# Pearl Hawaii Mobile — Pearl Hawaii Federal CU

> Mobile banking app for managing accounts, payments, and deposits. (iPhone/iPad app by Pearl Hawaii Federal Credit Union.)

- Source: https://appshunter.io/ios/app/pearl-hawaii-mobile/id1457857832 (this page in markdown: same URL + `.md`)
- Developer: [Pearl Hawaii Federal Credit Union](https://appshunter.io/developer/766750827)
- Category: Finance, Business
- Price: Free
- Rating: 4.60/5 from 12 App Store ratings · 31 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 125 MB
- Languages: American English
- Released: 2019-06-12
- Data updated: 2026-08-20
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pearl-hawaii-mobile/id1457857832/reviews.md

## What is Pearl Hawaii Mobile?

Bank easily with Pearl Hawaii Mobile. Make payments, pay bills, transfer between accounts or to others, and deposit with just swipe. Upgrade you. 

To begin, you will need to be an existing Pearl Hawaii Online user. When you log into mobile banking, the system will confirm your login information along with your device to ensure we have the right person.

To sign in to the app, use your Pearl Hawaii username and password. If you do not have one, visit pearlhawaii.com or call us at 808.737.4328.

FEATURES:

• Access your accounts 24 hours a day.
• View balances without signing in using our widget.
• Move money between your accounts.
• Deposit checks with SnapDeposit.
• View scheduled transactions, pending deposits, and bill payments.
• Pay Bills.
• Open accounts or apply for loans.
• View and manage statements.
• Manage your credit or debit cards.
• Find the nearest branch or ATM.

Message and data rates may apply. Continued use of GPS running in the background can dramatically decrease battery life.


Federally insured by NCUA.

## Key features

- 24/7 account access
- View balances with widget
- Transfer funds between accounts
- Mobile check deposit (SnapDeposit)
- Bill payment
- Open accounts and apply for loans
- Manage cards and statements

## Recent user reviews (10 of 31)

All indexed reviews: https://appshunter.io/ios/app/pearl-hawaii-mobile/id1457857832/reviews.md

### 1/5 — External Transfer not working anymore

*2024-09-29*

Since the update I can’t do external transfer anymore from my other bank to pay my loan.

### 5/5 — App is great

*2024-06-28*

Fast, easy to use, huge improvement.

### 5/5 — Much better now!

*2024-06-08*

New updated app is more user friendly, looks better, and runs a bit faster. Additions of budgeting and credit score features is cool, which is something I probably wouldn’t have looked at on my own.

### 5/5 — Great App

*2024-06-08*

App works great!!!!

### 3/5 — Pearl Hawaii Federal Credit Union App

*2023-03-24, version 9.7.4*

The app is convenient, but slow to update transfers of funds.

### 1/5 — The App is NOT App’ing

*2023-01-05*

Why even have an app if it’s not gonna do what it’s supposed to? It logs you out in the midst of logging you in. If you click on account balance it boots you out. Takes forever to load, lags, forever loading, the list is endless.  The last update was months ago & it seems the same if not worse than before. The one star was required to post a review. 
So frustrating

### 3/5 — Usable but needs work

*2022-11-12*

My biggest gripe is that the CDs in my account do not show the rate.  Please fix this.

### 5/5 — Never have 10 stars

*2022-03-18*

Cherreh 🤙🏾

### 1/5 — App is slow and takes forever to login and load your accounts

*2022-03-14*

App is slow and takes forever to login and load your accounts

### 5/5 — Greatest bank

*2021-12-15*

Ty for your service here love the bank

## Frequently asked questions about Pearl Hawaii Mobile

### What can I do with the Pearl Hawaii Mobile app?

The app allows you to bank easily by making payments, paying bills, transferring funds between your accounts or to others, and depositing checks. You can also access your accounts 24 hours a day, view balances with a widget, manage statements and cards, and find branch or ATM locations.

### How do I sign in to the Pearl Hawaii Mobile app?

To sign in, you will need to be an existing Pearl Hawaii Online user. Use your Pearl Hawaii username and password to log into the app. The system will confirm your login information and device for security.

### What if I don't have a Pearl Hawaii Online username and password?

If you do not have a username and password for Pearl Hawaii Online, you can visit pearlhawaii.com to register or call them at 808.737.4328 to set up your online access.

### Is the Pearl Hawaii Mobile app free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases. However, standard message and data rates from your mobile carrier may apply.

### What are the key features for managing money?

Key features for managing money include the ability to move money between your accounts, deposit checks using SnapDeposit, view scheduled transactions and pending deposits, pay bills, and manage your credit or debit cards.

## Version history (last 5 releases)

### 4022.1.1 — 2026-08-18

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4022.0.0 — 2026-07-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.2.1 — 2026-06-26

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.1.3 — 2026-06-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.2 — 2026-05-04

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

## Apps similar to Pearl Hawaii Mobile

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| --- | --- | --- | --- |
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| [University of Hawaii FCU](https://appshunter.io/ios/app/university-of-hawaii-fcu/id1624416331) | 4.8 (1,072) | Free | Finance |
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## More apps by Pearl Hawaii Federal Credit Union

- [Pearl Hawaii FCU for iPad](https://appshunter.io/ios/app/pearl-hawaii-fcu-for-ipad/id1457871873)
- [Pearl Wallet](https://appshunter.io/ios/app/pearl-wallet/id1584811826)

All apps by Pearl Hawaii Federal Credit Union: https://appshunter.io/developer/766750827

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*
