/month after a 7-day free trial.
PayWise AI Premium Yearly: $29.99/year after a 7-day free trial.
Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Payment will be charged to your Apple Account at confirmation of purchase. You can manage or cancel subscriptions in your App Store account settings.

Lifetime Premium:
PayWise AI Lifetime Premium is a one-time purchase of $34.99.

Privacy Policy:
https://jerryng145.github.io/paywise-ai-privacy-policy/

Terms of Use:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Premium | $34.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-05-21

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-12.*