# PayX > Payment arrangement tool for bills and Pix transfers. (iPhone/iPad app by Incentive SA.) - Source: https://appshunter.io/ios/app/payx/id6469328945 (this page in markdown: same URL + `.md`) - Developer: [Incentive SA](https://appshunter.io/developer/1884094542) - Category: Finance - Price: Free - Rating: 1.00/5 from 1 App Store ratings ยท 56 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 ยท 23 MB - Languages: American English - Released: 2023-10-16 - Data updated: 2026-08-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/payx/id6469328945/reviews.md ## What is PayX? PayX รฉ uma ferramenta de arranjo pagamento com as seguintes saรญdas cash-out : pagamento de boletos e pix. ## Key features - Payment arrangements - Bill payments - Pix transfers - Cash-out options ## What do users think of PayX? Overall sentiment: negative **Pros** - ๐Ÿ‘ Easy to use - ๐Ÿš€ Pix transfers are fast - ๐Ÿ‘ Intuitive interface - ๐Ÿ‘ Functional app - ๐Ÿ‘ Great company solutions - ๐Ÿ‘ Practical and fast **Cons** - ๐Ÿ› App doesn't work - ๐Ÿ› Very bad experience - ๐Ÿ› New update made it worse - ๐Ÿ› Verification code never arrives - ๐Ÿ› Code expires too quickly - ๐Ÿ› White screen on opening - ๐Ÿ› Difficult to access - ๐Ÿ› Human verification fails - ๐Ÿ› SMS codes not sent - ๐Ÿ› Constantly freezes - ๐Ÿ› Slow loading - ๐Ÿ› API error - ๐Ÿ› Cannot log in - ๐Ÿ› Communication API error - ๐Ÿ› Difficult to get customer service - ๐Ÿ› Full of bugs - ๐Ÿ› Doesn't open properly - ๐Ÿ› App stops working after closing - ๐Ÿ› Not 100% functional - ๐Ÿ› Horrible application - ๐Ÿ› Difficult to navigate - ๐Ÿ› Unfunctional SAC - ๐Ÿ› Pix made without authorization - ๐Ÿ› Transaction recipient not identified - ๐Ÿ› Never works correctly - ๐Ÿ› Causes losses - ๐Ÿ› Monthly problems - ๐Ÿ› Worst app ever - ๐Ÿ› Instable - ๐Ÿ› Charged without option - ๐Ÿ› Bureaucratic login - ๐Ÿ› Difficult to transfer money - ๐Ÿ› Money disappeared - ๐Ÿ› No assistance for transfers - ๐Ÿ› No access to money - ๐Ÿ› No support response - ๐Ÿ› Cannot reset password - ๐Ÿ› WhatsApp doesn't respond - ๐Ÿ› Worst app used - ๐Ÿ› Cannot make transfers - ๐Ÿ› Money sometimes disappears - ๐Ÿ› Cannot access account - ๐Ÿ› Cannot reset password on app/site - ๐Ÿ› Horrible WhatsApp and phone support - ๐Ÿ› Very bad app - ๐Ÿ› App is a mess - ๐Ÿ› No information on limits - ๐Ÿ› No QR code payment option - ๐Ÿ› Proximity payment not working - ๐Ÿ› Support doesn't respond - ๐Ÿ› App is horrible and criminal - ๐Ÿ› Cannot reset password - ๐Ÿ› Cannot access money - ๐Ÿ› Cannot get support - ๐Ÿ› No access for days - ๐Ÿ› No phone support - ๐Ÿ› No response - ๐Ÿ› Absurd situation - ๐Ÿ› Cannot change password - ๐Ÿ› App is terrible - ๐Ÿ› Cannot reset password - ๐Ÿ› Money disappeared - ๐Ÿ› Very bad - ๐Ÿ› Worst app ever used - ๐Ÿ› Cannot enter - ๐Ÿ› Cannot access account - ๐Ÿ› Cannot reset password - ๐Ÿ› Annoying - ๐Ÿ› Cannot reset password - ๐Ÿ› Horrible WhatsApp and phone support - ๐Ÿ› App is very bad - ๐Ÿ› App is horrible - ๐Ÿ› App is a mess **Commonly reported bugs** - Verification code not arriving - Code expiring too quickly - White screen on opening - Difficult to access app - Human verification failing - SMS codes not being sent - App freezing constantly - Slow loading times - API errors - Login issues - App not opening - App stops working after closing - Money disappearing - Cannot reset password - WhatsApp support not responding - No information on limits - No QR code payment option - Proximity payment not working - Support not responding - Cannot access account - Cannot change password - No phone support **Most requested features** - Option