# Peaks Mobile Banking™

> Mobile banking app for managing accounts, transfers, bill pay, and check deposits. (iPhone/iPad app by Wasatch Peaks Credit Union.)

- Source: https://appshunter.io/ios/app/peaks-mobile-banking/id634468159 (this page in markdown: same URL + `.md`)
- Developer: [Wasatch Peaks Credit Union](https://appshunter.io/developer/634468162)
- Category: Finance, Business
- Price: Free
- Rating: 4.45/5 from 495 App Store ratings · 50 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 28 MB
- Languages: English, Portuguese, Chinese, Spanish, Chinese
- Released: 2013-05-14
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/peaks-mobile-banking/id634468159/reviews.md

## What is Peaks Mobile Banking™?

Wasatch Peaks Credit Union is always with you with Peaks Mobile Banking™ at your fingertips! Now, you can manage your finances anytime, anywhere from the convenience of your mobile device. Peaks Mobile Banking™ is just another way that Wasatch Peaks Credit Union helps you to Reach Your Peak™!

Account Overview:
The Account Overview screen allows you to see all your accounts listed with your balances.

Account Details:
Select an account, like your Checking Account, to view more detailed account information.

Check Balances:
Click on any of your accounts to check current balances.

Account History:
Scroll through your history or search for specific transactions sorted by date, recent activity, or transaction description.

Transfer Funds:
Move money between your Wasatch Peaks accounts as needed.

Bill Pay:
Conveniently pay bills from your mobile device.

Mobile Deposit:
Deposit Checks by taking a picture of your endorsed check on the front and back. It’s really that simple and convenient!

ATM/Branch Locator:
Find the Wasatch Peaks branch and ATM closest to you.

Alerts:
Get Alerts for low balances, Bill Pay, deposits, and more — 24/7 on your mobile device.

## Key features

- Account overview and details
- Check account balances
- View transaction history
- Transfer funds between accounts
- Mobile bill payment
- Deposit checks via photo
- ATM and branch locator
- Customizable account alerts

## What do users think of Peaks Mobile Banking™?

Overall sentiment: positive

**Pros**

- 👍 Intuitive and user-friendly interface
- 💰 Easy account management and balance checking
- 🚀 Fast money transfers between accounts
- 📱 Convenient mobile check deposit feature
- 🔄 Seamless bill pay functionality
- 👥 Multiple account viewing in one place
- ⏰ 24/7 account access
- 🎨 Clean, simple design suitable for non-tech-savvy users
- 💳 Quick access to financial information
- 😊 Reliable and stable performance for most users

**Cons**

- 🐛 Mobile check deposit frequently fails with login errors
- 🐛 App crashes and closes unexpectedly
- ⚠️ Account reactivation issues and forced weekly logins
- 🐛 Slow performance and glitchy behavior
- 📉 Outdated interface and design
- 💸 Fees charged for one-time loan payments
- 🔌 Connection issues on Sunday mornings
- ⚠️ Transfer posting delays and balance update failures
- 📊 Limited loan account visibility and management
- 🔗 No external account transfer capability (no Zelle)

**Commonly reported bugs**

- Mobile check deposit requires login despite being logged in
- App resets to login screen during mobile deposit process
- Account reactivation required after inactivity
- Transfer posting delays and balance synchronization failures
- App crashes and unexpected closures
- Sunday morning connection failures
- Payoff amount calculation errors (off by cents)
- Slow app performance and frequent glitches

**Most requested features**

- Pending deposit visibility
- Push notifications for deposits
- Mobile check upload functionality
- Online CD purchase option
- Fingerprint and facial recognition login
- Zelle integration for external transfers
- Exact loan payoff amounts display
- Customizable font sizes and background colors
- Account nickname synchronization with tellers
- Loan payment capability within app
- View all account types (loans, CDs) in app

## Recent user reviews (10 of 50)

All indexed reviews: https://appshunter.io/ios/app/peaks-mobile-banking/id634468159/reviews.md

### 4/5 — Almost 5 stars

*2023-01-12, version 9.0.5724*

I love the app I just wish it would show pending deposits and also have the option for when there is a deposit, to get a push notification. Those are two features I’m used to from other institutions but I love Wasatch Peaks and am just wanting that to be a feature to the app at some point.

### 4/5 — Important

*2023-01-08, version 9.0.5724*

Could have a few improvements. Like being able to upload a check.

### 5/5 — Great app

*2022-11-29, version 9.0.5724*

Great app and even better Credit Union to do business with.  I will never deal with a bank again.

### 5/5 — Love the convenience

*2022-11-28, version 9.0.5724*

I use the mobile deposit feature frequently. And I like being able to transfer money from my mobile device.

### 5/5 — Greatest credit Union

*2022-11-23, version 9.0.5724*

I have backed with Wasatch Peaks for years and just love them! The banking app is easy to use and makes watching my accounts and handling funds simple.

### 5/5 — 5 stars

*2022-11-10, version 9.0.5724*

It’s the most useful bank tool I have experienced. You have access to your accounts, just like you were standing in the bank.

### 5/5 — The best and easiest to use.

*2022-11-01, version 9.0.5724*

I have to say it’s a pleasure to use a banking app that doesn’t drive you crazy. If it wasn’t the loss of the tellers friendly smiles I’d use it every time.

### 4/5 — Wasatch Peaks

*2022-10-31, version 9.0.5724*

Banking is so easy here at WasatchPeaks . The online and the app are both very user friendly. One improvement they should make is to purchase CD’s online.

### 5/5 — Super User Friendly!

*2022-10-28, version 9.0.5724*

They definitely thought about members when designing the app. Super straight forward and easy to figure out how to do whatever you need.

### 5/5 — Leo’s rating

*2022-10-26, version 9.0.5724*

App is very easily accessible and easily able to transfer and send money.

## Frequently asked questions about Peaks Mobile Banking™

### What can I do with this mobile banking app?

This app allows you to manage your finances from your mobile device. You can view account overviews and details, check balances, review transaction history, transfer funds between your accounts, pay bills, and deposit checks by taking pictures of them. It also includes an ATM/branch locator and customizable alerts.

### How do I deposit a check using the app?

Depositing a check is simple. You can deposit checks by taking a picture of the front and back of your endorsed check directly through the app. This feature offers a convenient way to add funds to your account without visiting a branch.

### Is there a cost to use Peaks Mobile Banking?

Based on the provided information, the app is free to use. There are no mentioned costs associated with downloading or using its core features for managing your accounts and performing transactions.

### What kind of alerts can I set up?

You can set up various alerts to stay informed about your account activity. These alerts can notify you about low balances, upcoming bill payments, successful deposits, and more, providing 24/7 updates directly to your mobile device.

### Can I find ATMs and branches with this app?

Yes, the app includes an ATM/Branch Locator feature. This allows you to easily find the Wasatch Peaks branch or ATM that is closest to your current location, making it convenient to access physical services when needed.

## Version history (last 1 release)

### 9.0.5724 — 2022-10-08

Enhancements and bug fixes

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## More apps by Wasatch Peaks Credit Union

- [Peaks Money Manager](https://appshunter.io/ios/app/peaks-money-manager/id1040293813)
- [Wasatch Peaks Credit Union](https://appshunter.io/ios/app/wasatch-peaks-credit-union/id6448578241)

All apps by Wasatch Peaks Credit Union: https://appshunter.io/developer/634468162

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*