# Payy — user reviews

> 20 indexed App Store user reviews of Payy by Polybase Labs, rated 4.10/5 from 35 ratings.

- Source: https://appshunter.io/ios/app/payy/id6474760518/reviews
- App overview in markdown: https://appshunter.io/ios/app/payy/id6474760518.md
- Rating breakdown: 5★ 25 · 4★ 3 · 3★ 0 · 2★ 0 · 1★ 7

## Newest reviews (1 of 20)

### 5/5 — Nice

*2024-06-15, version 1.1.13*

Looks great. Really easy to use.

## Most critical reviews (10 lowest-rated)

### 1/5 — Maliciously collecting personal information

*2026-05-14*

The card application portal disappeared immediately after I submitted my application.

### 1/5 — This is a scam! Do not use

*2026-04-10*

This is a scam I sent crypto to it and over a day now and nothing! Do not use!!!

### 1/5 — Unreliable fintech product

*2025-12-19*

Critical issues related to user balance, that they somehow didn’t notice during audit 
Even though, now they aren’t rushing to solve them
Never trust your money to junks not paying attention to basic of basics

### 1/5 — Unreliable fintech product

*2025-10-20, version 2.0.17*

Critical issues related to user balance, that they somehow didn’t notice during audit 
Even though, now they aren’t rushing to solve them

### 1/5 — Strange problems, not useful at all

*2025-10-07*

Stuck on “Account update in progress, may take 1-2 mins”. Also, an option to order Visa card doesn’t appear on Android. I have tried to import wallet phrase on iPhone, but I can’t. I want to give a chance, but how!?

### 1/5 — Possible Scam

*2025-04-13, version 1.9.0*

Deceptive advertising, they promote on X that it gives you 40% off on ChatGPT, and it's not true. Uncomfortable interface. Possible scam.

### 2/5 — No Qrcode support

*2025-11-10, version 2.0.19*

Hard to make deposits

### 4/5 — Add networks options

*2026-05-19*

I actually like your app so much useful , but Etherium network is expensive , add other options like BNb

### 4/5 — Good app

*2026-03-17, version 3.0.78*

but now its geting terifying

### 5/5 — World-class Product

*2025-08-06*

Payy is a brilliant vision of the future. The idea and execution has been flawless — I can finally pay people with stablecoins privately and this has genuinely made my life better. Definitely worth trying out.

## Most praised reviews (9 highest-rated)

### 5/5 — Lightning fast, accurate and always works. Get your Payy credit card to spend anywhere.

*2025-05-13*

Just awesome, fast and worldwide in any currency. Secure, private and efficient.

### 5/5 — Really awesome

*2024-10-09*

Payy is crypto-native, allows easy and private payments and is decentralizing! Seriously, you should check this app out

### 5/5 — Reliable and private crypto payments

*2024-08-15, version 1.4.0*

Payy is super dope! It's easy to use, has no fees for paying anyone, and I love how quick it is to set up an account—definitely better than Venmo and Revolut!

### 5/5 — Easy to use and fast

*2024-08-15*

Great app all around

### 5/5 — No fee on international transactions

*2024-08-15*

Payy was easy for me to use and send money to family internationally within seconds. And there were no hidden fees! Would use it all the time.

### 5/5 — Great and easy to use wallet

*2024-08-14*

Payy is setting the standard for crypto wallets. It’s clean and easy to use. Sending and receiving is very fast. Would recommend

### 5/5 — Easy, private payments

*2024-08-14*

Payy is the easiest method to pay people directly and privately!

### 5/5 — Clean wallet, easy to use

*2024-07-10*

Smooth UI, good security too

### 5/5 — Clean and easy

*2024-06-20*

Easiest wallet to setup. No login or signup 👌

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*