to reset password - Information on limits - QR code payment option - Proximity payment functionality ## Recent user reviews (10 of 56) All indexed reviews: https://appshunter.io/ios/app/payx/id6469328945/reviews.md ### 1/5 โ€” Pรฉssimo!! *2026-06-04* Pior app de banco que existe!! Trava, nรฃo funciona na hora que vc mais precisa, fala que a chave pix estรก errada ou inexistente (vc pega a mesma chave e vai em outro app e consegue realizar o pix) Pรฉssimo!! ### 1/5 โ€” Um LIXO *2026-05-29* O aplicativo vive dando problemas de senha, quando vocรช tenta logar (isso quando consegue), ele fica com a tela branca, onde mostra sรณ um sino, uma seta e sรณ isso. Tenho dinheiro nele e nรฃo consigo usar! Uma palhaรงada! ### 1/5 โ€” Lixo de app *2026-05-26* Nรฃo consigo fazer um pix fica dando erro, cรณdigo nรฃo chega e a empresa nรฃo troca esse lixo . ### 1/5 โ€” Pior aplicativo que jรก vi *2026-05-25* Desconheรงo um app pior que esse. ### 1/5 โ€” Aplicativo pessimo *2026-05-06* Se pudesse dava menos de uma estrela pq nem um pix da pra fazer ### 1/5 โ€” Not working *2026-04-04* Not working ### 5/5 โ€” Melhor *2026-01-29* Com as รบltimas atualizaรงรตes o aplicativo estรก mais fรกcil de operar e mais robusto. ### 1/5 โ€” Pรฉssimo app *2026-01-10* Nรฃo abre sempre, demora uma vida para carregar, nem sempre vc consegue fazer pix. Detesto. Infelizmente รฉ a รบnica opรงรฃo na empresa que trabalho ### 1/5 โ€” Nรฃo funciona *2025-10-20* Pรฉsimo ### 1/5 โ€” Pessimo *2025-10-14* Jรก nรฃo era bom, agora com essa nova atualizaรงรฃo ficou pรฉssimo Nรฃo consigo fazer nenhum pix pq pede cรณdigo de verificaรงรฃo, cรณdigo esse que nunca chega pra mim!! ๐Ÿ˜ก ## Frequently asked questions about PayX ### What does PayX do? PayX is a payment arrangement tool that allows users to make payments for bills and conduct Pix transfers. It simplifies managing your financial transactions. ### What are the key features of PayX? The app's main features include payment arrangements, the ability to pay bills, and the functionality to make Pix transfers. It also offers cash-out options. ### Is PayX free to use? Based on the provided information, PayX is a free application. There are no mentions of subscription fees, in-app purchases, or advertisements. ### What are common use cases for PayX? Common use cases include paying utility bills, settling debts, sending money instantly via Pix, and managing various payment arrangements conveniently through the app. ## Version history (last 5 releases) ### 3.0.33 โ€” 2026-06-05 Melhorias e bugfixes ### 3.0.32 โ€” 2026-05-06 Melhorias e bugfixes ### 3.0.31 โ€” 2026-04-14 Melhorias e Bugfixes ### 3.0.30 โ€” 2026-04-08 Melhorias e bugfixes ### 3.0.29 โ€” 2026-03-26 Melhorias e bugfix ## Apps similar to PayX | App | Rating | Price | Category | | --- | --- | --- | --- | | [CAIXA Consรณrcio](https://appshunter.io/ios/app/caixa-consorcio/id6599848539) | โ€” | Free | Finance | | [Swile BR](https://appshunter.io/ios/app/swile-br/id1187752428) | 4.1 (38) | Free | Finance | | [OnlyPay](https://appshunter.io/ios/app/onlypay/id1642801936) | โ€” | Free | Finance | | [FUNCEF](https://appshunter.io/ios/app/funcef/id1564348068) | 4.9 (47) | Free | Finance | | [Moovi](https://appshunter.io/ios/app/moovi/id1660805613) | 5.0 (3) | Free | Finance | | [Mount Pay](https://appshunter.io/ios/app/mount-pay/id6479809763) | โ€” | Free | Finance | ## More apps by Incentive SA - [PayX Incentive](https://appshunter.io/ios/app/payx-incentive/id6757821808) All apps by Incentive SA: https://appshunter.io/developer/1884094542 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*