# Payy — Payy anyone, anywhere > Global money app for easy, private digital payments with stablecoins. (iPhone/iPad app by Polybase Labs.) - Source: https://appshunter.io/ios/app/payy/id6474760518 (this page in markdown: same URL + `.md`) - Developer: [Polybase Labs](https://appshunter.io/developer/1722468125) - Category: Finance - Price: Free - Rating: 4.20/5 from 34 App Store ratings · 20 written reviews indexed - Age rating: 4+ - Requires: iOS 15.5 · 130 MB - Languages: American English, French (France), European Spanish - Released: 2024-05-21 - Data updated: 2026-08-17 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/payy/id6474760518/reviews.md ## What is Payy? Payy is the global money app for everyone. Other money apps have fees, limits and delays.  Blockchains are clunky and unsafe. Payy is a new financial system built from the ground up to make digital money easy & private. • Send stablecoins with magical payment links — the receiver doesn’t even need to have Payy. • Never get debanked. Your account can never be frozen or 
suspended. Funds on Payy are controlled by you, not some bank. • Payy Card (limited availability) — spend stablecoins online or in shops, with unrivaled privacy. ## Key features - Send stablecoins with payment links - No account freezing or suspension - User-controlled funds - Payy Card for spending - Easy and private digital money ## Recent user reviews (10 of 20) All indexed reviews: https://appshunter.io/ios/app/payy/id6474760518/reviews.md ### 4/5 — Add networks options *2026-05-19, version 3.0.81* I actually like your app so much useful , but Etherium network is expensive , add other options like BNb ### 1/5 — Maliciously collecting personal information *2026-05-14, version 3.0.81* The card application portal disappeared immediately after I submitted my application. ### 1/5 — This is a scam! Do not use *2026-04-10, version 3.0.81* This is a scam I sent crypto to it and over a day now and nothing! Do not use!!! ### 4/5 — Good app *2026-03-17, version 3.0.78* but now its geting terifying ### 1/5 — Unreliable fintech product *2025-12-19, version 3.0.3* Critical issues related to user balance, that they somehow didn’t notice during audit Even though, now they aren’t rushing to solve them Never trust your money to junks not paying attention to basic of basics ### 2/5 — No Qrcode support *2025-11-10, version 2.0.19* Hard to make deposits ### 1/5 — Unreliable fintech product *2025-10-20, version 2.0.17* Critical issues related to user balance, that they somehow didn’t notice during audit Even though, now they aren’t rushing to solve them ### 1/5 — Strange problems, not useful at all *2025-10-07, version 2.0.11* Stuck on “Account update in progress, may take 1-2 mins”. Also, an option to order Visa card doesn’t appear on Android. I have tried to import wallet phrase on iPhone, but I can’t. I want to give a chance, but how!? ### 5/5 — World-class Product *2025-08-06, version 1.9.17* Payy is a brilliant vision of the future. The idea and execution has been flawless — I can finally pay people with stablecoins privately and this has genuinely made my life better. Definitely worth trying out. ### 5/5 — Lightning fast, accurate and always works. Get your Payy credit card to spend anywhere. *2025-05-13, version 1.9.5* Just awesome, fast and worldwide in any currency. Secure, private and efficient. ## Frequently asked questions about Payy ### What is this app? This app is a global money application designed to make digital money easy and private. It allows users to send stablecoins, offers financial freedom by preventing account freezes, and provides a card for spending. ### How does sending money work? You can send stablecoins using magical payment links. The recipient does not even need to have the app installed to receive the funds, making it a seamless experience. ### Is my account secure and can it be frozen? Your account can never be frozen or suspended, and you are never debanked. Funds on the platform are controlled by you, not by a bank, offering unparalleled financial freedom and security. ### What are the costs associated with using this app? Based on the provided information, the app is free to use and does not have in-app purchases or ads. It aims to offer a solution without the fees, limits, and delays often found in other money apps. ### Who is this app for? This app is for anyone looking for a new financial system that prioritizes ease of use, privacy, and control over digital money. It's particularly useful for global money transfers and everyday spending. ## Version history (last 5 releases) ### 3.0.132 — 2026-07-24 bug fixes and performance improvements ### 3.0.81 — 2026-03-20 bug fixes and performance improvements ### 3.0.78 — 2026-03-14 bug fixes and performance improvements ### 3.0.75 — 2026-03-12 bug fixes and performance improvements ### 3.0.58 — 2026-02-24 bug fixes and performance improvements ## Apps similar to Payy | App | Rating | Price | Category | | --- | --- | --- | --- | | [Neverless: Stocks & Crypto](https://appshunter.io/ios/app/neverless-stocks-and-crypto/id1659648196) | 4.8 (163) | Free | Finance | | [SAVO: All-In-One Wallet](https://appshunter.io/ios/app/savo-all-in-one-wallet/id6742020669) | 4.8 (271) | Free | Finance | | [Cypher Wallet](https://appshunter.io/ios/app/cypher-wallet/id1604120414) | 4.2 (30) | Free | Finance | | [Aave: Save and Earn](https://appshunter.io/ios/app/aave-save-and-earn/id6754045087) | 4.6 (219) | Free | Finance | | [Zodl: Zcash Wallet](https://appshunter.io/ios/app/zodl-zcash-wallet/id1672392439) | 5.0 (118) | Free | Finance | | [ether.fi: Crypto Card & Spend](https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367) | 4.9 (273) | Free | Finance | ## Related topics [pay anyone](https://appshunter.io/ios/topics/pay-anyone) · [green dot moneypak](https://appshunter.io/ios/topics/green-dot-moneypak) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*